Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Maryland›Washington County›Funkstown

June Marcia Williams — Licensed Insurance Agent in Funkstown, MD
June Marcia Williams
Your Insurance Agent in Funkstown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Funkstown, MD...
National Producer No.
17209549
Verify ↗

Fast & Affordable Life Insurance in Funkstown | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Funkstown Without the Complexity

Your local licensed agent in Funkstown, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Funkstown, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Funkstown, MD

Funkstown, MD — Your Local Producer

Hello, Funkstown neighbors! As a fellow Marylander, I appreciate the unique charm and strong community spirit that defines life here in Washington County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping Funkstown families secure their financial futures. Whether you're thinking about protecting your loved ones with Term or Whole Life insurance, planning for final expenses, or exploring options like Critical Illness or Accident & Injury coverage, I'm here to provide clear, personalized guidance. I help you navigate your choices so you can feel confident in your decisions. (NPN: 17209549, Maryland License No: 3004137002)

  • Funkstown Town Hall
  • Funkstown Community Park
  • Baltimore Street & Antietam Street
NPN17209549MD License3004137002

Funkstown is home to approximately 861 residents in Washington County, with a median age of 59.1 and a median household income of $52,800. About 62% of homes are owner-occupied; the median home value is $232,000. 29% of adults hold a bachelor's degree or higher; households with children make up 8%; veterans comprise 6% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Funkstown households.

How Funkstown compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS FUNKSTOWN · 861 RESIDENTS
Washington County vs Funkstown — population comparison Washington County: 154,645 residents. Funkstown: 861 residents, 0.6% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
861 FUNKSTOWN RESIDENTS ↳ 0.6% of Washington County residents
Underwriting Guidelines

Can I get life insurance with high cholesterol in Funkstown, MD?

Yes. Washington County's health profile — 156,000 residents, 9.4% uninsured, 38.5% adults with high cholesterol, 26.4% with arthritis — shapes how A-rated carriers tier rate classes for Funkstown applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Funkstown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Mercersville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Funkstown (CITY) High cholesterol: 38.5%. High blood pressure: 39.6%. Obesity: 35.2%. Diagnosed diabetes: 12.7%. Current cigarette smoking: 12.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FUNKSTOWN High cholesterol 38.5% High blood pressure 39.6% Obesity 35.2% Diagnosed diabetes 12.7% Current cigarette smoking 12.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~861
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2431100
Google Maps
Funkstown Mayor photo 1Funkstown Mayor photo 2Funkstown Mayor photo 3
Photos by Sevana Lake , From a Google User , Alex PennCove Tucker via Google Maps
View on Google Maps
Funkstown Mayor
(301) 791-0948
funkstown.com
30 E Baltimore St, Funkstown, MD 21734, USA
Available in Funkstown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Funkstown.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Funkstown

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Official Resources

Know your rights in Funkstown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Funkstown insurance — answered.

💰

How much does life insurance cost in Funkstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Funkstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Funkstown?

Yes. June serves all of Funkstown and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Fountainhead-Orchard Hills Washington County, MD 10 products available
•
You Are Here Funkstown Washington County, MD
•
Next → Gapland Washington County, MD 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia