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Home›Maryland›Washington County›Downsville

June Marcia Williams — Licensed Insurance Agent in Downsville, MD
June Marcia Williams
Your Insurance Agent in Downsville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Downsville, MD...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Downsville

Dedicated Coverage Options from Final Expense to Term Life in Washington County

The Smart Choice for Dependable Life Insurance in Downsville, MD

Your local licensed agent in Downsville, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Downsville, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Downsville, MD

Downsville, MD — Your Local Producer

Hello, Downsville neighbors! In a community like ours here in Washington County, where life moves at a comfortable pace and neighbors look out for one another, planning for the future is just as important. I'm June Marcia Williams, your local licensed insurance producer, and I'm dedicated to helping you understand your options for personal insurance. Whether you're thinking about term life, final expense, or coverage for unexpected accidents, I can help you navigate the choices. My goal is to provide clear, straightforward guidance so you can feel confident in your decisions. (NPN: 17209549, Maryland License No: 3004137002)

  • Downsville Pike (MD-632)
  • St. James School
  • Downsville Ruritan Club
NPN17209549MD License3004137002

Downsville is home to approximately 918 residents in Washington County, with a median age of 27.6. About 44% of homes are owner-occupied; the median home value is $345,000. 11% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 7% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Downsville households.

How Downsville compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS DOWNSVILLE · 918 RESIDENTS
Washington County vs Downsville — population comparison Washington County: 154,645 residents. Downsville: 918 residents, 0.6% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
918 DOWNSVILLE RESIDENTS ↳ 0.6% of Washington County residents
Underwriting Guidelines

Are Downsville residents with high cholesterol able to qualify for life insurance?

Yes. Washington County's health profile — 156,000 residents, 9.4% uninsured, 38.4% adults with high cholesterol, 26.4% with arthritis — shapes how A-rated carriers tier rate classes for Downsville applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Downsville families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Halfway →

📊 Top Health Considerations (CDC)

Top Health Considerations for Downsville (CITY) High cholesterol: 38.4%. High blood pressure: 40.9%. Obesity: 36.6%. Diagnosed diabetes: 13.7%. Current cigarette smoking: 13.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DOWNSVILLE High cholesterol 38.4% High blood pressure 40.9% Obesity 36.6% Diagnosed diabetes 13.7% Current cigarette smoking 13.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~918
Lack of health insurance (18–64) 7.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2423500
Google Maps
4.1 13 reviews
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Rockville City Hall
Open now · Mon 8:30 AM – 5:00 PM
(240) 314-5000
rockvillemd.gov .GOV
111 Maryland Ave 1st floor, Rockville, MD 20850, USA
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Available in Downsville

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Downsville.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Downsville

30 Cities · 3 Counties
Frederick County10
AdamstownBallenger CreekBrunswickEmmitsburgFrederickJeffersonMonroviaPoint Of RocksRocky RidgeWalkersville
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Official Resources

Know your rights in Downsville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Downsville insurance — answered.

💰

How much does life insurance cost in Downsville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Downsville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Downsville?

Yes. June serves all of Downsville and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

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