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June Marcia Williams — Licensed Insurance Agent in Grantsville, MD
June Marcia Williams
Your Insurance Agent in Grantsville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Grantsville, MD...
National Producer No.
17209549
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Life Insurance in Grantsville, MD

Dedicated Coverage Options from Final Expense to Term Life in Garrett County

The Smart Choice for Dependable Life Insurance in Grantsville, MD

Your local licensed agent in Grantsville, Garrett County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Grantsville, Garrett County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Grantsville, MD

Grantsville, MD — Your Local Producer

As a licensed insurance producer serving my neighbors in Grantsville, I understand the values that make our corner of Garrett County so special. It’s about community, looking out for one another, and planning for the future. My goal is to help you protect what matters most with clear, straightforward guidance on personal insurance options. Whether you're exploring Term Life, Whole Life, Final Expense, or supplemental plans like Critical Illness and Accident & Injury, I'm here to help you understand your choices. Let's work together to build a secure foundation for your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Casselman River Bridge State Park
  • Grantsville Town Park
  • Northern Garrett High School
NPN17209549MD License3004137002

Grantsville is home to approximately 956 residents in Garrett County, with a median age of 46.9 and a median household income of $37,900. About 39% of homes are owner-occupied; the median home value is $193,000. 26% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 2% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Grantsville households.

How Grantsville compares to Garrett County

GARRETT COUNTY · 29K RESIDENTS GRANTSVILLE · 956 RESIDENTS
Garrett County vs Grantsville — population comparison Garrett County: 28,856 residents. Grantsville: 956 residents, 3.3% of Garrett County population.
28,856 GARRETT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
956 GRANTSVILLE RESIDENTS ↳ 3.3% of Garrett County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Grantsville, MD?

Coverage is widely available. Grantsville sits within Garrett County (population ~29,000, 7.9% uninsured), where 26.8% of adults have arthritis alongside 14.7% with current cigarette smoking per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mountain Lake Park →

📊 Top Health Considerations (CDC)

Top Health Considerations for Grantsville (CITY) High cholesterol: 43.7%. High blood pressure: 42.6%. Obesity: 35.7%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 14.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GRANTSVILLE High cholesterol 43.7% High blood pressure 42.6% Obesity 35.7% Diagnosed diabetes 14.3% Current cigarette smoking 14.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Garrett County Gov Portal .GOV
Population ~956
Lack of health insurance (18–64) 8.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2434525
Google Maps
Grantsville civic building photo 1
Photos by Dakota Laughlin via Google Maps
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Available in Grantsville

Life Insurance Products in Grantsville, MD

9 insurance products available in Grantsville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Garrett County and Nearby Maryland Counties

Life Insurance by City Near Grantsville, MD

Life insurance by city across Garrett County and adjacent Maryland counties.

🌟 Cities Served near Grantsville

30 Cities · 3 Counties
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Garrett CountyHome10
AccidentBittingerBloomingtonDeer ParkFriendsvilleJenningsLoch Lynn HeightsSang RunShallmarSwanton
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Official Resources

Know your rights in Grantsville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Grantsville Life Insurance Questions

💰

How much does life insurance cost in Grantsville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Grantsville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Grantsville?

Yes. June serves all of Grantsville and every municipality in Garrett County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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