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Home›Maryland›Frederick County›Adamstown

June Marcia Williams — Licensed Insurance Agent in Adamstown, MD
June Marcia Williams
Your Insurance Agent in Adamstown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Adamstown, MD...
National Producer No.
17209549
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Expert Life Insurance Agent in Adamstown, MD | 12+ Years Experience

Top-Rated Financial Protection for Adamstown Residents

Honest, Local Insurance Guidance for Your Family's Future in Frederick County

Your local licensed agent in Adamstown, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Adamstown, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Adamstown, MD

Adamstown, MD — Your Local Producer

Hello, my Adamstown neighbors! There's a special quality of life here in Frederick County, a blend of scenic beauty and strong community ties that we all cherish. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families like yours protect that quality of life. Whether you're planning for the future with term or whole life insurance, or seeking a safety net with policies for critical illness or final expenses, I'm here to help you navigate your options. I provide personalized guidance right here in our community. (NPN: 17209549, Maryland License No: 3004137002)

  • Adamstown Elementary School
  • Adamstown Park
  • Intersection of MD-85 and MD-28
NPN17209549MD License3004137002

Adamstown is home to approximately 2,400 residents in Frederick County, with a median age of 42.6 and a median household income of $223,000. About 95% of homes are owner-occupied; the median home value is $580,000. 58% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 2% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Adamstown households.

How Adamstown compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS ADAMSTOWN · 2K RESIDENTS
Frederick County vs Adamstown — population comparison Frederick County: 273,829 residents. Adamstown: 2,394 residents, 0.9% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,394 ADAMSTOWN RESIDENTS ↳ 0.9% of Frederick County residents
Underwriting Guidelines

What rate class can Adamstown applicants with high cholesterol expect from life insurance carriers?

Many Adamstown residents secure competitive rates despite high cholesterol. Frederick County reports 41.6% adult prevalence (CDC PLACES); 33.3% also manage obesity, with 7.7% of the ~293,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Adamstown families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Graceham →

📊 Top Health Considerations (CDC)

Top Health Considerations for Adamstown (CITY) High cholesterol: 41.6%. High blood pressure: 36.4%. Obesity: 33.3%. Diagnosed diabetes: 10.8%. Current cigarette smoking: 8.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ADAMSTOWN High cholesterol 41.6% High blood pressure 36.4% Obesity 33.3% Diagnosed diabetes 10.8% Current cigarette smoking 8.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~2,394
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2400350
Google Maps
4.0 34 reviews
Hagerstown City Hall photo 1Hagerstown City Hall photo 2Hagerstown City Hall photo 3Hagerstown City Hall photo 4
Photos by Drew Cannon , Altimont Mark Wilks , Dustin Charland , David Herszenson via Google Maps
View on Google Maps
Hagerstown City Hall
Open now · Mon 8:00 AM – 4:30 PM
(301) 739-8577
hagerstownmd.org
1 E Franklin St, Hagerstown, MD 21740, USA
Recent Reviews
John Shaffer ★☆☆☆☆
"Took out all the meter parking and replace with pay by phone. I don't have that capability. I have cash and coins. How do you park and do business in Hagerstown. If made to pay for any service Cash mu…"
tammy tagg ★★★★★
"Friendly courtesy staff who helped me answer my questions and I was able to fill out the paperwork and change a bill to just my name in less than ten minutes and I was right back to my car."
Available in Adamstown

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Maryland Counties

Cities served near Adamstown.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Adamstown

30 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Frederick CountyHome10
Ballenger CreekBrunswickEmmitsburgFrederickJeffersonKnoxvilleMonroviaPoint Of RocksRocky RidgeWalkersville
Washington County10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Official Resources

Know your rights in Adamstown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Adamstown insurance — answered.

💰

How much does life insurance cost in Adamstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Adamstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Adamstown?

Yes. June serves all of Adamstown and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

Coverage continues next door.

← Previous Woodsboro Frederick County, MD 10 products available
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You Are Here Adamstown Frederick County, MD
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Next → Ballenger Creek Frederick County, MD 10 products available

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