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Home›Maryland›Frederick County›Adamstown

June Marcia Williams — Licensed Insurance Agent in Adamstown, MD
June Marcia Williams
Your Insurance Agent in Adamstown, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Adamstown, MD...
National Producer No.
17209549
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Life Insurance in Adamstown, MD

Top-Rated Financial Protection for Adamstown Residents

Honest, Local Insurance Guidance for Your Family's Future in Frederick County

Your local licensed agent in Adamstown, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Adamstown, Frederick County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Adamstown, MD

Adamstown, MD — Your Local Producer

Hello, my Adamstown neighbors! There's a special quality of life here in Frederick County, a blend of scenic beauty and strong community ties that we all cherish. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families like yours protect that quality of life. Whether you're planning for the future with term or whole life insurance, or seeking a safety net with policies for critical illness or final expenses, I'm here to help you navigate your options. I provide personalized guidance right here in our community. (NPN: 17209549, Maryland License No: 3004137002)

  • Adamstown Elementary School
  • Adamstown Park
  • Intersection of MD-85 and MD-28
NPN17209549MD License3004137002

Adamstown is home to approximately 2,400 residents in Frederick County, with a median age of 42.6 and a median household income of $223,000. About 95% of homes are owner-occupied; the median home value is $580,000. 58% of adults hold a bachelor's degree or higher; households with children make up 38%; veterans comprise 2% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Adamstown households.

How Adamstown compares to Frederick County

FREDERICK COUNTY · 274K RESIDENTS ADAMSTOWN · 2K RESIDENTS
Frederick County vs Adamstown — population comparison Frederick County: 273,829 residents. Adamstown: 2,394 residents, 0.9% of Frederick County population.
273,829 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,394 ADAMSTOWN RESIDENTS ↳ 0.9% of Frederick County residents
Underwriting Guidelines

What rate class can Adamstown applicants with high cholesterol expect from life insurance carriers?

Many Adamstown residents secure competitive rates despite high cholesterol. Frederick County reports 41.6% adult prevalence (CDC PLACES); 33.3% also manage obesity, with 7.7% of the ~274,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Graceham →

📊 Top Health Considerations (CDC)

Top Health Considerations for Adamstown (CITY) High cholesterol: 41.6%. High blood pressure: 36.4%. Obesity: 33.3%. Diagnosed diabetes: 10.8%. Current cigarette smoking: 8.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ADAMSTOWN High cholesterol 41.6% High blood pressure 36.4% Obesity 33.3% Diagnosed diabetes 10.8% Current cigarette smoking 8.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~2,394
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2400350
Google Maps
Adamstown civic building photo 1Adamstown civic building photo 2Adamstown civic building photo 3Adamstown civic building photo 4
Photos by Drew Cannon , Altimont Mark Wilks , Dustin Charland , David Herszenson via Google Maps
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Available in Adamstown

Life Insurance Products in Adamstown, MD

9 insurance products available in Adamstown

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Frederick County and Nearby Maryland Counties

Life Insurance by City Near Adamstown, MD

Life insurance by city across Frederick County and adjacent Maryland counties.

🌟 Cities Served near Adamstown

30 Cities · 3 Counties
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Frederick CountyHome10
Ballenger CreekBrunswickBurkittsvilleEmmitsburgFrederickMiddletownNew MarketPoint Of RocksThurmontWalkersville
Washington County10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Official Resources

Know your rights in Adamstown.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Adamstown Life Insurance Questions

💰

How much does life insurance cost in Adamstown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Adamstown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Adamstown?

Yes. June serves all of Adamstown and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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