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Home›Florida›Walton County›Miramar Beach

June Marcia Williams — Licensed Insurance Agent in Miramar Beach, FL
June Marcia Williams
Your Insurance Agent in Miramar Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Miramar Beach, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Miramar Beach

Dedicated Coverage Options from Final Expense to Term Life in Walton County

The Smart Choice for Dependable Life Insurance in Miramar Beach, FL

Your local licensed agent in Miramar Beach, Walton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Miramar Beach, Walton County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Miramar Beach, FL

Miramar Beach, FL — Your Local Producer

Living here in Miramar Beach, with the stunning Emerald Coast at our doorstep, we appreciate the importance of enjoying today while planning for tomorrow. As a fellow member of the Walton County community, I understand our unique coastal lifestyle and the financial questions that come with it. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549), I help individuals and families navigate their options for life, final expense, and supplemental health insurance. I'm here to provide clear, personalized guidance for your peace of mind. (Florida License No: W840529)

  • Silver Sands Premium Outlets
  • Miramar Beach Regional Access
  • Scenic Gulf Drive
NPN17209549FL LicenseW840529

Miramar Beach is home to approximately 9,100 residents in Walton County, with a median age of 56.8 and a median household income of $81,200. About 73% of homes are owner-occupied; the median home value is $554,000. 55% of adults hold a bachelor's degree or higher; households with children make up 16%; veterans comprise 9% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Miramar Beach households.

How Miramar Beach compares to Walton County

WALTON COUNTY · 77K RESIDENTS MIRAMAR BEACH · 9K RESIDENTS
Walton County vs Miramar Beach — population comparison Walton County: 76,618 residents. Miramar Beach: 9,115 residents, 11.9% of Walton County population.
76,618 WALTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,115 MIRAMAR BEACH RESIDENTS ↳ 11.9% of Walton County residents
Underwriting Guidelines

Are Miramar Beach residents with arthritis able to qualify for life insurance?

Yes. Walton County's health profile — 86,000 residents, 11.4% uninsured, 29.0% adults with arthritis, 9.5% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Miramar Beach applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Miramar Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Freeport →

📊 Top Health Considerations (CDC)

Top Health Considerations for Miramar Beach (CITY) High cholesterol: 45.1%. High blood pressure: 40.3%. Obesity: 27%. Diagnosed diabetes: 12.9%. Current cigarette smoking: 9.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIRAMAR BEACH High cholesterol 45.1% High blood pressure 40.3% Obesity 27.0% Diagnosed diabetes 12.9% Current cigarette smoking 9.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Walton County Gov Portal .GOV
Population ~9,115
Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1246000
Google Maps
3.1 113 reviews
City of Miramar photo 1City of Miramar photo 2City of Miramar photo 3City of Miramar photo 4
Photos by Owen Washington , Joey M , John , Dmytryi Chepel` via Google Maps
View on Google Maps
City of Miramar
Open now · Mon 7:00 AM – 6:00 PM
(954) 602-3000
miramarfl.gov .GOV
2300 Civic Center Pl, Miramar, FL 33025, USA
Recent Reviews
Naija Gyul ★★☆☆☆
"I booked a booth at the Afro festival and they didn’t have my booth out there when I got there and the security guards were rude. For the price I paid I didn’t need to attend this event and after they…"
Parsa Kalhor ★☆☆☆☆
"This City Hall has ruined miramar completely they allowed the building of three apartment buildings have completely ruined. The area crime has rides so much that they turned miramar just completely gh…"
Available in Miramar Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Walton County and Neighboring Florida Counties

Cities served near Miramar Beach.

June Marcia Williams writes life insurance and supplemental health policies across Walton County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Miramar Beach

27 Cities · 3 Counties
Santa Rosa County10
AllentownBerrydaleHolleyMount CarmelMunsonNavarre BeachRoevilleSpringhillTiger PointWoodlawn Beach
Walton CountyHome7
ArgyleDeFuniak SpringDeFuniak SpringsFreeportPaxtonPonce DeLeonSanta Rosa Beach
Okaloosa County10
BakerCrestviewDestinFort Walton BeachLake LorraineNicevilleOcean CitySandestinValparaisoWright
Official Resources

Know your rights in Miramar Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Miramar Beach insurance — answered.

💰

How much does life insurance cost in Miramar Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Miramar Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Miramar Beach?

Yes. June serves all of Miramar Beach and every municipality in Walton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Freeport Walton County, FL 10 products available
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You Are Here Miramar Beach Walton County, FL
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Next → Paxton Walton County, FL 10 products available

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