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Home›Florida›Walton County›Miramar Beach

June Marcia Williams — Licensed Insurance Agent in Miramar Beach, FL
June Marcia Williams
Your Insurance Agent in Miramar Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Miramar Beach, FL...
National Producer No.
17209549
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Life Insurance in Miramar Beach, FL

Dedicated Coverage Options from Final Expense to Term Life in Walton County

The Smart Choice for Dependable Life Insurance in Miramar Beach, FL

Your local licensed agent in Miramar Beach, Walton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Miramar Beach, Walton County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Miramar Beach, FL

Miramar Beach, FL — Your Local Producer

Living here in Miramar Beach, with the stunning Emerald Coast at our doorstep, we appreciate the importance of enjoying today while planning for tomorrow. As a fellow member of the Walton County community, I understand our unique coastal lifestyle and the financial questions that come with it. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549), I help individuals and families navigate their options for life, final expense, and supplemental health insurance. I'm here to provide clear, personalized guidance for your peace of mind. (Florida License No: W840529)

  • Silver Sands Premium Outlets
  • Miramar Beach Regional Access
  • Scenic Gulf Drive
NPN17209549FL LicenseW840529

Miramar Beach is home to approximately 9,100 residents in Walton County, with a median age of 56.8 and a median household income of $81,200. About 73% of homes are owner-occupied; the median home value is $554,000. 55% of adults hold a bachelor's degree or higher; households with children make up 16%; veterans comprise 9% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Miramar Beach households.

How Miramar Beach compares to Walton County

WALTON COUNTY · 77K RESIDENTS MIRAMAR BEACH · 9K RESIDENTS
Walton County vs Miramar Beach — population comparison Walton County: 76,618 residents. Miramar Beach: 9,115 residents, 11.9% of Walton County population.
76,618 WALTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,115 MIRAMAR BEACH RESIDENTS ↳ 11.9% of Walton County residents
Underwriting Guidelines

Are Miramar Beach residents with arthritis able to qualify for life insurance?

Yes. Walton County's health profile — 77,000 residents, 11.4% uninsured, 29.0% adults with arthritis, 9.5% with current cigarette smoking — shapes how A-rated carriers tier rate classes for Miramar Beach applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Freeport →

📊 Top Health Considerations (CDC)

Top Health Considerations for Miramar Beach (CITY) High cholesterol: 45.1%. High blood pressure: 40.3%. Obesity: 27%. Diagnosed diabetes: 12.9%. Current cigarette smoking: 9.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIRAMAR BEACH High cholesterol 45.1% High blood pressure 40.3% Obesity 27.0% Diagnosed diabetes 12.9% Current cigarette smoking 9.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Walton County Gov Portal .GOV
Population ~9,115
Lack of health insurance (18–64) 7.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1246000
Google Maps
Miramar Beach civic building photo 1Miramar Beach civic building photo 2Miramar Beach civic building photo 3Miramar Beach civic building photo 4
Photos by Owen Washington , Joey M , John , Dmytryi Chepel` via Google Maps
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Available in Miramar Beach

Life Insurance Products in Miramar Beach, FL

9 insurance products available in Miramar Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Walton County and Nearby Florida Counties

Life Insurance by City Near Miramar Beach, FL

527 licensed producers on public record in Walton County.

🌟 Cities Served near Miramar Beach

27 Cities · 3 Counties
Santa Rosa County10
AllentownAvalonEast MiltonGulf BreezeJayMiltonNavarrePaceTiger PointWoodlawn Beach
Walton CountyHome7
ArgyleDeFuniak SpringDeFuniak SpringsFreeportPaxtonPonce DeLeonSanta Rosa Beach
Okaloosa County10
BakerCinco BayouCrestviewDestinFort Walton BeachHurlburt FieldLaurel HillMary EstherNicevilleValparaiso
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Miramar Beach, Florida

Florida DFS public records show 100 actively licensed insurance producers with business addresses in Miramar Beach (Walton County County). 65 hold Life & Health authority; 45 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

100Licensed producers
65Life & Health
45General Lines (P&C)

Browse producers by line

Life & Health Agents
65 producers · life-authorised
General Lines (Property & Casualty)
45 producers · 2-20

Featured licensed producers

Browse all →
CM
Claiborne Barksdale Morton
Life Including Variable Annuity & Health
NPN 637048 Licensed 2001
CP
Christopher H Poate
Life Including Variable Annuity & Health
NPN 3515797 Licensed 2000
JR
Joseph Rizza
Life Including Variable Annuity & Health
NPN 2999113 Licensed 2002
SC
Sammie Dennis Conger
Life Including Variable Annuity & Health
NPN 474655 Licensed 1986
KM
Kevin Dale Martin-Vegue
General Lines (Property & Casualty)
NPN 3147539 Licensed 1999
AB
Arthur Grant Blackwell
General Lines (Property & Casualty)
NPN 1053965 Licensed 2000

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Miramar Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Miramar Beach Life Insurance Questions

💰

How much does life insurance cost in Miramar Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Miramar Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Miramar Beach?

Yes. June serves all of Miramar Beach and every municipality in Walton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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