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Home›Florida›Walton County›DeFuniak Springs

June Marcia Williams — Licensed Insurance Agent in DeFuniak Springs, FL
June Marcia Williams
Your Insurance Agent in DeFuniak Springs, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing DeFuniak Springs, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in DeFuniak Springs, FL

Top-Rated Financial Protection for DeFuniak Springs Residents

Honest, Local Insurance Guidance for Your Family's Future in Walton County

Your local licensed agent in DeFuniak Springs, Walton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for DeFuniak Springs, Walton County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · DeFuniak Springs, FL

DeFuniak Springs, FL — Your Local Producer

For my neighbors in DeFuniak Springs, I understand that life in Walton County is about community and looking out for one another. That's the same approach I take as your local licensed insurance producer. My name is June Marcia Williams, and I'm here to help you navigate the important decisions around protecting your family's financial future. Whether you're considering Term Life, Final Expense, or other personal coverage like Accident & Injury policies, I provide clear, straightforward guidance. My goal is to help you find a suitable plan with confidence. (NPN: 17209549, Florida License No: W840529)

  • Lake DeFuniak
  • Chautauqua Hall of Brotherhood
  • Walton County Courthouse
NPN17209549FL LicenseW840529

DeFuniak Springs is home to approximately 6,100 residents in Walton County, with a median age of 34.3 and a median household income of $56,500. About 64% of homes are owner-occupied; the median home value is $158,000. 16% of adults hold a bachelor's degree or higher; households with children make up 43%; veterans comprise 9% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit DeFuniak Springs households.

How DeFuniak Springs compares to Walton County

WALTON COUNTY · 77K RESIDENTS DEFUNIAK SPRINGS · 6K RESIDENTS
Walton County vs DeFuniak Springs — population comparison Walton County: 76,618 residents. DeFuniak Springs: 6,072 residents, 7.9% of Walton County population.
76,618 WALTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,072 DEFUNIAK SPRINGS RESIDENTS ↳ 7.9% of Walton County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in DeFuniak Springs, FL?

Yes, qualification is common in DeFuniak Springs. Within Walton County's ~77,000 residents — including the 11.4% currently without health coverage — 39.4% of adults manage high blood pressure and 41.0% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby DeFuniak Spring →

📊 Top Health Considerations (CDC)

Top Health Considerations for DeFuniak Springs (CITY) High cholesterol: 41%. High blood pressure: 39.4%. Obesity: 32.2%. Diagnosed diabetes: 14.5%. Current cigarette smoking: 16.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · DEFUNIAK SPRINGS High cholesterol 41.0% High blood pressure 39.4% Obesity 32.2% Diagnosed diabetes 14.5% Current cigarette smoking 16.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Walton County Gov Portal .GOV
Population ~6,072
Lack of health insurance (18–64) 13.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1216800
Google Maps
3.5 13 reviews
De Funiak Springs City Hall photo 1De Funiak Springs City Hall photo 2De Funiak Springs City Hall photo 3
Photos by Robert Nelson , Steve Spinks , Teresa Greene via Google Maps
View on Google Maps
De Funiak Springs City Hall
Open now · Mon 8:00 AM – 5:00 PM
(850) 892-8500
defuniaksprings.net
1350 Baldwin Ave, Defuniak Springs, FL 32435, USA
Recent Reviews
Brandi Trammell ★☆☆☆☆
"If I could give 5 negative stars I would. The city itself does not care about you or your family. The only thing they care about is your MONEY because $70 is apparently going to make or break their bu…"
Shari “Shari's Bees” Hernandez ★☆☆☆☆
"I would give them a no star if I could! The manager is a horrible person. Don't trust the troll."
Available in DeFuniak Springs

Life Insurance Products in DeFuniak Springs, FL

9 insurance products available in DeFuniak Springs

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Walton County and Nearby Florida Counties

Life Insurance by City Near DeFuniak Springs, FL

527 licensed producers on public record in Walton County.

🌟 Cities Served near DeFuniak Springs

22 Cities · 3 Counties
Washington County5
CaryvilleChipleyEbroVernonWausau
Walton CountyHome7
ArgyleDeFuniak SpringFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Bay County10
CallawayFountainLynn HavenMexico BeachPanama CityPanama City BeachParkerSouthportSpringfieldTyndall AFB
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in DeFuniak Springs, Florida

Florida DFS public records show 90 actively licensed insurance producers with business addresses in DeFuniak Springs (Walton County County). 83 hold Life & Health authority; 22 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

90Licensed producers
83Life & Health
22General Lines (P&C)

Browse producers by line

Life & Health Agents
83 producers · life-authorised
General Lines (Property & Casualty)
22 producers · 2-20

Featured licensed producers

Browse all →
MR
Michelle Rena Roof
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 549137 Licensed 1996
BH
Brian James Hawkins
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 559924 Licensed 1996
RC
Rose C Crafton
Life Including Variable Annuity & Health
NPN 3819703 Licensed 2000
HB
Heather L Blunt
Life Including Variable Annuity & Health
NPN 8748632 Licensed 2018
MR
Michelle Rena Roof
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 549137 Licensed 1996
BH
Brian James Hawkins
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 559924 Licensed 1996

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in DeFuniak Springs.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

DeFuniak Springs Life Insurance Questions

💰

How much does life insurance cost in DeFuniak Springs?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

DeFuniak Springs
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of DeFuniak Springs?

Yes. June serves all of DeFuniak Springs and every municipality in Walton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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