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Home›Florida›Okaloosa County›Fort Walton Beach

June Marcia Williams — Licensed Insurance Agent in Fort Walton Beach, FL
June Marcia Williams
Your Insurance Agent in Fort Walton Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fort Walton Beach, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Fort Walton Beach, FL

Dedicated Coverage Options from Final Expense to Term Life in Okaloosa County

The Smart Choice for Dependable Life Insurance in Fort Walton Beach, FL

Your local licensed agent in Fort Walton Beach, Okaloosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Fort Walton Beach, Okaloosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fort Walton Beach, FL

Fort Walton Beach, FL — Your Local Producer

Living here in Fort Walton Beach, we're lucky to enjoy the stunning beauty of the Emerald Coast and the strong community spirit that makes Okaloosa County so special. As your neighbor, I understand how important it is to protect the life you've built here. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping local families find the right coverage. I offer a range of personal insurance options, including Term Life, Whole Life, Final Expense, and Critical Illness policies. Let's talk about how I can help you secure your family's future. (NPN: 17209549, Florida License No: W840529)

  • The Landing Park
  • Fort Walton Beach High School
  • Miracle Strip Parkway (US-98)
NPN17209549FL LicenseW840529

Fort Walton Beach is home to approximately 20,900 residents in Okaloosa County, with a median age of 39.7 and a median household income of $61,800. About 61% of homes are owner-occupied; the median home value is $272,000. 28% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 13% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Fort Walton Beach households.

How Fort Walton Beach compares to Okaloosa County

OKALOOSA COUNTY · 212K RESIDENTS FORT WALTON BEACH · 21K RESIDENTS
Okaloosa County vs Fort Walton Beach — population comparison Okaloosa County: 212,021 residents. Fort Walton Beach: 20,919 residents, 9.9% of Okaloosa County population.
212,021 OKALOOSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
20,919 FORT WALTON BEACH RESIDENTS ↳ 9.9% of Okaloosa County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Fort Walton Beach, FL?

Many Fort Walton Beach residents secure competitive rates despite current cigarette smoking. Okaloosa County reports 14.2% adult prevalence (CDC PLACES); 35.9% also manage high cholesterol, with 11.7% of the ~212,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Sandestin →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fort Walton Beach (CITY) High cholesterol: 35.9%. High blood pressure: 35.6%. Obesity: 32.1%. Diagnosed diabetes: 12.5%. Current cigarette smoking: 14.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FORT WALTON BEACH High cholesterol 35.9% High blood pressure 35.6% Obesity 32.1% Diagnosed diabetes 12.5% Current cigarette smoking 14.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Okaloosa County Gov Portal .GOV
Population ~20,919
Lack of health insurance (18–64) 13.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1224475
Google Maps
3.8 13 reviews
Fort Walton Beach City Hall photo 1Fort Walton Beach City Hall photo 2Fort Walton Beach City Hall photo 3
Photos by ken jones , ken jones , Sam Feltus via Google Maps
View on Google Maps
Fort Walton Beach City Hall
Open now · Mon 7:00 AM – 5:00 PM
(850) 833-9500
fwb.org
107 Miracle Strip Pkwy SW, Fort Walton Beach, FL 32548, USA
Recent Reviews
Bri Hewlett ★★☆☆☆
"Terrible customer service.. BTW They close at 11AM on fridays. I walked in the office at 10:50 to get service switched to my name.. Literally something I could have done on the phone but figured it wo…"
Melinda ★★★★★
"Very helpful with my permit and concerns of our generator installation that was canceled after purchasing my new home. Answered all my questions and went above and beyond! Thank you!!"
Available in Fort Walton Beach

Life Insurance Products in Fort Walton Beach, FL

9 insurance products available in Fort Walton Beach

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Okaloosa County and Nearby Florida Counties

Life Insurance by City Near Fort Walton Beach, FL

1,367 licensed producers on public record in Okaloosa County.

🌟 Cities Served near Fort Walton Beach

28 Cities · 3 Counties
Walton County8
ArgyleDeFuniak SpringDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Okaloosa CountyHome10
BakerCinco BayouCrestviewDestinHoltHurlburt FieldLaurel HillMary EstherNicevilleValparaiso
Santa Rosa County10
AllentownAvalonEast MiltonGulf BreezeJayMiltonNavarrePaceTiger PointWoodlawn Beach
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Fort Walton Beach, Florida

Florida DFS public records show 333 actively licensed insurance producers with business addresses in Fort Walton Beach (Okaloosa County County). 287 hold Life & Health authority; 101 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

333Licensed producers
287Life & Health
101General Lines (P&C)

Browse producers by line

Life & Health Agents
287 producers · life-authorised
General Lines (Property & Casualty)
101 producers · 2-20

Featured licensed producers

Browse all →
WM
Wendy Mumbrauer
Life Including Variable Annuity & Health
NPN 3533292 Licensed 2000
KS
Kwame Din-Seitu Satterfield
Life Including Variable Annuity & Health
NPN 7842117 Licensed 2003
TD
Ted William Densmore
Life Including Variable Annuity & Health
NPN 552779 Licensed 1985
LB
Luther Matthew Byrd
Life Including Variable Annuity & Health
NPN 550160 Licensed 1991
ML
Michael Jeffery Love
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 559499 Licensed 1999
LT
Louis J Totoro
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 5729993 Licensed 2001

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Fort Walton Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fort Walton Beach Life Insurance Questions

💰

How much does life insurance cost in Fort Walton Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fort Walton Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fort Walton Beach?

Yes. June serves all of Fort Walton Beach and every municipality in Okaloosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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