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June Marcia Williams — Licensed Insurance Agent in DeFuniak Spring, FL
June Marcia Williams
Your Insurance Agent in DeFuniak Spring, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing DeFuniak Spring, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in DeFuniak Spring

Dedicated Coverage Options from Final Expense to Term Life in Walton County

The Smart Choice for Dependable Life Insurance in DeFuniak Spring, FL

Your local licensed agent in DeFuniak Spring, Walton County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for DeFuniak Spring, Walton County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · DeFuniak Spring, FL

DeFuniak Spring, FL — Your Local Producer

Hello, DeFuniak Spring! As a licensed insurance producer, I deeply appreciate the unique historic charm and close-knit community spirit that defines life here in Walton County. From the iconic, perfectly round Lake DeFuniak to the Victorian architecture that graces our streets, there's a special sense of permanence and legacy here. My role is to help you protect that legacy. I offer personalized guidance on a range of insurance options, including Term and Whole Life, Final Expense, and Critical Illness plans, ensuring your family's financial future is secure. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm here to help you find the right coverage.

  • Lake DeFuniak
  • Walton County Courthouse
  • Chautauqua Hall of Brotherhood
NPN17209549FL LicenseW840529
Underwriting Guidelines

How does obesity impact life insurance underwriting in DeFuniak Spring, FL?

Many DeFuniak Spring residents secure competitive rates despite obesity. Walton County reports 30.1% adult prevalence (CDC PLACES); 29.0% also manage arthritis, with 11.4% of the ~86,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches DeFuniak Spring families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Argyle →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Walton County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
3.5 13 reviews
De Funiak Springs City Hall photo 1De Funiak Springs City Hall photo 2De Funiak Springs City Hall photo 3De Funiak Springs City Hall photo 4
Photos by Robert Nelson , Steve Spinks , Teresa Greene , Robert Raymond via Google Maps
View on Google Maps
De Funiak Springs City Hall
Open now · Mon 8:00 AM – 5:00 PM
(850) 892-8500
defuniaksprings.net
1350 Baldwin Ave, Defuniak Springs, FL 32435, USA
Recent Reviews
Brandi Trammell ★☆☆☆☆
"If I could give 5 negative stars I would. The city itself does not care about you or your family. The only thing they care about is your MONEY because $70 is apparently going to make or break their bu…"
Shari “Shari's Bees” Hernandez ★☆☆☆☆
"I would give them a no star if I could! The manager is a horrible person. Don't trust the troll."
Available in DeFuniak Spring

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Walton County and Neighboring Florida Counties

Cities served near DeFuniak Spring.

June Marcia Williams writes life insurance and supplemental health policies across Walton County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near DeFuniak Spring

16 Cities · 3 Counties
Holmes County4
BonifayEstoNomaWestville
Walton CountyHome7
ArgyleDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Washington County5
CaryvilleChipleyEbroVernonWausau
Official Resources

Know your rights in DeFuniak Spring.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

DeFuniak Spring insurance — answered.

💰

How much does life insurance cost in DeFuniak Spring?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

DeFuniak Spring
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of DeFuniak Spring?

Yes. June serves all of DeFuniak Spring and every municipality in Walton County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Argyle Walton County, FL 10 products available
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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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