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Home›Florida›Okaloosa County›Mary Esther

June Marcia Williams — Licensed Insurance Agent in Mary Esther, FL
June Marcia Williams
Your Insurance Agent in Mary Esther, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mary Esther, FL...
National Producer No.
17209549
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Life Insurance in Mary Esther, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Mary Esther Without the Complexity

Your local licensed agent in Mary Esther, Okaloosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Mary Esther, Okaloosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Mary Esther, FL

Mary Esther, FL — Your Local Producer

Hello Mary Esther! As a resident of the beautiful Emerald Coast, I appreciate the unique quality of life we enjoy here in Okaloosa County. My name is June Marcia Williams, and as your local licensed insurance producer, I'm dedicated to helping my neighbors protect what matters most. Whether you're considering Term Life, Final Expense, or Accident & Injury coverage, I can help you navigate your options with personalized attention. My goal is to help you secure the right financial protection for your family's future right here in our community. (NPN: 17209549, Florida License No: W840529)

  • Mary Esther City Hall
  • Santa Rosa Mall
  • Hurlburt Field
NPN17209549FL LicenseW840529

Mary Esther is home to approximately 4,000 residents in Okaloosa County, with a median age of 38.6 and a median household income of $75,200. About 72% of homes are owner-occupied; the median home value is $236,000. 33% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 12% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Mary Esther households.

How Mary Esther compares to Okaloosa County

OKALOOSA COUNTY · 212K RESIDENTS MARY ESTHER · 4K RESIDENTS
Okaloosa County vs Mary Esther — population comparison Okaloosa County: 212,021 residents. Mary Esther: 4,018 residents, 1.9% of Okaloosa County population.
212,021 OKALOOSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,018 MARY ESTHER RESIDENTS ↳ 1.9% of Okaloosa County residents
Underwriting Guidelines

Are Mary Esther residents with high cholesterol able to qualify for life insurance?

Yes. Okaloosa County's health profile — 212,000 residents, 11.7% uninsured, 33.5% adults with high cholesterol, 30.9% with high blood pressure — shapes how A-rated carriers tier rate classes for Mary Esther applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cinco Bayou →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mary Esther (CITY) High cholesterol: 33.5%. High blood pressure: 30.9%. Obesity: 29.5%. Diagnosed diabetes: 10.1%. Current cigarette smoking: 12%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MARY ESTHER High cholesterol 33.5% High blood pressure 30.9% Obesity 29.5% Diagnosed diabetes 10.1% Current cigarette smoking 12.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Okaloosa County Gov Portal .GOV
Population ~4,018
Lack of health insurance (18–64) 10.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1243375
Google Maps
2.8 6 reviews
City Hall photo 1
Photos by Debra Allenbrand via Google Maps
View on Google Maps
City Hall
Open now · Mon 8:00 AM – 1:00 PM, 2:00 – 5:00 PM
(850) 243-3566
cityofmaryesther.com
195 Christobal Rd, Mary Esther, FL 32569, USA
Recent Reviews
Debra Allenbrand ★☆☆☆☆
"Have been trying to get a building permit to add a roof to our front porch for over a year now. Permits administration has changed the reason 3 times now. We have complied with requests at our expense…"
A P ★☆☆☆☆
"Mary esther code enforcement clearly doesn't do job since now waste dumpster lid over the property line and over the fence approaching on my property"
Available in Mary Esther

Life Insurance Products in Mary Esther, FL

9 insurance products available in Mary Esther

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Okaloosa County and Nearby Florida Counties

Life Insurance by City Near Mary Esther, FL

1,367 licensed producers on public record in Okaloosa County.

🌟 Cities Served near Mary Esther

28 Cities · 3 Counties
Walton County8
ArgyleDeFuniak SpringDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Okaloosa CountyHome10
BakerCinco BayouCrestviewDestinFort Walton BeachHoltHurlburt FieldLaurel HillNicevilleValparaiso
Santa Rosa County10
AllentownAvalonEast MiltonGulf BreezeJayMiltonNavarrePaceTiger PointWoodlawn Beach
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Mary Esther, Florida

Florida DFS public records show 67 actively licensed insurance producers with business addresses in Mary Esther (Okaloosa County County). 58 hold Life & Health authority; 16 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

67Licensed producers
58Life & Health
16General Lines (P&C)

Browse producers by line

Life & Health Agents
58 producers · life-authorised
General Lines (Property & Casualty)
16 producers · 2-20

Featured licensed producers

Browse all →
DH
Daniel William Healy
Life Including Variable Annuity & Health
NPN 3230637 Licensed 2000
RM
Richard Gregory Miller
Life Including Variable Annuity & Health
NPN 608210 Licensed 1995
DG
Duane Obie Gilmore
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 479078 Licensed 1988
WB
William Dennis Burns
Life Including Variable Annuity & Health
NPN 23602 Licensed 1989
MM
Martin Daniel Miller
General Lines (Property & Casualty)
NPN 588809 Licensed 1987
DG
Duane Obie Gilmore
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 479078 Licensed 1988

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Mary Esther.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mary Esther Life Insurance Questions

💰

How much does life insurance cost in Mary Esther?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mary Esther
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mary Esther?

Yes. June serves all of Mary Esther and every municipality in Okaloosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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