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Home›Florida›Santa Rosa County›Gulf Breeze

June Marcia Williams — Licensed Insurance Agent in Gulf Breeze, FL
June Marcia Williams
Your Insurance Agent in Gulf Breeze, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Gulf Breeze, FL...
National Producer No.
17209549
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Trusted Life Insurance in Gulf Breeze, FL | Local Expert

Securing Families Across Santa Rosa County with 9 Tailored Product Lines

Why Gulf Breeze Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Gulf Breeze, Santa Rosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Gulf Breeze, Santa Rosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Gulf Breeze, FL

Gulf Breeze, FL — Your Local Producer

For my neighbors in Gulf Breeze, living here in Santa Rosa County means embracing a special coastal lifestyle, from the views along the Pensacola Bay Bridge to our tight-knit community spirit. Protecting your family's future is just as important as enjoying our beautiful surroundings. As a local licensed insurance producer, I'm June Marcia Williams, and I'm here to help you navigate your options. I offer personal lines of insurance including Term Life, Whole Life, Final Expense, and Critical Illness plans. My goal is to provide clear, personalized guidance so you can choose the right coverage with confidence. (NPN: 17209549, Florida License No: W840529)

  • Gulf Breeze High School
  • Gulf Breeze Recreation Center
  • Pensacola Bay Bridge
NPN17209549FL LicenseW840529

Gulf Breeze is home to approximately 6,400 residents in Santa Rosa County, with a median age of 49.1 and a median household income of $107,000. About 77% of homes are owner-occupied; the median home value is $464,000. 60% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 13% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Gulf Breeze households.

How Gulf Breeze compares to Santa Rosa County

SANTA ROSA COUNTY · 189K RESIDENTS GULF BREEZE · 6K RESIDENTS
Santa Rosa County vs Gulf Breeze — population comparison Santa Rosa County: 188,994 residents. Gulf Breeze: 6,372 residents, 3.4% of Santa Rosa County population.
188,994 SANTA ROSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,372 GULF BREEZE RESIDENTS ↳ 3.4% of Santa Rosa County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Gulf Breeze, FL?

Gulf Breeze applicants with diagnosed diabetes qualify routinely. The local risk pool — Santa Rosa County's ~203,000 residents, 10.8% without health coverage — shows 10.6% adult prevalence of diagnosed diabetes and 41.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Gulf Breeze families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Navarre →

📊 Top Health Considerations (CDC)

Top Health Considerations for Gulf Breeze (CITY) High cholesterol: 41.6%. High blood pressure: 37.9%. Obesity: 28.6%. Diagnosed diabetes: 10.6%. Current cigarette smoking: 8.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · GULF BREEZE High cholesterol 41.6% High blood pressure 37.9% Obesity 28.6% Diagnosed diabetes 10.6% Current cigarette smoking 8.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Santa Rosa County Gov Portal .GOV
Population ~6,372
Lack of health insurance (18–64) 6.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1228000
Google Maps
3.3 8 reviews
City of Gulf Breeze photo 1City of Gulf Breeze photo 2City of Gulf Breeze photo 3City of Gulf Breeze photo 4
Photos by City of Gulf Breeze , Ed Miller , Dave Anderson , ACCEPT-CHRIST &B-SAVED-2DAY via Google Maps
View on Google Maps
City of Gulf Breeze
Open now · Mon 7:30 AM – 4:00 PM
(850) 934-5100
cityofgulfbreeze.us
1070 Shoreline Dr, Gulf Breeze, FL 32561, USA
Recent Reviews
Eric Anderson ★★★★★
"The people at the city of Gulf Breeze are always friendly to help it's a great place to live and they keep your taxes low and on top of that they have a splash park in proper for the kids for free the…"
Change Advocate ★☆☆☆☆
"Gulf Breeze caused permanent damage to my spine and told me to go to H____ it wasn't their problem. I was using a swing in McClure Park and the large chain broke because the city doesn't maintain thei…"
Available in Gulf Breeze

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Santa Rosa County and Neighboring Florida Counties

Cities served near Gulf Breeze.

June Marcia Williams writes life insurance and supplemental health policies across Santa Rosa County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Gulf Breeze

22 Cities · 3 Counties
Walton County8
ArgyleDeFuniak SpringDeFuniak SpringsFreeportMiramar BeachPaxtonPonce DeLeonSanta Rosa Beach
Santa Rosa CountyHome10
AllentownBerrydaleHolleyMount CarmelMunsonNavarre BeachRoevilleSpringhillTiger PointWoodlawn Beach
Holmes County4
BonifayEstoNomaWestville
Official Resources

Know your rights in Gulf Breeze.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Gulf Breeze insurance — answered.

💰

How much does life insurance cost in Gulf Breeze?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Gulf Breeze
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Gulf Breeze?

Yes. June serves all of Gulf Breeze and every municipality in Santa Rosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

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