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June Marcia Williams — Licensed Insurance Agent in Jay, FL
June Marcia Williams
Your Insurance Agent in Jay, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jay, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Jay, FL | 12+ Years Experience

Top-Rated Financial Protection for Jay Residents

Honest, Local Insurance Guidance for Your Family's Future in Santa Rosa County

Your local licensed agent in Jay, Santa Rosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Jay, Santa Rosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Jay, FL

Jay, FL — Your Local Producer

Hello, Jay neighbors! In a close-knit community like ours here in Santa Rosa County, looking out for one another is just what we do. My name is June Marcia Williams, and as your local licensed insurance producer, I want to extend that same neighborly care to helping you protect your family's future. I offer a range of personal insurance options, from life insurance to final expense and critical illness plans, tailored to your specific needs. Let's find a strategy that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Jay Town Hall
  • Jay High School
  • Jay Hospital
NPN17209549FL LicenseW840529

Jay is home to approximately 773 residents in Santa Rosa County, with a median age of 36.9 and a median household income of $41,900. About 44% of homes are owner-occupied; the median home value is $96,700. 9% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 7% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Jay households.

How Jay compares to Santa Rosa County

SANTA ROSA COUNTY · 189K RESIDENTS JAY · 773 RESIDENTS
Santa Rosa County vs Jay — population comparison Santa Rosa County: 188,994 residents. Jay: 773 residents, 0.4% of Santa Rosa County population.
188,994 SANTA ROSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
773 JAY RESIDENTS ↳ 0.4% of Santa Rosa County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Jay, FL?

Jay applicants with high blood pressure qualify routinely. The local risk pool — Santa Rosa County's ~203,000 residents, 10.8% without health coverage — shows 39.6% adult prevalence of high blood pressure and 34.3% with obesity. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Jay families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Pace →

📊 Top Health Considerations (CDC)

Top Health Considerations for Jay (CITY) High cholesterol: 39.6%. High blood pressure: 39.6%. Obesity: 34.3%. Diagnosed diabetes: 13.1%. Current cigarette smoking: 17.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · JAY High cholesterol 39.6% High blood pressure 39.6% Obesity 34.3% Diagnosed diabetes 13.1% Current cigarette smoking 17.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Santa Rosa County Gov Portal .GOV
Population ~773
Lack of health insurance (18–64) 11.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1235425
Google Maps
2.3 6 reviews
Jay City Hall photo 1Jay City Hall photo 2Jay City Hall photo 3
Photos by H J Peak , H J Peak , H J Peak via Google Maps
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Jay City Hall
Open now · Mon 8:00 AM – 4:00 PM
(850) 675-4556
3695 FL-4, Jay, FL 32565, USA
Recent Reviews
Alli Crogan ★☆☆☆☆
"The people at city hall are absolutely unprofessional and rude. Absolutely makes me angry! Not to mention they are not understanding or helpful."
Eve's sisters Garden ★★★★★
Available in Jay

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Santa Rosa County and Neighboring Florida Counties

Cities served near Jay.

June Marcia Williams writes life insurance and supplemental health policies across Santa Rosa County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Jay

30 Cities · 3 Counties
Escambia County10
BellviewBrentCantonmentGonzalezMolinoPensacolaPensacola StationWalnut HillWarringtonWest Pensacola
Santa Rosa CountyHome10
AllentownBerrydaleHolleyMount CarmelMunsonNavarre BeachRoevilleSpringhillTiger PointWoodlawn Beach
Okaloosa County10
BakerCrestviewDestinFort Walton BeachLake LorraineNicevilleOcean CitySandestinValparaisoWright
Official Resources

Know your rights in Jay.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Jay insurance — answered.

💰

How much does life insurance cost in Jay?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Jay
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Jay?

Yes. June serves all of Jay and every municipality in Santa Rosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Holley Santa Rosa County, FL 10 products available
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