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Home›Florida›Okaloosa County›Valparaiso

June Marcia Williams — Licensed Insurance Agent in Valparaiso, FL
June Marcia Williams
Your Insurance Agent in Valparaiso, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Valparaiso, FL...
National Producer No.
17209549
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Trusted Life Insurance in Valparaiso, FL | Local Expert

Securing Families Across Okaloosa County with 9 Tailored Product Lines

Why Valparaiso Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Valparaiso, Okaloosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Valparaiso, Okaloosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Valparaiso, FL

Valparaiso, FL — Your Local Producer

Hello, Valparaiso neighbors! As a fellow resident of the beautiful Emerald Coast, I understand the unique, community-focused lifestyle we cherish here in Okaloosa County. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to serving individuals and families right here in our area. From navigating options for Term Life and Final Expense to exploring other personal policies, my goal is to provide clear, straightforward guidance. I'm here to help you find a plan that fits your family's specific needs and protects what matters most. (NPN: 17209549, Florida License No: W840529)

  • Lincoln Park
  • Valparaiso City Hall
  • T-Pier
NPN17209549FL LicenseW840529

Valparaiso is home to approximately 4,900 residents in Okaloosa County, with a median age of 28.1 and a median household income of $77,800. About 58% of homes are owner-occupied; the median home value is $328,000. 36% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 16% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Valparaiso households.

How Valparaiso compares to Okaloosa County

OKALOOSA COUNTY · 212K RESIDENTS VALPARAISO · 5K RESIDENTS
Okaloosa County vs Valparaiso — population comparison Okaloosa County: 212,021 residents. Valparaiso: 4,889 residents, 2.3% of Okaloosa County population.
212,021 OKALOOSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,889 VALPARAISO RESIDENTS ↳ 2.3% of Okaloosa County residents
Underwriting Guidelines

What rate class can Valparaiso applicants with high blood pressure expect from life insurance carriers?

Many Valparaiso residents secure competitive rates despite high blood pressure. Okaloosa County reports 33.3% adult prevalence (CDC PLACES); 29.5% also manage obesity, with 11.7% of the ~218,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Valparaiso families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Holt →

📊 Top Health Considerations (CDC)

Top Health Considerations for Valparaiso (CITY) High cholesterol: 35.7%. High blood pressure: 33.3%. Obesity: 29.5%. Diagnosed diabetes: 10.8%. Current cigarette smoking: 12.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · VALPARAISO High cholesterol 35.7% High blood pressure 33.3% Obesity 29.5% Diagnosed diabetes 10.8% Current cigarette smoking 12.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Okaloosa County Gov Portal .GOV
Population ~4,889
Lack of health insurance (18–64) 9.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1273675
Google Maps
3.4 5 reviews
View on Google Maps
Valparaiso City Hall
Open now · Mon 8:30 AM – 5:00 PM
(850) 729-5402
valp.org
23 S John Sims Pkwy, Valparaiso, FL 32580, USA
Recent Reviews
Addison Tibe ★★★★★
"My phone calls were returned fairly promptly. The monthly commission meetings are informative and a good way to get a feel for how the local government works."
Vanessa Roberts ★☆☆☆☆
"THEY NEVER ANSWER THE PHONES IVE BEEN CALLING FOR HOURS! Whenever I need help or have questions the phone just rings and rings and rings and then I get the automated "good-bye""
Available in Valparaiso

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Okaloosa County and Neighboring Florida Counties

Cities served near Valparaiso.

June Marcia Williams writes life insurance and supplemental health policies across Okaloosa County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Valparaiso

30 Cities · 3 Counties
Santa Rosa County10
AllentownBerrydaleHolleyMount CarmelMunsonNavarre BeachRoevilleSpringhillTiger PointWoodlawn Beach
Okaloosa CountyHome10
BakerCrestviewDestinFort Walton BeachHurlburt FieldLake LorraineNicevilleOcean CitySandestinWright
Escambia County10
BellviewBrentCantonmentGonzalezMolinoPensacolaPensacola StationWalnut HillWarringtonWest Pensacola
Official Resources

Know your rights in Valparaiso.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Valparaiso insurance — answered.

💰

How much does life insurance cost in Valparaiso?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Valparaiso
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Valparaiso?

Yes. June serves all of Valparaiso and every municipality in Okaloosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Shalimar Okaloosa County, FL 10 products available
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