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Home›Florida›Okaloosa County›Niceville

June Marcia Williams — Licensed Insurance Agent in Niceville, FL
June Marcia Williams
Your Insurance Agent in Niceville, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Niceville, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Niceville, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Niceville Without the Complexity

Your local licensed agent in Niceville, Okaloosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Niceville, Okaloosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Niceville, FL

Niceville, FL — Your Local Producer

Hello, Niceville! It's a privilege to live and work here in the beautiful Emerald Coast region of Okaloosa County. As a local resident, I understand the importance of protecting our families and futures. That's why I'm dedicated to helping my neighbors find personal insurance solutions that fit their lives. Whether you're considering Term Life, Final Expense, or coverage for critical illness or accidents, I can help you navigate your options with clarity and care. As an individual licensed producer, my focus is on you. I'm June Marcia Williams (NPN: 17209549, Florida License No: W840529), and I'm ready to help.

  • Turkey Creek Park
  • Niceville High School
  • Fred Gannon Rocky Bayou State Park
NPN17209549FL LicenseW840529

Niceville is home to approximately 15,800 residents in Okaloosa County, with a median age of 39.1 and a median household income of $92,300. About 70% of homes are owner-occupied; the median home value is $357,000. 38% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 19% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Niceville households.

How Niceville compares to Okaloosa County

OKALOOSA COUNTY · 212K RESIDENTS NICEVILLE · 16K RESIDENTS
Okaloosa County vs Niceville — population comparison Okaloosa County: 212,021 residents. Niceville: 15,804 residents, 7.5% of Okaloosa County population.
212,021 OKALOOSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
15,804 NICEVILLE RESIDENTS ↳ 7.5% of Okaloosa County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Niceville, FL?

Coverage is widely available. Niceville sits within Okaloosa County (population ~212,000, 11.7% uninsured), where 36.2% of adults have high cholesterol alongside 33.3% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Crestview →

📊 Top Health Considerations (CDC)

Top Health Considerations for Niceville (CITY) High cholesterol: 36.2%. High blood pressure: 33.3%. Obesity: 28.7%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 11.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · NICEVILLE High cholesterol 36.2% High blood pressure 33.3% Obesity 28.7% Diagnosed diabetes 10.5% Current cigarette smoking 11.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Okaloosa County Gov Portal .GOV
Population ~15,804
Lack of health insurance (18–64) 8.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1248750
Google Maps
3.8 6 reviews
View on Google Maps
City of Niceville Administration Office
Open now · Mon 7:00 AM – 12:00 PM, 1:00 – 4:00 PM
(850) 279-6436 ext. 1001
cityofniceville.org
208 Partin Dr N, Niceville, FL 32578, USA
Recent Reviews
MGH III ★☆☆☆☆
"Everyone needs to watch the towns P.O.S. Mayor and P.O.S. police chief that would not ID himself ( I bet his name is not on my shirt) on their very on YouTube video.This P.O.S. Chief shut city hall do…"
Sonya McKinery ★★★★★
"Turkey Creek is the city's shining star. Please do not ruin it by making it accessible 24/7! It would fall in a state of disrepair, disrespect, and look like the fallen public parks like at FWB. If an…"
Available in Niceville

Life Insurance Products in Niceville, FL

9 insurance products available in Niceville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Okaloosa County and Nearby Florida Counties

Life Insurance by City Near Niceville, FL

1,367 licensed producers on public record in Okaloosa County.

🌟 Cities Served near Niceville

30 Cities · 3 Counties
Santa Rosa County10
AllentownAvalonEast MiltonGulf BreezeJayMiltonNavarrePaceTiger PointWoodlawn Beach
Okaloosa CountyHome10
BakerCinco BayouCrestviewDestinFort Walton BeachHoltHurlburt FieldLaurel HillMary EstherValparaiso
Escambia County10
BellviewBrentCantonmentCenturyEnsleyMolinoPensacolaPensacola StationWalnut HillWest Pensacola
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Niceville, Florida

Florida DFS public records show 211 actively licensed insurance producers with business addresses in Niceville (Okaloosa County County). 178 hold Life & Health authority; 61 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

211Licensed producers
178Life & Health
61General Lines (P&C)

Browse producers by line

Life & Health Agents
178 producers · life-authorised
General Lines (Property & Casualty)
61 producers · 2-20

Featured licensed producers

Browse all →
DD
David P Dowden
Life Including Variable Annuity & Health
NPN 6088591 Licensed 2003
WL
William K Lamm
Life Including Variable Annuity & Health
NPN 5334358 Licensed 2001
FF
Frances Anne Faille
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 591660 Licensed 1999
WL
William I Latham
Life Including Variable Annuity & Health
NPN 1035079 Licensed 1997
ML
Mary Elizabeth Love
General Lines (Property & Casualty)
NPN 561031 Licensed 2008
FM
Franklin Delano Mceachern
General Lines (Property & Casualty)
NPN 559797 Licensed 2010

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Niceville.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Niceville Life Insurance Questions

💰

How much does life insurance cost in Niceville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Niceville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Niceville?

Yes. June serves all of Niceville and every municipality in Okaloosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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