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Home›Florida›Volusia County›Daytona Beach Shores›Term Life Insurance

June Marcia Williams — Licensed Term Life Insurance Agent in Daytona Beach Shores, FL
June Marcia Williams
Your Insurance Agent in Daytona Beach Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Daytona Beach Shores, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Daytona Beach Shores, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Daytona Beach Shores, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Daytona Beach Shores, FL

Daytona Beach Shores, FL — Your Local Producer

Hello, Daytona Beach Shores! Life along our beautiful stretch of Volusia County coastline is truly special, and I believe in protecting the families who call this place home. As a local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors understand their options for personal insurance. From Term and Whole Life to Final Expense and supplemental health plans like Critical Illness or Hospital Indemnity, I provide clear, one-on-one guidance. My focus is on your unique situation, helping you secure peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Daytona Beach Shores City Hall
  • McElroy Park
  • Sunglow Pier
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Daytona Beach Shores

27 on public record · Florida DFS · Fla. Stat. §119.01

AS
Anand Manilal Shah
Life Including Variable Annuity & Health
NPN 21007668 Licensed 2023
CH
Connie Cunningham Hayes
Life Including Variable Annuity & Health
NPN 19502527 Licensed 2020
DM
Daniel Joseph Morris
Life Including Variable Annuity & Health
NPN 19028636 Licensed 2019
DP
David Richard Plimpton
Life Including Variable Annuity & Health
NPN 20601141 Licensed 2023
DM
Douglas George Meyerhoff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3625268 Licensed 2005
DS
Douglas M Smith
Life Including Variable Annuity & Health
NPN 21372229 Licensed 2024
DB
Douglas Mark Beller
Life Including Variable Annuity & Health
NPN 6373116 Licensed 2002
GS
Ginger Anne Sanders
Life Including Variable Annuity & Health
NPN 10366488 Licensed 2008
GJ
Gregory D Jensen
Life Including Variable Annuity & Health
NPN 19223877 Licensed 2019
GS
Gwendolyn Slater
Life Including Variable Annuity & Health
NPN 1032282 Licensed 1999
HK
Hannah N Kesler
Life Including Variable Annuity & Health
NPN 18557844 Licensed 2018
HA
Hilary Allen
Life Including Variable Annuity & Health
NPN 18842822 Licensed 2018
HD
Hong Dai
Life Including Variable Annuity & Health
NPN 713658 Licensed 2025
JT
James Jerome Tully
Life Including Variable Annuity & Health
NPN 545552 Licensed 2011
JS
Jerry Dean Stanforth
Life Including Variable Annuity & Health
NPN 510813 Licensed 2026
JP
John Martin Pastre
Life Including Variable Annuity & Health
NPN 17756585 Licensed 2015
KB
Kare Mattias Backstrom
Life Including Variable Annuity & Health
NPN 1473669 Licensed 2015
KR
Kelly Ann Rinehimer
Life Including Variable Annuity & Health
NPN 19437183 Licensed 2024
LF
Linda A Ferguson
Life Including Variable Annuity & Health
NPN 3635784 Licensed 2000
MB
Mandy Beth Brown
Life Including Variable Annuity & Health
NPN 20497361 Licensed 2022
ML
Matthew Christopher La-Fiura
Life Including Variable Annuity & Health
NPN 20978378 Licensed 2023
MR
Matthew S Reynolds
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9726451 Licensed 2007
RD
Rachael Ann Dyson
Life Including Variable Annuity & Health
NPN 17747232 Licensed 2015
RL
Rizalina Leuterio
Life Including Variable Annuity & Health
NPN 21142939 Licensed 2024
View all 27 licensed term life producers in Daytona Beach Shores →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Daytona Beach Shores regional market. Rates are localized using regional health baselines.

Official Daytona Beach Shores Resources

County Volusia County
Population ~5,087
Lack of insurance (18–64) 11.5%
FIPS code 1216550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Daytona Beach Shores rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV
Google Maps
4.2 10 reviews
City of Daytona Beach Shores City Hall photo 1City of Daytona Beach Shores City Hall photo 2City of Daytona Beach Shores City Hall photo 3City of Daytona Beach Shores City Hall photo 4
Photos by WMB 4Him , Herve Andrieu , David Lockwood , TheCHIEF BIGFAITH via Google Maps
View on Google Maps
City of Daytona Beach Shores City Hall
Open now · Mon 8:00 AM – 4:30 PM
(386) 763-5353
dbshores.org
2990 S Atlantic Ave, Daytona Beach Shores, FL 32118, USA
Recent Reviews
Joe Clements ★★★★★
"I have been a builder in Florida for forty years. I was also a planning zoning commissioner in Florida. Daytona Beach Shores is without a doubt the most customer friendly Building Planning and Zoning …"
Todd MacDonald ★★★★★
"The Daytona Beach Shores Building Department was awesome to work with. The staff from start to finish on a new home build were amazing. Cheryl in permitting & Matt the inspector were always helpful an…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.
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Or call now: (908) 339-7723

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Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote
Most Popular

20-Year Term

Best value for families
Complete the quick form above to see your estimate
  • Level premium for 20 years
  • Issue ages 18-65
  • No exam up to $400K
  • Convertible to permanent
  • Covers mortgage + college
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote
📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.
Life Insurance in Daytona Beach Shores

More Insurance Options in Daytona Beach Shores, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

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Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Daytona Beach Shores?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Also Serving Volusia County

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View Cassadaga Coverage

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Deland Life Protection

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DeLand Southwest Financial Security

Dedicated Term Life coverage page for DeLand Southwest with local agent support.

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The Deltona Legacy Plan

Term Life protection tailored to Deltona families and businesses.

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Holly Hill Wealth Strategy

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North DeLand Coverage Guide

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Ormond Beach Wealth Strategy

Dedicated Term Life coverage page for Ormond Beach with local agent support.

View Ormond Beach Coverage

Ormond-by-the-Sea Life Protection

Term Life protection tailored to Ormond-by-the-Sea families and businesses.

View Ormond-by-the-Sea Coverage

South Daytona Coverage Guide

Personalized Term Life quotes for South Daytona residents — no obligation.

View South Daytona Coverage

Apopka Life Protection

Personalized Term Life quotes for Apopka residents — no obligation.

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Meadow Woods Financial Security

Compare Term Life rates from licensed carriers serving Meadow Woods.

View Meadow Woods Coverage

Oakland Coverage Guide

Compare Term Life rates from licensed carriers serving Oakland.

View Oakland Coverage

Orlando Financial Security

Dedicated Term Life coverage page for Orlando with local agent support.

View Orlando Coverage

South Apopka Coverage Guide

Personalized Term Life quotes for South Apopka residents — no obligation.

View South Apopka Coverage

Southchase Financial Security

Term Life protection tailored to Southchase families and businesses.

View Southchase Coverage

Windermere Coverage Guide

Compare Term Life rates from licensed carriers serving Windermere.

View Windermere Coverage

The Winter Garden Legacy Plan

Term Life protection tailored to Winter Garden families and businesses.

View Winter Garden Coverage

Winter Park Coverage Guide

Personalized Term Life quotes for Winter Park residents — no obligation.

View Winter Park Coverage

The Zellwood Legacy Plan

Compare Term Life rates from licensed carriers serving Zellwood.

View Zellwood Coverage

Clermont Wealth Strategy

Personalized Term Life quotes for Clermont residents — no obligation.

View Clermont Coverage

Dona Vista Coverage Guide

Personalized Term Life quotes for Dona Vista residents — no obligation.

View Dona Vista Coverage

The Eustis Legacy Plan

Term Life protection tailored to Eustis families and businesses.

View Eustis Coverage

Fruitland Park Wealth Strategy

Compare Term Life rates from licensed carriers serving Fruitland Park.

View Fruitland Park Coverage

Groveland Wealth Strategy

Personalized Term Life quotes for Groveland residents — no obligation.

View Groveland Coverage

Leesburg Coverage Guide

Dedicated Term Life coverage page for Leesburg with local agent support.

View Leesburg Coverage

Minneola Life Protection

Term Life protection tailored to Minneola families and businesses.

View Minneola Coverage

Montverde Life Protection

Compare Term Life rates from licensed carriers serving Montverde.

View Montverde Coverage

Mount Dora Wealth Strategy

Personalized Term Life quotes for Mount Dora residents — no obligation.

View Mount Dora Coverage

Umatilla Wealth Strategy

Term Life protection tailored to Umatilla families and businesses.

View Umatilla Coverage
Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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