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Home›Florida›Volusia County›Daytona Beach Shores›Final Expense Insurance

June Marcia Williams — Licensed Final Expense Insurance Agent in Daytona Beach Shores, FL
June Marcia Williams
Your Insurance Agent in Daytona Beach Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Daytona Beach Shores, FL...
National Producer No.
17209549
Verify ↗

Final Expense Insurance in Daytona Beach Shores, FL

Coverage from $5,000 to $50,000. Premiums never increase.

Final expense insurance for Daytona Beach Shores, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — simplified-issue funeral and burial coverage from age 50 to 85, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Daytona Beach Shores, FL

Daytona Beach Shores, FL — Your Local Producer

Hello, Daytona Beach Shores! Life along our beautiful stretch of Volusia County coastline is truly special, and I believe in protecting the families who call this place home. As a local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors understand their options for personal insurance. From Term and Whole Life to Final Expense and supplemental health plans like Critical Illness or Hospital Indemnity, I provide clear, one-on-one guidance. My focus is on your unique situation, helping you secure peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Daytona Beach Shores City Hall
  • McElroy Park
  • Sunglow Pier
NPN17209549FL LicenseW840529

Licensed Final Expense Producers in Daytona Beach Shores

27 on public record · Florida DFS · Fla. Stat. §119.01

AS
Anand Manilal Shah
Life Including Variable Annuity & Health
NPN 21007668 Licensed 2023
CH
Connie Cunningham Hayes
Life Including Variable Annuity & Health
NPN 19502527 Licensed 2020
DM
Daniel Joseph Morris
Life Including Variable Annuity & Health
NPN 19028636 Licensed 2019
DP
David Richard Plimpton
Life Including Variable Annuity & Health
NPN 20601141 Licensed 2023
DM
Douglas George Meyerhoff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3625268 Licensed 2005
DS
Douglas M Smith
Life Including Variable Annuity & Health
NPN 21372229 Licensed 2024
DB
Douglas Mark Beller
Life Including Variable Annuity & Health
NPN 6373116 Licensed 2002
GS
Ginger Anne Sanders
Life Including Variable Annuity & Health
NPN 10366488 Licensed 2008
GJ
Gregory D Jensen
Life Including Variable Annuity & Health
NPN 19223877 Licensed 2019
GS
Gwendolyn Slater
Life Including Variable Annuity & Health
NPN 1032282 Licensed 1999
HK
Hannah N Kesler
Life Including Variable Annuity & Health
NPN 18557844 Licensed 2018
HA
Hilary Allen
Life Including Variable Annuity & Health
NPN 18842822 Licensed 2018
HD
Hong Dai
Life Including Variable Annuity & Health
NPN 713658 Licensed 2025
JT
James Jerome Tully
Life Including Variable Annuity & Health
NPN 545552 Licensed 2011
JS
Jerry Dean Stanforth
Life Including Variable Annuity & Health
NPN 510813 Licensed 2026
JP
John Martin Pastre
Life Including Variable Annuity & Health
NPN 17756585 Licensed 2015
KB
Kare Mattias Backstrom
Life Including Variable Annuity & Health
NPN 1473669 Licensed 2015
KR
Kelly Ann Rinehimer
Life Including Variable Annuity & Health
NPN 19437183 Licensed 2024
LF
Linda A Ferguson
Life Including Variable Annuity & Health
NPN 3635784 Licensed 2000
MB
Mandy Beth Brown
Life Including Variable Annuity & Health
NPN 20497361 Licensed 2022
ML
Matthew Christopher La-Fiura
Life Including Variable Annuity & Health
NPN 20978378 Licensed 2023
MR
Matthew S Reynolds
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9726451 Licensed 2007
RD
Rachael Ann Dyson
Life Including Variable Annuity & Health
NPN 17747232 Licensed 2015
RL
Rizalina Leuterio
Life Including Variable Annuity & Health
NPN 21142939 Licensed 2024
View all 27 licensed final expense producers in Daytona Beach Shores →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Final Expense Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Final Expense Insurance across the Daytona Beach Shores regional market. Rates are localized using regional health baselines.

Official Daytona Beach Shores Resources

County Volusia County
Population ~5,087
Lack of insurance (18–64) 11.5%
FIPS code 1216550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Daytona Beach Shores rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV
Google Maps
4.2 10 reviews
City of Daytona Beach Shores City Hall photo 1City of Daytona Beach Shores City Hall photo 2City of Daytona Beach Shores City Hall photo 3City of Daytona Beach Shores City Hall photo 4
Photos by WMB 4Him , Herve Andrieu , David Lockwood , TheCHIEF BIGFAITH via Google Maps
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City of Daytona Beach Shores City Hall
Open now · Mon 8:00 AM – 4:30 PM
(386) 763-5353
dbshores.org
2990 S Atlantic Ave, Daytona Beach Shores, FL 32118, USA
Recent Reviews
Joe Clements ★★★★★
"I have been a builder in Florida for forty years. I was also a planning zoning commissioner in Florida. Daytona Beach Shores is without a doubt the most customer friendly Building Planning and Zoning …"
Todd MacDonald ★★★★★
"The Daytona Beach Shores Building Department was awesome to work with. The staff from start to finish on a new home build were amazing. Cheryl in permitting & Matt the inspector were always helpful an…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Final Expense Guide →

Select your coverage below to see your price in seconds.

See If You Qualify — No Exam Required

Remove the financial burden from loved ones — no obligation — guaranteed acceptance options available

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.
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Compare Plans

Final Expense Options

Best Value

Preferred Plan

Full benefit from day one
  • 100% death benefit immediately
  • Ages 50-85, up to $35K
  • No medical exam
  • Accidental Death rider available
  • Terminal illness rider included
Get Quote

Standard Plan

Full benefit from day one
  • 100% death benefit immediately
  • Ages 50-85, up to $20K
  • No medical exam
  • Some health conditions OK
  • Level premiums for life
Get Quote

Guaranteed Issue Plan

Graded benefit — guaranteed
  • Years 1-2: premiums + 10% interest
  • Year 3+: full death benefit
  • Ages 50-80, up to $15K
  • No medical exam
  • Accidental death = full benefit yr 1
Get Quote
📖 Final Expense Knowledge

Everything You Need to Know About Final Expense Insurance

🕊️

What Is Final Expense Insurance?

Final expense is a small whole life policy designed to cover end-of-life costs — funeral, burial, cremation, outstanding medical bills, and legal fees. Coverage typically ranges from $5,000 to $50,000. Unlike traditional whole life, final expense is simplified issue — no medical exam, no blood work, just health questions.

💲

How Much Does a Funeral Cost in Florida?

According to the Choice Mutual 2026 / NFDA 2023, the median cost of a traditional funeral with burial in Florida is $8,023. The national median is $8,300. Cremation is less ($3,000–$6,000) but still a significant expense. Final expense insurance covers these costs so your family doesn't have to.

✅

Guaranteed Issue vs. Simplified Issue

Simplified issue (preferred/standard plans): answer health questions, no exam, immediate full benefit if approved. Guaranteed issue (guaranteed acceptance plans): no health questions at all — everyone qualifies — but has a 2-3 year graded benefit waiting period. Accidental death pays full benefit from day one on both.

🏦

Irrevocable Burial Trusts & Medicaid

In Florida, an irrevocable burial trust funded by a final expense policy is exempt from Medicaid asset calculations. Florida exempts irrevocable prepaid funeral contracts with no dollar cap (Fla. Admin. Code R. 65A-1.712, SSI-Related Medicaid Resource Eligibility Criteria). See Florida guidance. June helps structure these correctly.

👴

Who Should Get Final Expense?

Final expense is designed for seniors ages 50-85 who want to ensure their funeral and end-of-life costs are covered without burdening family. It's also for anyone who has been declined for traditional coverage due to health conditions — guaranteed issue means no one is turned away. Fixed premiums, coverage for life.

⚖️

Florida Consumer Protections

Florida law provides a 14-day free-look period on all life insurance policies — return for a full refund, no questions asked (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing benefits and costs. State insurance regulators prohibit misleading "burial insurance" advertising that overstates coverage or understates limitations.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.
Life Insurance in Daytona Beach Shores

More Insurance Options in Daytona Beach Shores, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations
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Frequently Asked Questions

Final Expense Insurance FAQ

💰

How much does final expense cost?

Premiums vary by age, health, and coverage amount. Plans range from $5K-$35K. Premiums are level and never increase.

🏥

Is a medical exam required?

No. No medical exam, no blood work, no health interview. Eligibility determined at point of sale from application questions.

⚱️

What does it cover?

Funeral, burial or cremation, casket, memorial, outstanding medical bills, and end-of-life expenses. Florida median funeral with burial: $8,023 (Choice Mutual 2026 / NFDA 2023).

📋

What's the graded benefit?

Basic plan: years 1-2 pay premiums + 10% interest if death occurs. Year 3+ pays full face amount. Accidental death = full benefit day one.

👴

Can I get coverage at age 80?

Yes. Ages 50-85 are eligible. Preferred up to $15K, Standard up to $10K at ages 81-85. Level premiums guaranteed.

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Meadow Woods Financial Security

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Oakland Coverage Guide

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South Apopka Coverage Guide

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View South Apopka Coverage

Southchase Financial Security

Final Expense protection tailored to Southchase families and businesses.

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Windermere Coverage Guide

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The Winter Garden Legacy Plan

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Winter Park Coverage Guide

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The Zellwood Legacy Plan

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Clermont Wealth Strategy

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Dona Vista Coverage Guide

Personalized Final Expense quotes for Dona Vista residents — no obligation.

View Dona Vista Coverage

The Eustis Legacy Plan

Final Expense protection tailored to Eustis families and businesses.

View Eustis Coverage

Fruitland Park Wealth Strategy

Compare Final Expense rates from licensed carriers serving Fruitland Park.

View Fruitland Park Coverage

Groveland Wealth Strategy

Personalized Final Expense quotes for Groveland residents — no obligation.

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Leesburg Coverage Guide

Dedicated Final Expense coverage page for Leesburg with local agent support.

View Leesburg Coverage

Minneola Life Protection

Final Expense protection tailored to Minneola families and businesses.

View Minneola Coverage

Montverde Life Protection

Compare Final Expense rates from licensed carriers serving Montverde.

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Mount Dora Wealth Strategy

Personalized Final Expense quotes for Mount Dora residents — no obligation.

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Umatilla Wealth Strategy

Final Expense protection tailored to Umatilla families and businesses.

View Umatilla Coverage
Read the Full Final Expense Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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