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Home›Florida›Volusia County›Daytona Beach Shores›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Daytona Beach Shores, FL
June Marcia Williams
Your Insurance Agent in Daytona Beach Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Daytona Beach Shores, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Daytona Beach Shores, FL

Benefits from $10,000 to $100,000. No network restrictions.

Critical illness insurance for Daytona Beach Shores, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Daytona Beach Shores, FL

Daytona Beach Shores, FL — Your Local Producer

Hello, Daytona Beach Shores! Life along our beautiful stretch of Volusia County coastline is truly special, and I believe in protecting the families who call this place home. As a local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors understand their options for personal insurance. From Term and Whole Life to Final Expense and supplemental health plans like Critical Illness or Hospital Indemnity, I provide clear, one-on-one guidance. My focus is on your unique situation, helping you secure peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Daytona Beach Shores City Hall
  • McElroy Park
  • Sunglow Pier
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Daytona Beach Shores

27 on public record · Florida DFS · Fla. Stat. §119.01

AS
Anand Manilal Shah
Life Including Variable Annuity & Health
NPN 21007668 Licensed 2023
CH
Connie Cunningham Hayes
Life Including Variable Annuity & Health
NPN 19502527 Licensed 2020
DM
Daniel Joseph Morris
Life Including Variable Annuity & Health
NPN 19028636 Licensed 2019
DP
David Richard Plimpton
Life Including Variable Annuity & Health
NPN 20601141 Licensed 2023
DM
Douglas George Meyerhoff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3625268 Licensed 2005
DS
Douglas M Smith
Life Including Variable Annuity & Health
NPN 21372229 Licensed 2024
DB
Douglas Mark Beller
Life Including Variable Annuity & Health
NPN 6373116 Licensed 2002
GS
Ginger Anne Sanders
Life Including Variable Annuity & Health
NPN 10366488 Licensed 2008
GJ
Gregory D Jensen
Life Including Variable Annuity & Health
NPN 19223877 Licensed 2019
GS
Gwendolyn Slater
Life Including Variable Annuity & Health
NPN 1032282 Licensed 1999
HK
Hannah N Kesler
Life Including Variable Annuity & Health
NPN 18557844 Licensed 2018
HA
Hilary Allen
Life Including Variable Annuity & Health
NPN 18842822 Licensed 2018
HD
Hong Dai
Life Including Variable Annuity & Health
NPN 713658 Licensed 2025
JT
James Jerome Tully
Life Including Variable Annuity & Health
NPN 545552 Licensed 2011
JS
Jerry Dean Stanforth
Life Including Variable Annuity & Health
NPN 510813 Licensed 2026
JP
John Martin Pastre
Life Including Variable Annuity & Health
NPN 17756585 Licensed 2015
KB
Kare Mattias Backstrom
Life Including Variable Annuity & Health
NPN 1473669 Licensed 2015
KR
Kelly Ann Rinehimer
Life Including Variable Annuity & Health
NPN 19437183 Licensed 2024
LF
Linda A Ferguson
Life Including Variable Annuity & Health
NPN 3635784 Licensed 2000
MB
Mandy Beth Brown
Life Including Variable Annuity & Health
NPN 20497361 Licensed 2022
ML
Matthew Christopher La-Fiura
Life Including Variable Annuity & Health
NPN 20978378 Licensed 2023
MR
Matthew S Reynolds
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9726451 Licensed 2007
RD
Rachael Ann Dyson
Life Including Variable Annuity & Health
NPN 17747232 Licensed 2015
RL
Rizalina Leuterio
Life Including Variable Annuity & Health
NPN 21142939 Licensed 2024
View all 27 licensed critical illness producers in Daytona Beach Shores →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Daytona Beach Shores regional market. Rates are localized using regional health baselines.

Official Daytona Beach Shores Resources

County Volusia County
Population ~5,087
Lack of insurance (18–64) 11.5%
FIPS code 1216550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Daytona Beach Shores rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV
Google Maps
4.2 10 reviews
City of Daytona Beach Shores City Hall photo 1City of Daytona Beach Shores City Hall photo 2City of Daytona Beach Shores City Hall photo 3City of Daytona Beach Shores City Hall photo 4
Photos by WMB 4Him , Herve Andrieu , David Lockwood , TheCHIEF BIGFAITH via Google Maps
View on Google Maps
City of Daytona Beach Shores City Hall
Open now · Mon 8:00 AM – 4:30 PM
(386) 763-5353
dbshores.org
2990 S Atlantic Ave, Daytona Beach Shores, FL 32118, USA
Recent Reviews
Joe Clements ★★★★★
"I have been a builder in Florida for forty years. I was also a planning zoning commissioner in Florida. Daytona Beach Shores is without a doubt the most customer friendly Building Planning and Zoning …"
Todd MacDonald ★★★★★
"The Daytona Beach Shores Building Department was awesome to work with. The staff from start to finish on a new home build were amazing. Cheryl in permitting & Matt the inspector were always helpful an…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

✅

You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689
Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Daytona Beach Shores

More Insurance Options in Daytona Beach Shores, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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The Eustis Legacy Plan

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Fruitland Park Wealth Strategy

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Groveland Wealth Strategy

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Leesburg Coverage Guide

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Minneola Life Protection

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Montverde Life Protection

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Mount Dora Wealth Strategy

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Critical Illness protection tailored to Umatilla families and businesses.

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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