June Marcia Williams

Your Insurance Agent in South Daytona, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing South Daytona, FL...

National Producer No.

17209549

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Term Life Insurance in South Daytona, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for South Daytona, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · South Daytona, FL

South Daytona, FL — Your Local Producer

Hello, South Daytona! As a fellow Floridian, I appreciate the unique, community-focused lifestyle we enjoy here in Volusia County, from the Halifax River's breezes to our friendly neighborhoods. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping my neighbors navigate their options for life and health insurance. Whether you're planning for your family's future with term or whole life, or seeking protection against unexpected events with critical illness or final expense coverage, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, FL License: W840529)

Reed Canal Park
South Daytona Elementary School
Intersection of S Ridgewood Ave and Beville Rd

NPN17209549FL LicenseW840529

Licensed Term Life Producers in South Daytona

55 on public record · Florida DFS · Fla. Stat. §119.01

Alex John Nusbaum

Life Including Variable Annuity & Health

NPN 21637068 Licensed 2025

Allorra Renee Encarnacion

Life Including Variable Annuity & Health

NPN 18862000 Licensed 2018

Amber Lace Baginski

Life Including Variable Annuity & Health

NPN 20087132 Licensed 2021

Andrew Stephen Ketelaar

Life Including Variable Annuity & Health

NPN 21124903 Licensed 2024

Ashley Geiger

Life Including Variable Annuity & Health

NPN 21565228 Licensed 2025

Bambi Lynn Sinclair

Life Including Variable Annuity & Health

NPN 17582310 Licensed 2025

Brandon James Lanes

Life Including Variable Annuity & Health

NPN 20076076 Licensed 2021

Brandon Terry Ingoldsby

Life Including Variable Annuity & Health

NPN 20620518 Licensed 2023

Candice Paige Neel

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21392021 Licensed 2024

Carol M Dewey

Life Including Variable Annuity & Health

NPN 1926830 Licensed 2008

Christopher Dean Bazzle

Life Including Variable Annuity & Health

NPN 21183827 Licensed 2024

Christopher Jon Harshaw

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 442613 Licensed 1998

Devon Christopher O'Donnell

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 11057567 Licensed 2008

Dolores Marie Roarke

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18681506 Licensed 2018

Douglas James Kosarek

Life Including Variable Annuity & Health

NPN 526421 Licensed 2018

Dylan Ramirez

Life Including Variable Annuity & Health

NPN 21007770 Licensed 2023

Elka Daliah Smith

Life Including Variable Annuity & Health

NPN 17572846 Licensed 2023

Frankie Evelyn Riddle

Life Including Variable Annuity & Health

NPN 21549573 Licensed 2025

Gordon Lee Gillespie

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 434930 Licensed 1993

Howard R Verfaillie

Life Including Variable Annuity & Health

NPN 749059 Licensed 2026

Jacquelyn M Randall

Life Including Variable Annuity & Health

NPN 20986561 Licensed 2023

James Clifford Scott

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 475820 Licensed 1972

Jermon N Williams

Life Including Variable Annuity & Health

NPN 21008889 Licensed 2023

Johnpaul Rafeal Lebrun

Life Including Variable Annuity & Health

NPN 20577082 Licensed 2023

View all 55 licensed term life producers in South Daytona →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the South Daytona regional market. Rates are localized using regional health baselines.

Official South Daytona Resources

County Volusia County

Population ~13,132

Lack of insurance (18–64) 12.2%

FIPS code 1267325

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized South Daytona rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

2.8 31 reviews

Photos by feng zou lee via Google Maps

View on Google Maps

City of South Daytona

Open now · Mon 8:00 AM – 4:30 PM

(386) 322-3000

southdaytona.org

1672 S Ridgewood Ave, South Daytona, FL 32119, USA

Recent Reviews

feng zou lee ★★★★★

"How beautiful view of City of South Daytona"

Jacqueline Jones ★★★★★

"The City of South Daytona must be fully conscious of all hiring practices as it relates to hiring its law enforcement agents. Diversity and inclusion has been very controversial these days to fill pos…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in South Daytona

More Insurance Options in South Daytona, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in South Daytona?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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Licensed in 5 states NPN verified No obligation

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Term Life Insurance in South Daytona, FL

South Daytona, FL — Your Local Producer

Licensed Term Life Producers in South Daytona

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official South Daytona Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in South Daytona, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in South Daytona?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official South Daytona Resources