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Home›Florida›Volusia County›Daytona Beach Shores›Hospital Indemnity Insurance

June Marcia Williams — Licensed Hospital Indemnity Insurance Agent in Daytona Beach Shores, FL
June Marcia Williams
Your Insurance Agent in Daytona Beach Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Daytona Beach Shores, FL...
National Producer No.
17209549
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Hospital Indemnity Insurance in Daytona Beach Shores, FL

Affordable daily benefit plans. Guaranteed renewable.

Hospital indemnity insurance for Daytona Beach Shores, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — fixed daily cash benefit for each day admitted to a hospital, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Daytona Beach Shores, FL

Daytona Beach Shores, FL — Your Local Producer

Hello, Daytona Beach Shores! Life along our beautiful stretch of Volusia County coastline is truly special, and I believe in protecting the families who call this place home. As a local licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors understand their options for personal insurance. From Term and Whole Life to Final Expense and supplemental health plans like Critical Illness or Hospital Indemnity, I provide clear, one-on-one guidance. My focus is on your unique situation, helping you secure peace of mind. (NPN: 17209549, Florida License No: W840529)

  • Daytona Beach Shores City Hall
  • McElroy Park
  • Sunglow Pier
NPN17209549FL LicenseW840529

Licensed Hospital Indemnity Producers in Daytona Beach Shores

27 on public record · Florida DFS · Fla. Stat. §119.01

AS
Anand Manilal Shah
Life Including Variable Annuity & Health
NPN 21007668 Licensed 2023
CH
Connie Cunningham Hayes
Life Including Variable Annuity & Health
NPN 19502527 Licensed 2020
DM
Daniel Joseph Morris
Life Including Variable Annuity & Health
NPN 19028636 Licensed 2019
DP
David Richard Plimpton
Life Including Variable Annuity & Health
NPN 20601141 Licensed 2023
DM
Douglas George Meyerhoff
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3625268 Licensed 2005
DS
Douglas M Smith
Life Including Variable Annuity & Health
NPN 21372229 Licensed 2024
DB
Douglas Mark Beller
Life Including Variable Annuity & Health
NPN 6373116 Licensed 2002
GS
Ginger Anne Sanders
Life Including Variable Annuity & Health
NPN 10366488 Licensed 2008
GJ
Gregory D Jensen
Life Including Variable Annuity & Health
NPN 19223877 Licensed 2019
GS
Gwendolyn Slater
Life Including Variable Annuity & Health
NPN 1032282 Licensed 1999
HK
Hannah N Kesler
Life Including Variable Annuity & Health
NPN 18557844 Licensed 2018
HA
Hilary Allen
Life Including Variable Annuity & Health
NPN 18842822 Licensed 2018
HD
Hong Dai
Life Including Variable Annuity & Health
NPN 713658 Licensed 2025
JT
James Jerome Tully
Life Including Variable Annuity & Health
NPN 545552 Licensed 2011
JS
Jerry Dean Stanforth
Life Including Variable Annuity & Health
NPN 510813 Licensed 2026
JP
John Martin Pastre
Life Including Variable Annuity & Health
NPN 17756585 Licensed 2015
KB
Kare Mattias Backstrom
Life Including Variable Annuity & Health
NPN 1473669 Licensed 2015
KR
Kelly Ann Rinehimer
Life Including Variable Annuity & Health
NPN 19437183 Licensed 2024
LF
Linda A Ferguson
Life Including Variable Annuity & Health
NPN 3635784 Licensed 2000
MB
Mandy Beth Brown
Life Including Variable Annuity & Health
NPN 20497361 Licensed 2022
ML
Matthew Christopher La-Fiura
Life Including Variable Annuity & Health
NPN 20978378 Licensed 2023
MR
Matthew S Reynolds
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 9726451 Licensed 2007
RD
Rachael Ann Dyson
Life Including Variable Annuity & Health
NPN 17747232 Licensed 2015
RL
Rizalina Leuterio
Life Including Variable Annuity & Health
NPN 21142939 Licensed 2024
View all 27 licensed hospital indemnity producers in Daytona Beach Shores →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Hospital Indemnity Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Hospital Indemnity Insurance across the Daytona Beach Shores regional market. Rates are localized using regional health baselines.

Official Daytona Beach Shores Resources

County Volusia County
Population ~5,087
Lack of insurance (18–64) 11.5%
FIPS code 1216550

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Daytona Beach Shores rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV
Google Maps
4.2 10 reviews
City of Daytona Beach Shores City Hall photo 1City of Daytona Beach Shores City Hall photo 2City of Daytona Beach Shores City Hall photo 3City of Daytona Beach Shores City Hall photo 4
Photos by WMB 4Him , Herve Andrieu , David Lockwood , TheCHIEF BIGFAITH via Google Maps
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City of Daytona Beach Shores City Hall
Open now · Mon 8:00 AM – 4:30 PM
(386) 763-5353
dbshores.org
2990 S Atlantic Ave, Daytona Beach Shores, FL 32118, USA
Recent Reviews
Joe Clements ★★★★★
"I have been a builder in Florida for forty years. I was also a planning zoning commissioner in Florida. Daytona Beach Shores is without a doubt the most customer friendly Building Planning and Zoning …"
Todd MacDonald ★★★★★
"The Daytona Beach Shores Building Department was awesome to work with. The staff from start to finish on a new home build were amazing. Cheryl in permitting & Matt the inspector were always helpful an…"
About Your Agent

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Instant localized digital enrollment without offline processing roadblocks.

Read the full Hospital Indemnity Guide →

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Hospital Indemnity Options

Core Benefit

Hospital Confinement

Daily cash for inpatient stays
  • $100-$1,100 per day
  • Paid from day 1 of admission
  • Any covered reason
  • No network restrictions
  • Paid directly to you
Get Quote

ICU Confinement

Enhanced daily rate for intensive care
  • $200-$1,500 per day
  • Paid in lieu of hospital rate
  • Critical care situations
  • No lifetime maximum
  • Guaranteed renewable
Get Quote

Optional Benefits

Skilled nursing + outpatient
  • Skilled nursing: $50-$550/day
  • Up to 14 days after 7-day elimination
  • Outpatient surgery: $50-$550
  • One surgery per year
  • Wellness visit: $75/year
Get Quote
📖 Hospital Indemnity Knowledge

Everything You Need to Know About Hospital Indemnity Insurance

🏨

What Is Hospital Indemnity Insurance?

Hospital indemnity pays a fixed daily cash benefit for every day you're confined to a hospital — regardless of the reason. Accident, illness, planned surgery — it doesn't matter. The cash is paid directly to you, not the hospital. Use it for copays, deductibles, lost income, childcare, mortgage, or anything else while you recover.

💲

How Daily Benefits Work

You choose your daily benefit at enrollment: $100 to $1,100/day for hospital, $200 to $1,500/day for ICU. A 5-day hospital stay at $500/day = $2,500 cash. A 3-day ICU stay at $1,000/day = $3,000 cash. Benefits are paid per confinement with no annual or lifetime maximum on the number of stays.

📊

Hospital Indemnity vs. Health Insurance

Health insurance covers hospital bills. Hospital indemnity covers everything health insurance doesn't — your deductible (national average $1,787 for single coverage, KFF 2024), copays, out-of-network charges, transportation, childcare, and lost wages. Even with health insurance, out-of-pocket costs for a hospital stay in Florida can run $1,200–$3,500. Hospital indemnity fills the gap from day one.

💊

Skilled Nursing & Outpatient

Optional riders add skilled nursing facility benefits ($50-$550/day for up to 14 days after a 7-day elimination period) and outpatient surgery benefits ($50-$550 per procedure, one per year). The wellness visit rider pays $75/year for preventative care — a benefit that pays even if you're never hospitalized.

👨‍👩‍👧

Who Needs Hospital Indemnity?

Anyone with a high-deductible health plan (HDHP), an HSA, or Medicare. If your health insurance deductible is $1,000+, hospital indemnity fills the gap from day one. It's also ideal for self-employed workers who lose income during hospital stays, and families where one hospitalization could create a financial emergency.

⚖️

Florida Consumer Protections

Hospital indemnity policies through our carriers are guaranteed renewable with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). Issue ages 18–85. Guaranteed issue available for qualified worksites. Simplified issue for individuals requires health questions. Medicaid may reduce benefits. Federal law (Social Security Act § 1882) requires uniform Medigap disclosure for applicants 65+.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Daytona Beach Shores

More Insurance Options in Daytona Beach Shores, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
Insurance Resources

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Frequently Asked Questions

Hospital Indemnity Insurance FAQ

💰

How much does hospital indemnity pay per day?

Hospital confinement benefits range from $100 to $1,100 per day. ICU benefits range from $200 to $1,500 per day. You choose your daily benefit amount at enrollment.

🏥

Does it cover any reason for hospitalization?

Yes. Hospital indemnity pays for any covered hospitalization — accident, illness, or planned surgery. Pre-existing conditions have a 12-month lookback period.

📋

Can I use it with Medicare?

Yes. Hospital indemnity is a popular Medicare supplement. It helps cover Medicare Part A deductibles and copays. Issue ages up to 85. Federal law (Social Security Act § 1882) requires a uniform Medigap Outline of Coverage disclosure for all applicants age 65+.

🏥

Is there a limit on how many times I can use it?

No annual or lifetime maximum on the number of hospital stays. Benefits are paid per confinement. The policy is guaranteed renewable for life with level premiums.

🩺

Is a medical exam required?

No medical exam. Simplified issue requires health questions. Guaranteed issue available through qualified employer groups. Issue ages 18-85.

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Fruitland Park Wealth Strategy

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Groveland Wealth Strategy

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Leesburg Coverage Guide

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Minneola Life Protection

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Read the Full Hospital Indemnity Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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