June Marcia Williams

Your Insurance Agent in Umatilla, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Umatilla, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Umatilla, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Umatilla, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Umatilla, FL

Umatilla, FL — Your Local Producer

Hello to my neighbors in Umatilla! Living here in Lake County, with the beautiful Ocala National Forest right at our doorstep, we appreciate the peace and natural beauty that surrounds us. That same sense of security is what I aim to provide for your family's financial future. My name is June Marcia Williams, and as a licensed insurance producer in Florida, I'm dedicated to helping you navigate your options. Whether you're considering Term Life, Final Expense, or other personal coverage, I'm here to offer clear, personalized guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, FL License No: W840529)

Umatilla City Hall
Umatilla High School
Cadwell Park

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Umatilla

37 on public record · Florida DFS · Fla. Stat. §119.01

Carole Pierre

Life Including Variable Annuity & Health

NPN 8848346 Licensed 2014

Diana Desimone

Life Including Variable Annuity & Health

NPN 19896770 Licensed 2021

Eli Dean Tatum

Life Including Variable Annuity & Health

NPN 20768938 Licensed 2023

Eric Alan Olson

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 545888 Licensed 1994

Erica Brooke Mcnamee

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 15690792 Licensed 2010

Erika Donehoo

Life Including Variable Annuity & Health

NPN 21690581 Licensed 2025

Evan Shard

Life Including Variable Annuity & Health

NPN 21622213 Licensed 2025

Iliana Marie Castaneda

Life Including Variable Annuity & Health

NPN 20313622 Licensed 2022

Jackson C Bakich

Life Including Variable Annuity & Health

NPN 21713147 Licensed 2025

Jacob Mccall

Life Including Variable Annuity & Health

NPN 22192491 Licensed 2026

Jason Andrew Spinney

Life Including Variable Annuity & Health

NPN 20005490 Licensed 2021

Jessica Fowler

Life Including Variable Annuity & Health

NPN 20473766 Licensed 2022

Jon Deleon

Life Including Variable Annuity & Health

NPN 21120952 Licensed 2024

Justin David Ares

Life Including Variable Annuity & Health

NPN 21634424 Licensed 2025

Kerry Michelle Julich

Life Including Variable Annuity & Health

NPN 19408135 Licensed 2020

Lindsay Bazzo

Life Including Variable Annuity & Health

NPN 20321425 Licensed 2022

Makayla Rae Vaughn

Life Including Variable Annuity & Health

NPN 22264155 Licensed 2026

Marcus Deion Pettigrew

Life Including Variable Annuity & Health

NPN 19065076 Licensed 2019

Maria Parra

Life Including Variable Annuity & Health

NPN 19232002 Licensed 2019

Mary Elysium Lee

Life Including Variable Annuity & Health

NPN 1812833 Licensed 2020

Mary Jones

Life Including Variable Annuity & Health

NPN 17310615 Licensed 2014

Matthew David Stewart

Life Including Variable Annuity & Health

NPN 18397396 Licensed 2017

Michael Albert Vincovitch

Life Including Variable Annuity & Health

NPN 2896261 Licensed 2024

Michael Largey

Life Including Variable Annuity & Health

NPN 19665808 Licensed 2020

View all 37 licensed term life producers in Umatilla →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Umatilla regional market. Rates are localized using regional health baselines.

Official Umatilla Resources

County Lake County

Population ~3,738

Lack of insurance (18–64) 13.8%

FIPS code 1273025

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Umatilla rates. Start your quote request below.

FL OIR .GOV Lake County Gov Portal .GOV

4.5 20 reviews

Photos by Graham Williamson via Google Maps

View on Google Maps

Umatilla City Hall

Open now · Mon 8:00 AM – 4:30 PM

(352) 669-3125

umatillafl.org

1 S Central Ave, Umatilla, FL 32784, USA

Recent Reviews

Graham Williamson ★★★★☆

"The City of Umatilla is great for premoting such diversity of vendors at the great event today. Merry Christmas"

Sr. Fox ★★★★★

"Excellent! The young man I dealt with was friendly, knowledgeable and efficient. Thanks for the great service!"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Umatilla

More Insurance Options in Umatilla, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Umatilla?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Umatilla, FL

Umatilla, FL — Your Local Producer

Licensed Term Life Producers in Umatilla

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Umatilla Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Umatilla, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Umatilla?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Umatilla Resources