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June Marcia Williams — Licensed Term Life Insurance Agent in Minneola, FL
June Marcia Williams
Your Insurance Agent in Minneola, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Minneola, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Minneola, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Minneola, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Minneola, FL

Minneola, FL — Your Local Producer

Hello, Minneola! I love the unique charm of our Lake County community, from the rolling hills to the beautiful lakeside views. As a local resident and licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors here in Minneola protect what matters most. Whether you're considering term life, whole life, final expense plans, or supplemental health coverage, I can help you navigate your options with a personal, no-pressure approach. Let's work together to find a plan that fits your family's specific needs. (NPN: 17209549, Florida License No: W840529)

  • Minneola City Hall
  • Lake Minneola High School
  • Minneola Trailhead Park
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Minneola

166 on public record · Florida DFS · Fla. Stat. §119.01

AM
Aaron Maltzman
Life Including Variable Annuity & Health
NPN 17476283 Licensed 2023
AD
Aida Barea Deason
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 6212526 Licensed 2017
AH
Alan Frederick Holt
Life Including Variable Annuity & Health
NPN 6957935 Licensed 2011
AO
Alejandro Otalvaro
Life Including Variable Annuity & Health
NPN 20577045 Licensed 2023
AB
Alexa Ballard
Life Including Variable Annuity & Health
NPN 17743712 Licensed 2015
AS
Alexander Mikhailovic Sabirov
Life Including Variable Annuity & Health
NPN 20857742 Licensed 2023
AR
Alexander Rodriguez
Life Including Variable Annuity & Health
NPN 21055239 Licensed 2024
AB
Alexia Benson
Life Including Variable Annuity & Health
NPN 21758057 Licensed 2025
AB
Allan Jariol Barga
Life Including Variable Annuity & Health
NPN 17728812 Licensed 2020
AL
Alvin Lewis
Life Including Variable Annuity & Health
NPN 16234309 Licensed 2025
AM
Alyse Machuca
Life Including Variable Annuity & Health
NPN 20759745 Licensed 2023
AR
Anderson Carlos Rodrigues
Life Including Variable Annuity & Health
NPN 22141845 Licensed 2026
AR
Andreina Ordaz Ramos
Life Including Variable Annuity & Health
NPN 18964932 Licensed 2018
AB
Andrew Keith Byer
Life Including Variable Annuity & Health
NPN 16604654 Licensed 2012
AM
Andrew Robert Malus
Life Including Variable Annuity & Health
NPN 20859746 Licensed 2023
AC
Angelina Shalese Clinton
Life Including Variable Annuity & Health
NPN 21319471 Licensed 2024
AW
Angenid Reyes Williams
Life Including Variable Annuity & Health
NPN 16746141 Licensed 2012
AT
Anna Colleen Turner
Life Including Variable Annuity & Health
NPN 22214034 Licensed 2026
AD
Antony Ducasse
Life Including Variable Annuity & Health
NPN 21124776 Licensed 2024
AS
Ariane Cristina De Souza Dos Santos
Life Including Variable Annuity & Health
NPN 21653281 Licensed 2025
AO
Arlene Otero
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8307742 Licensed 2006
AG
Armando Guerra
Life Including Variable Annuity & Health
NPN 20277830 Licensed 2022
AC
Ashley Coppin
Life Including Variable Annuity & Health
NPN 21551015 Licensed 2025
AF
Ashmine Jalissa Freeman
Life Including Variable Annuity & Health
NPN 21165995 Licensed 2024
View all 166 licensed term life producers in Minneola →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Minneola regional market. Rates are localized using regional health baselines.

Official Minneola Resources

County Lake County
Population ~14,406
Lack of insurance (18–64) 13.8%
FIPS code 1245900

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Minneola rates. Start your quote request below.

Google Maps
4.1 57 reviews
Minneola City Hall photo 1Minneola City Hall photo 2Minneola City Hall photo 3Minneola City Hall photo 4
Photos by Michael Rivera , Angel C , Carlos Beltran , JJ Sparrow via Google Maps
Minneola City Hall
Open now · Mon 8:00 AM – 5:00 PM
800 US-27, Minneola, FL 34715, USA
Recent Reviews
Christian Ober ★★★★★
"I thought every home in minneola Florida was to have a address attached to the home incase of a emergency. I see alot of homes here have no address at all. Or only a address on a mailbox. This would…"
Bobby Evers ★☆☆☆☆
"Water department charges a $100 fee (non-refundable) each time I have my rentals account transferred back to me during turn over. Absolutely crazy. Every other utility company just does not do this. L…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Minneola?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Licensed in 5 states NPN verified No obligation
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