June Marcia Williams

Your Insurance Agent in Oakland, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Oakland, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Oakland, FL

Lock in level premiums and protect your family's income.

Term life insurance for Oakland, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Oakland, FL

Oakland, FL — Your Local Producer

Hello, Oakland neighbors. There's a special sense of history and community here in Orange County, and I believe in protecting the families that make our town so unique. As a licensed Florida insurance producer, my name is June Marcia Williams, and I'm here to help you understand your options for personal insurance. From Term and Whole Life to Final Expense and Critical Illness plans, I offer personalized guidance to find coverage that fits your specific needs. My focus is on ensuring you have the information you need to secure your family's future with confidence. (NPN: 17209549, FL License No: W840529)

Oakland Town Hall
Oakland Nature Preserve
West Orange Trail

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Oakland

47 on public record · Florida DFS · Fla. Stat. §119.01

Amanda Harr

Life Including Variable Annuity & Health

NPN 20833816 Licensed 2023

Bradford Hahn

Life Including Variable Annuity & Health

NPN 19541494 Licensed 2020

Brian John Youngs

Life Including Variable Annuity & Health

NPN 21055092 Licensed 2024

Bruce Scott Gentilella

Life Including Variable Annuity & Health

NPN 404783 Licensed 1988

Candace Lindsay Henderson

Life Including Variable Annuity & Health

NPN 20561492 Licensed 2022

Charles Stephen Mulherin

Life Including Variable Annuity & Health

NPN 12900813 Licensed 2009

Chiquita M Hamilton

Life Including Variable Annuity & Health

NPN 15942206 Licensed 2010

Collin David Lewis-Solomon

Life Including Variable Annuity & Health

NPN 19205569 Licensed 2026

David Hugh Root

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 482492 Licensed 1984

Diana Cruz Herreno

Life Including Variable Annuity & Health

NPN 19344449 Licensed 2019

Florali Teran Pinate

Life Including Variable Annuity & Health

NPN 19653786 Licensed 2020

Gregory Michael Hurley

Life Including Variable Annuity & Health

NPN 2592104 Licensed 2021

Hernando Javier Selvi Briceno

Life Including Variable Annuity & Health

NPN 21488579 Licensed 2025

Iliana Cerra

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 18681463 Licensed 2018

Jefel Jadoo

Life Including Variable Annuity & Health

NPN 22120524 Licensed 2026

Jocelyn Martinez

Life Including Variable Annuity & Health

NPN 21492633 Licensed 2025

Jordan Anthony Brown

Life Including Variable Annuity & Health

NPN 20107451 Licensed 2021

Jordan Leigh Mulherin

Life Including Variable Annuity & Health

NPN 20447787 Licensed 2022

Juan Lobo

Life Including Variable Annuity & Health

NPN 20663822 Licensed 2023

Julia Joanna Pujols

Life Including Variable Annuity & Health

NPN 16874065 Licensed 2023

Kathryn M Hite

Life Including Variable Annuity & Health

NPN 8069917 Licensed 2007

Kent Lee Nelson

Life Including Variable Annuity & Health

NPN 1540712 Licensed 2006

Kevin Cole

Life Including Variable Annuity & Health

NPN 20827021 Licensed 2023

Kyle Richard Daly

Life Including Variable Annuity & Health

NPN 19460179 Licensed 2020

View all 47 licensed term life producers in Oakland →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Oakland regional market. Rates are localized using regional health baselines.

Official Oakland Resources

County Orange County

Population ~3,488

Lack of insurance (18–64) 11.6%

FIPS code 1250525

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Oakland rates. Start your quote request below.

FL OIR .GOV Orange County Gov Portal .GOV

4.6 15 reviews

Photos by Eliza Aleksandra , Neville Smith , Barbara Simanski , Patrick Hancock via Google Maps

View on Google Maps

Town of Oakland

Open now · Mon 8:00 AM – 5:00 PM

(407) 656-1117

oaklandfl.gov .GOV

220 N Tubb St, Oakland, FL 34760, USA

Recent Reviews

Paul VW ★★★★★

"Great small town feel, not far from big city amenities. I had the pleasure of meeting the staff in the town's Utilities Office yesterday. I needed to connect to the town's free "Guest" wifi in order t…"

Patrick Hancock ★★★★★

"What an awesome and amazing little town. Home to over 5600 residents. Growing like wildfire! If you are looking did a Marbury town feel, then look no further!"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Oakland

More Insurance Options in Oakland, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Oakland?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Oakland, FL

Oakland, FL — Your Local Producer

Licensed Term Life Producers in Oakland

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Oakland Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Oakland, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Oakland?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Oakland Resources