June Marcia Williams

Your Insurance Agent in Daytona Beach, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Daytona Beach, FL...

National Producer No.

17209549

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Term Life Insurance in Daytona Beach, FL

Lock in level premiums and protect your family's income.

Term life insurance for Daytona Beach, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Daytona Beach, FL

Daytona Beach, FL — Your Local Producer

For my neighbors in Daytona Beach, life moves at its own exciting pace, from the energy of the speedway to the rhythm of the waves on our world-famous shore. In a place with so much character, it’s wise to have a plan for life's unexpected moments. I’m June Marcia Williams, a licensed insurance producer serving Volusia County families. I help people navigate options like Term Life, Final Expense, and other personal policies to find a potential fit for their specific needs. Let's talk about securing your family's future. (NPN: 17209549, FL License No: W840529)

Daytona International Speedway
Daytona Beach Boardwalk and Pier
Main Street Bridge

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Daytona Beach

1734 on public record · Florida DFS · Fla. Stat. §119.01

Aaliyah Jonna Byrd

Life Including Variable Annuity & Health

NPN 20733553 Licensed 2023

Aaron Doubledee

Life Including Variable Annuity & Health

NPN 20112348 Licensed 2021

Aaron Elijah Paul

Life Including Variable Annuity & Health

NPN 18944276 Licensed 2018

Aaron Khan

Life Including Variable Annuity & Health

NPN 20218813 Licensed 2022

Aaron Nehus

Life Including Variable Annuity & Health

NPN 22238743 Licensed 2026

Aaron Paul Goodenkauf

Life Including Variable Annuity & Health

NPN 7695735 Licensed 2023

Aaron Santana-Ramos

Life Including Variable Annuity & Health

NPN 19242672 Licensed 2019

Abdrielle Kahlil Rosario Arroyo

Life Including Variable Annuity & Health

NPN 22184584 Licensed 2026

Abdul Rahman Shahwan

Life Including Variable Annuity & Health

NPN 20462878 Licensed 2022

Abha V Bhandair

Life Including Variable Annuity & Health

NPN 20124380 Licensed 2021

Abigail Acosta

Life Including Variable Annuity & Health

NPN 22124929 Licensed 2026

Abigail Trulock

Life Including Variable Annuity & Health

NPN 22109274 Licensed 2026

Abraham Andre

Life Including Variable Annuity & Health

NPN 21270883 Licensed 2024

Abraham Junior Velez

Life Including Variable Annuity & Health

NPN 20411394 Licensed 2022

Abraham Oshodi

Life Including Variable Annuity & Health

NPN 21314963 Licensed 2024

Abraham Sarge Engelke

Life Including Variable Annuity & Health

NPN 20733669 Licensed 2023

Adam Ryan Mayo

Life Including Variable Annuity & Health

NPN 21413285 Licensed 2024

Adriana Magruder

Life Including Variable Annuity & Health

NPN 21722955 Licensed 2025

Adrien Woodward

Life Including Variable Annuity & Health

NPN 20431711 Licensed 2022

Afolabi Oluwaseun Alabi

Life Including Variable Annuity & Health

NPN 19641748 Licensed 2020

Afshan Ali Bhuiyan

Life Including Variable Annuity & Health

NPN 22127613 Licensed 2026

Ahmet Kilic

Life Including Variable Annuity & Health

NPN 22066857 Licensed 2025

Ajalon Josiah Townsend

Life Including Variable Annuity & Health

NPN 20769476 Licensed 2023

Akaninyene Akpan

Life Including Variable Annuity & Health

NPN 19648819 Licensed 2020

View all 1734 licensed term life producers in Daytona Beach →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Daytona Beach regional market. Rates are localized using regional health baselines.

Official Daytona Beach Resources

County Volusia County

Population ~73,329

Lack of insurance (18–64) 13.2%

FIPS code 1216525

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Daytona Beach rates. Start your quote request below.

FL OIR .GOV Volusia County Gov Portal .GOV

3.6 48 reviews

Photos by Michael Rivera , Alan Rosko , Helga Schlegel , JUAN DAVID ECHEZABAL via Google Maps

View on Google Maps

Daytona Beach City Hall

Open now · Mon 8:00 AM – 5:00 PM

(386) 671-8000

codb.us

301 S Ridgewood Ave, Daytona Beach, FL 32114, USA

Recent Reviews

T.E. Martin ★★★★★

"The event was a great turn out. We stand together and fight the good fight against fascism..."

Mike Trujillo - War Thunder ★★★☆☆

"The Volusia county police department had a man unlawfully arrested and threatened outside his place of work 5 minutes after it had closed the officer stated he would have him "dog bit" if he moved aft…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

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Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Daytona Beach

More Insurance Options in Daytona Beach, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Daytona Beach?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Daytona Beach, FL

Daytona Beach, FL — Your Local Producer

Licensed Term Life Producers in Daytona Beach

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Daytona Beach Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Daytona Beach, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Daytona Beach?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Daytona Beach Resources