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Home›Florida›St Johns County›St. Augustine Shores

June Marcia Williams — Licensed Insurance Agent in St. Augustine Shores, FL
June Marcia Williams
Your Insurance Agent in St. Augustine Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Augustine Shores, FL...
National Producer No.
17209549
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Life Insurance in St. Augustine Shores, FL

Top-Rated Financial Protection for St. Augustine Shores Residents

Honest, Local Insurance Guidance for Your Family's Future in St Johns County

Your local licensed agent in St. Augustine Shores, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. Augustine Shores, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · St. Augustine Shores, FL

St. Augustine Shores, FL — Your Local Producer

Hello, St. Augustine Shores! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve our beautiful St. Johns County community. Living here offers a unique blend of coastal charm and neighborly connection, and I believe your financial protection should reflect that same level of personal care. I'm here to help you navigate options like Term Life, Whole Life, Final Expense, and other personal policies to find a fit for your family's needs. As an individual producer, I provide dedicated, one-on-one guidance. (NPN: 17209549, Florida License No: W840529)

  • St. Augustine Shores Golf Club
  • Moultrie Creek
  • U.S. Highway 1
NPN17209549FL LicenseW840529

St. Augustine Shores is home to approximately 9,900 residents in St Johns County, with a median age of 52.7 and a median household income of $67,900. About 71% of homes are owner-occupied; the median home value is $268,000. 29% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 10% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit St. Augustine Shores households.

How St. Augustine Shores compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS ST. AUGUSTINE SHORES · 10K RESIDENTS
St Johns County vs St. Augustine Shores — population comparison St Johns County: 278,722 residents. St. Augustine Shores: 9,883 residents, 3.5% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,883 ST. AUGUSTINE SHORES RESIDENTS ↳ 3.5% of St Johns County residents
Underwriting Guidelines

Can I get life insurance with obesity in St. Augustine Shores, FL?

Yes. St Johns County's health profile — 279,000 residents, 8.9% uninsured, 30.3% adults with obesity, 27.1% with arthritis — shapes how A-rated carriers tier rate classes for St. Augustine Shores applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby St. Augustine Beach →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Augustine Shores (CITY) High cholesterol: 41%. High blood pressure: 38.7%. Obesity: 30.3%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 11.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. AUGUSTINE SHORES High cholesterol 41.0% High blood pressure 38.7% Obesity 30.3% Diagnosed diabetes 12.3% Current cigarette smoking 11.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~9,883
Lack of health insurance (18–64) 9.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262550
Google Maps
3.7 10 reviews
St Augustine Beach City Hall photo 1St Augustine Beach City Hall photo 2St Augustine Beach City Hall photo 3
Photos by God's Love , Herve Andrieu , MR6446 via Google Maps
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St Augustine Beach City Hall
(904) 471-2122
staugbch.com
2200 A1A S, St. Augustine, FL 32080, USA
Recent Reviews
God's Love ★★☆☆☆
"Good News the Ocean Hammock Park parking area has reopened with new bathrooms that have security cameras on the right and left-hand side of the building. Good to see them this is when security cameras…"
Wub App ★★★★★
"Thanks for letting me charge for free at Old Town chargepoint. Very generous! Subsidizing people like me who can easily afford a brand new Tesla is a nice move. We really deserve it. How do you just…"
Available in St. Augustine Shores

Life Insurance Products in St. Augustine Shores, FL

9 insurance products available in St. Augustine Shores

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Johns County and Nearby Florida Counties

Life Insurance by City Near St. Augustine Shores, FL

2,852 licensed producers on public record in St Johns County.

🌟 Cities Served near St. Augustine Shores

22 Cities · 3 Counties
Flagler County4
Beverly BeachBunnellFlagler BeachPalm Coast
St Johns CountyHome10
Butler BeachElktonFlagler EstatesFruit CoveHastingsNocateePonte Vedra BeachSaint AugustineSt. Augustine BeachWorld Golf Village
Duval County8
Atlantic BeachBaldwinBlack HammockCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air StationNeptune Beach
Official Resources

Know your rights in St. Augustine Shores.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Augustine Shores Life Insurance Questions

💰

How much does life insurance cost in St. Augustine Shores?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Augustine Shores
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Augustine Shores?

Yes. June serves all of St. Augustine Shores and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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