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Home›Florida›St Johns County›St. Augustine Beach

June Marcia Williams — Licensed Insurance Agent in St. Augustine Beach, FL
June Marcia Williams
Your Insurance Agent in St. Augustine Beach, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Augustine Beach, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in St. Augustine Beach

Dedicated Coverage Options from Final Expense to Term Life in St Johns County

The Smart Choice for Dependable Life Insurance in St. Augustine Beach, FL

Your local licensed agent in St. Augustine Beach, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. Augustine Beach, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · St. Augustine Beach, FL

St. Augustine Beach, FL — Your Local Producer

For those of us who call St. Augustine Beach home, life is about more than just the beautiful coastline; it's about the strong community and unique lifestyle we've built here in St. Johns County. As your neighbor, I understand the importance of protecting what matters most. My name is June Marcia Williams, and I am a licensed insurance producer dedicated to helping local families navigate their options. I offer a range of personal insurance solutions, including Term Life, Whole Life, Final Expense, and Critical Illness plans, tailored to your specific needs. Let's talk about securing your family's future. (NPN: 17209549, Florida License No: W840529)

  • St. Johns County Ocean Pier
  • St. Augustine Beach City Hall
  • Anastasia State Park
NPN17209549FL LicenseW840529

St. Augustine Beach is home to approximately 6,800 residents in St Johns County, with a median age of 54.1 and a median household income of $87,000. About 75% of homes are owner-occupied; the median home value is $498,000. 53% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit St. Augustine Beach households.

How St. Augustine Beach compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS ST. AUGUSTINE BEACH · 7K RESIDENTS
St Johns County vs St. Augustine Beach — population comparison St Johns County: 278,722 residents. St. Augustine Beach: 6,774 residents, 2.4% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,774 ST. AUGUSTINE BEACH RESIDENTS ↳ 2.4% of St Johns County residents
Underwriting Guidelines

Are St. Augustine Beach residents with arthritis able to qualify for life insurance?

Yes. St Johns County's health profile — 320,000 residents, 8.9% uninsured, 27.1% adults with arthritis, 9.6% with current cigarette smoking — shapes how A-rated carriers tier rate classes for St. Augustine Beach applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches St. Augustine Beach families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby St. Augustine →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Augustine Beach (CITY) High cholesterol: 43%. High blood pressure: 40.1%. Obesity: 28.5%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 9.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. AUGUSTINE BEACH High cholesterol 43.0% High blood pressure 40.1% Obesity 28.5% Diagnosed diabetes 12.3% Current cigarette smoking 9.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~6,774
Lack of health insurance (18–64) 7.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262525
Google Maps
3.7 10 reviews
St Augustine Beach City Hall photo 1St Augustine Beach City Hall photo 2St Augustine Beach City Hall photo 3
Photos by God's Love , Herve Andrieu , MR6446 via Google Maps
View on Google Maps
St Augustine Beach City Hall
(904) 471-2122
staugbch.com
2200 A1A S, St. Augustine, FL 32080, USA
Recent Reviews
God's Love ★★☆☆☆
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Wub App ★★★★★
"Thanks for letting me charge for free at Old Town chargepoint. Very generous! Subsidizing people like me who can easily afford a brand new Tesla is a nice move. We really deserve it. How do you just…"
Available in St. Augustine Beach

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across St Johns County and Neighboring Florida Counties

Cities served near St. Augustine Beach.

June Marcia Williams writes life insurance and supplemental health policies across St Johns County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near St. Augustine Beach

24 Cities · 3 Counties
Clay County10
Asbury LakeBellair-Meadowbrook TerraceFleming IslandGreen Cove SpringsKeystone HeightsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
St Johns CountyHome10
Butler BeachElktonFlagler EstatesHastingsPalm ValleyPonte Vedra BeachSaint AugustineSawgrassSt. Augustine ShoresWorld Golf Village
Flagler County4
Beverly BeachBunnellFlagler BeachPalm Coast
Official Resources

Know your rights in St. Augustine Beach.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. Augustine Beach insurance — answered.

💰

How much does life insurance cost in St. Augustine Beach?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Augustine Beach
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Augustine Beach?

Yes. June serves all of St. Augustine Beach and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

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