June Marcia Williams

Your Insurance Agent in Flagler Estates, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Flagler Estates, FL...

National Producer No.

17209549

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Fast & Affordable Life Insurance in Flagler Estates | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Flagler Estates Without the Complexity

Your local licensed agent in Flagler Estates, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Flagler Estates, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Flagler Estates, FL

Flagler Estates, FL — Your Local Producer

Hello, Flagler Estates! I appreciate the unique, spacious lifestyle our community in St. Johns County offers, where neighbors value both their independence and looking out for one another. As a licensed insurance producer right here in Florida, I'm dedicated to helping my neighbors protect what matters most. Whether you're thinking about securing your family's future with life insurance, planning for final expenses, or exploring options for unexpected health events, I can help you navigate the choices. My goal is to provide clear, personalized information so you can feel confident in your decisions. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

Flagler Estates Road and Water Control District
Flagler Estates Community Park
St. Johns County Fire Rescue Station 11

NPN17209549FL LicenseW840529

Flagler Estates is home to approximately 3,600 residents in St Johns County, with a median age of 36.1 and a median household income of $59,900. About 77% of homes are owner-occupied; the median home value is $188,000. 14% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Flagler Estates households.

How Flagler Estates compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS FLAGLER ESTATES · 4K RESIDENTS

278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

3,608 FLAGLER ESTATES RESIDENTS ↳ 1.3% of St Johns County residents

Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Flagler Estates, FL?

Many Flagler Estates residents secure competitive rates despite high cholesterol. St Johns County reports 37.7% adult prevalence (CDC PLACES); 34.4% also manage obesity, with 8.9% of the ~320,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Flagler Estates families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Elkton →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV

Population ~3,608

Lack of health insurance (18–64) 13.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1222560

4.2 5 reviews

View on Google Maps

Flagler Estates Road & Water

(904) 692-1513

ferwcd.us

9850 Light Ave, Hastings, FL 32145, USA

Recent Reviews

Beth Mattera ★★★★★

"I went to get information to improve my property.. The woman, who was working at Flager Estates road and water was very kind, knowledgeable and helped me by giving me recommendations and providing me…"

Jim ★★★★★

"Just got a 2nd driveway (48” culvert) installed. From the front desk lady my wife dealt with , to the crew that installed it… just 12/10. Very uncomplicated process these people know what they are doi…"

Available in Flagler Estates

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across St Johns County and Neighboring Florida Counties

Cities served near Flagler Estates.

June Marcia Williams writes life insurance and supplemental health policies across St Johns County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Flagler Estates

22 Cities · 3 Counties

Official Resources

Know your rights in Flagler Estates.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Flagler Estates insurance — answered.

💰

How much does life insurance cost in Flagler Estates?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Flagler Estates

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Flagler Estates?

Yes. June serves all of Flagler Estates and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Elkton St Johns County, FL 10 products available

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You Are Here Flagler Estates St Johns County, FL

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Next → Fruit Cove St Johns County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Fast & Affordable Life Insurance in Flagler Estates | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Flagler Estates Without the Complexity

Flagler Estates, FL — Your Local Producer

How Flagler Estates compares to St Johns County

How does high cholesterol impact life insurance underwriting in Flagler Estates, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Flagler Estates.

🌟 Cities Served near Flagler Estates

Know your rights in Flagler Estates.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Flagler Estates insurance — answered.

How much does life insurance cost in Flagler Estates?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Flagler Estates?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources