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Home›Florida›St Johns County›Flagler Estates

June Marcia Williams — Licensed Insurance Agent in Flagler Estates, FL
June Marcia Williams
Your Insurance Agent in Flagler Estates, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Flagler Estates, FL...
National Producer No.
17209549
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Life Insurance in Flagler Estates, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Flagler Estates Without the Complexity

Your local licensed agent in Flagler Estates, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Flagler Estates, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Flagler Estates, FL

Flagler Estates, FL — Your Local Producer

Hello, Flagler Estates! I appreciate the unique, spacious lifestyle our community in St. Johns County offers, where neighbors value both their independence and looking out for one another. As a licensed insurance producer right here in Florida, I'm dedicated to helping my neighbors protect what matters most. Whether you're thinking about securing your family's future with life insurance, planning for final expenses, or exploring options for unexpected health events, I can help you navigate the choices. My goal is to provide clear, personalized information so you can feel confident in your decisions. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Flagler Estates Road and Water Control District
  • Flagler Estates Community Park
  • St. Johns County Fire Rescue Station 11
NPN17209549FL LicenseW840529

Flagler Estates is home to approximately 3,600 residents in St Johns County, with a median age of 36.1 and a median household income of $59,900. About 77% of homes are owner-occupied; the median home value is $188,000. 14% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 6% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Flagler Estates households.

How Flagler Estates compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS FLAGLER ESTATES · 4K RESIDENTS
St Johns County vs Flagler Estates — population comparison St Johns County: 278,722 residents. Flagler Estates: 3,608 residents, 1.3% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,608 FLAGLER ESTATES RESIDENTS ↳ 1.3% of St Johns County residents
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Flagler Estates, FL?

Many Flagler Estates residents secure competitive rates despite high cholesterol. St Johns County reports 37.7% adult prevalence (CDC PLACES); 34.4% also manage obesity, with 8.9% of the ~279,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Elkton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Flagler Estates (CITY) High cholesterol: 37.7%. High blood pressure: 37.4%. Obesity: 34.4%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 16.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FLAGLER ESTATES High cholesterol 37.7% High blood pressure 37.4% Obesity 34.4% Diagnosed diabetes 12.8% Current cigarette smoking 16.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~3,608
Lack of health insurance (18–64) 13.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1222560
Google Maps
4.2 5 reviews
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Flagler Estates Road & Water
(904) 692-1513
ferwcd.us
9850 Light Ave, Hastings, FL 32145, USA
Recent Reviews
Beth Mattera ★★★★★
"I went to get information to improve my property.. The woman, who was working at Flager Estates road and water was very kind, knowledgeable and helped me by giving me recommendations and providing me…"
Jim ★★★★★
"Just got a 2nd driveway (48” culvert) installed. From the front desk lady my wife dealt with , to the crew that installed it… just 12/10. Very uncomplicated process these people know what they are doi…"
Available in Flagler Estates

Life Insurance Products in Flagler Estates, FL

9 insurance products available in Flagler Estates

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in St Johns County and Nearby Florida Counties

Life Insurance by City Near Flagler Estates, FL

2,852 licensed producers on public record in St Johns County.

🌟 Cities Served near Flagler Estates

22 Cities · 3 Counties
Flagler County4
Beverly BeachBunnellFlagler BeachPalm Coast
St Johns CountyHome10
Butler BeachElktonFruit CoveHastingsNocateePonte Vedra BeachSaint AugustineSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Duval County8
Atlantic BeachBaldwinBlack HammockCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air StationNeptune Beach
Official Resources

Know your rights in Flagler Estates.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Flagler Estates Life Insurance Questions

💰

How much does life insurance cost in Flagler Estates?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Flagler Estates
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Flagler Estates?

Yes. June serves all of Flagler Estates and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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