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Home›Florida›Putnam County›Palatka

June Marcia Williams — Licensed Insurance Agent in Palatka, FL
June Marcia Williams
Your Insurance Agent in Palatka, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palatka, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Palatka, FL

Securing Families Across Putnam County with 9 Tailored Product Lines

Why Palatka Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Palatka, Putnam County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palatka, Putnam County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
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❤️ 3K+ Satisfied
Right here · Palatka, FL

Palatka, FL — Your Local Producer

Hello, Palatka! As a fellow Floridian, I appreciate the unique charm and history that define life here in Putnam County, from the scenic banks of the St. Johns River to our vibrant community spirit. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or other policies to protect your family's future, I'm here to provide clear, personalized guidance. Let's work together to find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Ravine Gardens State Park
  • Palatka City Hall
  • Bronson-Mulholland House
NPN17209549FL LicenseW840529

Palatka is home to approximately 10,500 residents in Putnam County, with a median age of 39.9 and a median household income of $30,900. About 49% of homes are owner-occupied; the median home value is $97,800. 12% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 4% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Palatka households.

How Palatka compares to Putnam County

PUTNAM COUNTY · 74K RESIDENTS PALATKA · 10K RESIDENTS
Putnam County vs Palatka — population comparison Putnam County: 73,604 residents. Palatka: 10,471 residents, 14.2% of Putnam County population.
73,604 PUTNAM COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
10,471 PALATKA RESIDENTS ↳ 14.2% of Putnam County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Palatka, FL?

Yes, qualification is common in Palatka. Within Putnam County's ~74,000 residents — including the 18.0% currently without health coverage — 40.7% of adults manage high cholesterol and 33.9% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Melrose →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palatka (CITY) High cholesterol: 40.7%. High blood pressure: 43.9%. Obesity: 34.7%. Diagnosed diabetes: 18.1%. Current cigarette smoking: 22.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALATKA High cholesterol 40.7% High blood pressure 43.9% Obesity 34.7% Diagnosed diabetes 18.1% Current cigarette smoking 22.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Putnam County Gov Portal .GOV
Population ~10,471
Lack of health insurance (18–64) 17.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1253875
Google Maps
3.2 10 reviews
City of Palatka, City Hall photo 1City of Palatka, City Hall photo 2
Photos by EtownStickly , Herve Andrieu via Google Maps
View on Google Maps
City of Palatka, City Hall
Open now · Mon 8:30 AM – 5:00 PM
(386) 329-0100
palatka-fl.gov .GOV
201 N 2nd St, Palatka, FL 32177, USA
Recent Reviews
Donovan Silcox ★☆☆☆☆
"Palatka deserves leadership that protects its people, not profits from its past. Mayor Robbi Correa is not a native daughter of Palatka — she’s a Yankee from Rhode Island who moved here in 2007. In l…"
Nick Einmal ★★★★★
"I may be European and was born in Germany, but I have never seen such a beautiful city as this Nice people, good connections, a very beautiful city, I can only recommend it. 👍🏻"
Available in Palatka

Life Insurance Products in Palatka, FL

9 insurance products available in Palatka

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Putnam County and Nearby Florida Counties

Life Insurance by City Near Palatka, FL

263 licensed producers on public record in Putnam County.

🌟 Cities Served near Palatka

18 Cities · 3 Counties
Bradford County4
BrookerHamptonLawteyStarke
Putnam CountyHome10
Crescent CityEast PalatkaFlorahomeGeorgetownGrandinHollisterInterlachenLake ComoMelroseWelaka
Flagler County4
Beverly BeachBunnellFlagler BeachPalm Coast
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Palatka, Florida

Florida DFS public records show 160 actively licensed insurance producers with business addresses in Palatka (Putnam County County). 124 hold Life & Health authority; 69 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

160Licensed producers
124Life & Health
69General Lines (P&C)

Browse producers by line

Life & Health Agents
124 producers · life-authorised
General Lines (Property & Casualty)
69 producers · 2-20

Featured licensed producers

Browse all →
JS
Joseph Doyle Stamps
Life Including Variable Annuity & Health
NPN 584249 Licensed 2025
ES
Eleanor Marie Sevearance
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 559909 Licensed 1998
AW
Alicia B White
Life Including Variable Annuity & Health
NPN 1926492 Licensed 2017
JH
Jack W Helwig
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 5250955 Licensed 2001
KF
Kelly Marie Fisher
General Lines (Property & Casualty)
NPN 7640046 Licensed 2022
ES
Eleanor Marie Sevearance
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 559909 Licensed 1998

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Palatka.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Palatka Life Insurance Questions

💰

How much does life insurance cost in Palatka?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palatka
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palatka?

Yes. June serves all of Palatka and every municipality in Putnam County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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