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Home›Florida›Clay County›Bellair-Meadowbrook Terrace

June Marcia Williams — Licensed Insurance Agent in Bellair-Meadowbrook Terrace, FL
June Marcia Williams
Your Insurance Agent in Bellair-Meadowbrook Terrace, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bellair-Meadowbrook Terrace, FL...
National Producer No.
17209549
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Life Insurance in Bellair-Meadowbrook Terrace, FL

Dedicated Coverage Options from Final Expense to Term Life in Clay County

The Smart Choice for Dependable Life Insurance in Bellair-Meadowbrook Terrace, FL

Your local licensed agent in Bellair-Meadowbrook Terrace, Clay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Bellair-Meadowbrook Terrace, Clay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Bellair-Meadowbrook Terrace, FL

Bellair-Meadowbrook Terrace, FL — Your Local Producer

Hello, Bellair-Meadowbrook Terrace! As a fellow Floridian and a licensed insurance producer, I understand the unique needs of our Clay County community. Life here has its own rhythm, and having the right financial protection is key to enjoying it with peace of mind. I'm June Marcia Williams (NPN: 17209549), and I'm here to help you navigate your options for personal insurance, from Term and Whole Life to Final Expense and Critical Illness plans. My goal is to provide clear, straightforward guidance so you can make informed decisions for your family's future. (Florida License No: W840529)

  • Orange Park High School
  • Blanding Boulevard
  • Doctors Lake
NPN17209549FL LicenseW840529

Bellair-Meadowbrook Terrace is home to approximately 13,900 residents in Clay County, with a median age of 36.5 and a median household income of $55,500. About 43% of homes are owner-occupied; the median home value is $197,000. 20% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 10% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Bellair-Meadowbrook Terrace households.

How Bellair-Meadowbrook Terrace compares to Clay County

CLAY COUNTY · 220K RESIDENTS BELLAIR-MEADOWBROOK TERRACE · 14K RESIDENTS
Clay County vs Bellair-Meadowbrook Terrace — population comparison Clay County: 219,650 residents. Bellair-Meadowbrook Terrace: 13,850 residents, 6.3% of Clay County population.
219,650 CLAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,850 BELLAIR-MEADOWBROOK TERRACE RESIDENTS ↳ 6.3% of Clay County residents
Underwriting Guidelines

What rate class can Bellair-Meadowbrook Terrace applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Bellair-Meadowbrook Terrace. Within Clay County's ~220,000 residents — including the 11.7% currently without health coverage — 39.1% of adults manage high cholesterol and 38.3% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Asbury Lake →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bellair-Meadowbrook Terrace (CITY) High cholesterol: 39.1%. High blood pressure: 38.3%. Obesity: 34.9%. Diagnosed diabetes: 13%. Current cigarette smoking: 13.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BELLAIR-MEADOWBROOK TERRACE High cholesterol 39.1% High blood pressure 38.3% Obesity 34.9% Diagnosed diabetes 13.0% Current cigarette smoking 13.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clay County Gov Portal .GOV
Population ~13,850
Lack of health insurance (18–64) 12.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1205025
Google Maps
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Bellair-Meadowbrook Terrace
Bellair-Meadowbrook Terrace, FL 32073, USA
Available in Bellair-Meadowbrook Terrace

Life Insurance Products in Bellair-Meadowbrook Terrace, FL

9 insurance products available in Bellair-Meadowbrook Terrace

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Clay County and Nearby Florida Counties

Life Insurance by City Near Bellair-Meadowbrook Terrace, FL

1,545 licensed producers on public record in Clay County.

🌟 Cities Served near Bellair-Meadowbrook Terrace

27 Cities · 3 Counties
Duval County8
Atlantic BeachBaldwinBlack HammockCecil Field NasJacksonvilleJacksonville BeachJacksonville Naval Air StationNeptune Beach
Clay CountyHome9
Asbury LakeFleming IslandGreen Cove SpringsKeystone HeightsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
Putnam County10
Crescent CityEast PalatkaFlorahomeGeorgetownGrandinHollisterInterlachenLake ComoPalatkaWelaka
Official Resources

Know your rights in Bellair-Meadowbrook Terrace.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Bellair-Meadowbrook Terrace Life Insurance Questions

💰

How much does life insurance cost in Bellair-Meadowbrook Terrace?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bellair-Meadowbrook Terrace
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bellair-Meadowbrook Terrace?

Yes. June serves all of Bellair-Meadowbrook Terrace and every municipality in Clay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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