Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact
June Marcia Williams — Licensed Insurance Agent in Middleburg, FL
June Marcia Williams
Your Insurance Agent in Middleburg, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Middleburg, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Middleburg

Dedicated Coverage Options from Final Expense to Term Life in Clay County

The Smart Choice for Dependable Life Insurance in Middleburg, FL

Your local licensed agent in Middleburg, Clay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Middleburg, Clay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Middleburg, FL

Middleburg, FL — Your Local Producer

For my neighbors in Middleburg, I understand that life in Clay County is about community and looking out for one another. As a licensed Florida insurance producer, my commitment is to help you protect what matters most. I offer personalized guidance on a variety of personal insurance options, including Term and Whole Life, Final Expense, and supplemental plans for critical illness or accidents. My goal is to help you navigate your choices with clarity and confidence, ensuring your family has a safety net for the future. I'm here to serve the Middleburg community. (June Marcia Williams, NPN: 17209549, Florida License No: W840529).

  • Middleburg High School
  • Jennings State Forest
  • Blanding Boulevard (State Road 21)
NPN17209549FL LicenseW840529

Middleburg is home to approximately 11,800 residents in Clay County, with a median age of 45.7 and a median household income of $68,200. About 84% of homes are owner-occupied; the median home value is $222,000. 18% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 10% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Middleburg households.

How Middleburg compares to Clay County

CLAY COUNTY · 220K RESIDENTS MIDDLEBURG · 12K RESIDENTS
Clay County vs Middleburg — population comparison Clay County: 219,650 residents. Middleburg: 11,838 residents, 5.4% of Clay County population.
219,650 CLAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
11,838 MIDDLEBURG RESIDENTS ↳ 5.4% of Clay County residents

What rate class can Middleburg applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Middleburg. Within Clay County's ~232,000 residents — including the 11.7% currently without health coverage — 22.4% of adults manage arthritis and 15.1% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Middleburg families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lakeside →

📊 Top Health Considerations (CDC)

Top Health Considerations for Middleburg (CITY) High cholesterol: 38.2%. High blood pressure: 36.4%. Obesity: 35.5%. Diagnosed diabetes: 12.1%. Current cigarette smoking: 15.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIDDLEBURG High cholesterol 38.2% High blood pressure 36.4% Obesity 35.5% Diagnosed diabetes 12.1% Current cigarette smoking 15.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~11,838
Lack of health insurance (18–64) 11.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1245350
Google Maps
Middleburg photo 1Middleburg photo 2Middleburg photo 3
Photos by Curt Whittier , God King , Danielle Stephens via Google Maps
Middleburg
Middleburg, FL 32068, USA

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Middleburg.

June Marcia Williams writes life insurance and supplemental health policies across Clay County and adjacent Florida counties — all within the same Florida regulatory framework.

Know your rights in Middleburg.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Middleburg insurance — answered.

💰

How much does life insurance cost in Middleburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Middleburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Middleburg?

Yes. June serves all of Middleburg and every municipality in Clay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Coverage continues next door.

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
Ask Lia