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Home›Florida›Clay County›Keystone Heights

June Marcia Williams — Licensed Insurance Agent in Keystone Heights, FL
June Marcia Williams
Your Insurance Agent in Keystone Heights, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Keystone Heights, FL...
National Producer No.
17209549
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Life Insurance in Keystone Heights, FL

Dedicated Coverage Options from Final Expense to Term Life in Clay County

The Smart Choice for Dependable Life Insurance in Keystone Heights, FL

Your local licensed agent in Keystone Heights, Clay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Keystone Heights, Clay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Keystone Heights, FL

Keystone Heights, FL — Your Local Producer

Hello Keystone Heights! As a resident of the beautiful 'City of Lakes,' you appreciate the peace of mind that our unique Clay County lifestyle provides. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I specialize in helping individuals and families find personal insurance solutions, from Term and Whole Life to plans covering critical illness or accidents. My goal is to help you understand your options so you can protect what's most important. Let's talk about a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Keystone Heights Beach Park
  • Keystone Heights Junior/Senior High School
  • Intersection of State Road 21 and State Road 100
NPN17209549FL LicenseW840529

Keystone Heights is home to approximately 1,400 residents in Clay County, with a median age of 36.6 and a median household income of $73,800. About 78% of homes are owner-occupied; the median home value is $197,000. 27% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 8% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Keystone Heights households.

How Keystone Heights compares to Clay County

CLAY COUNTY · 220K RESIDENTS KEYSTONE HEIGHTS · 1K RESIDENTS
Clay County vs Keystone Heights — population comparison Clay County: 219,650 residents. Keystone Heights: 1,398 residents, 0.6% of Clay County population.
219,650 CLAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,398 KEYSTONE HEIGHTS RESIDENTS ↳ 0.6% of Clay County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Keystone Heights, FL?

Yes. Clay County's health profile — 220,000 residents, 11.7% uninsured, 15.0% adults with current cigarette smoking, 34.0% with obesity — shapes how A-rated carriers tier rate classes for Keystone Heights applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Green Cove Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Keystone Heights (CITY) High cholesterol: 40.9%. High blood pressure: 39%. Obesity: 34%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 15%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEYSTONE HEIGHTS High cholesterol 40.9% High blood pressure 39.0% Obesity 34.0% Diagnosed diabetes 12.8% Current cigarette smoking 15.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clay County Gov Portal .GOV
Population ~1,398
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1236475
Google Maps
3.9 9 reviews
Keystone Heights City Hall photo 1Keystone Heights City Hall photo 2Keystone Heights City Hall photo 3
Photos by Keystone Heights City Hall , Frito B , Johnnys auto Towing and recovery via Google Maps
View on Google Maps
Keystone Heights City Hall
Open now · Mon 8:30 AM – 4:00 PM
(352) 473-4807
keystoneheights.us
555 S Lawrence Blvd, Keystone Heights, FL 32656, USA
Recent Reviews
Pamela Haskins ★★★★★
"Keystone Heights is a great place to live and City Hall is welcoming and informative. Right now early voting is taking place in a side room."
Bryant Stinson ★☆☆☆☆
"City hall employees need more training on civilian rights and proper use of 911. If I called in a false police report, i would be ticketed and paying fines. Government employees should be held account…"
Available in Keystone Heights

Life Insurance Products in Keystone Heights, FL

9 insurance products available in Keystone Heights

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Clay County and Nearby Florida Counties

Life Insurance by City Near Keystone Heights, FL

1,545 licensed producers on public record in Clay County.

🌟 Cities Served near Keystone Heights

17 Cities · 3 Counties
Union County4
Lake ButlerRaifordWorthington SpriWorthington Springs
Clay CountyHome9
Asbury LakeBellair-Meadowbrook TerraceFleming IslandGreen Cove SpringsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
Bradford County4
BrookerHamptonLawteyStarke
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Keystone Heights, Florida

Florida DFS public records show 69 actively licensed insurance producers with business addresses in Keystone Heights (Clay County County). 60 hold Life & Health authority; 17 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

69Licensed producers
60Life & Health
17General Lines (P&C)

Browse producers by line

Life & Health Agents
60 producers · life-authorised
General Lines (Property & Casualty)
17 producers · 2-20

Featured licensed producers

Browse all →
RH
Robert Alfred Hayes
Life Including Variable Annuity & Health
NPN 453584 Licensed 2009
PH
Pamela Jean Haskins
Life Including Variable Annuity & Health
NPN 8702793 Licensed 2006
BF
Barbara Jo Franklin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7375705 Licensed 2005
SM
Sandra J Mantione
Life Including Variable Annuity & Health
NPN 9904594 Licensed 2008
BF
Barbara Jo Franklin
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7375705 Licensed 2005
CW
Celia Marie Winghart
General Lines (Property & Casualty)
NPN 3641297 Licensed 2015

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Keystone Heights.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Keystone Heights Life Insurance Questions

💰

How much does life insurance cost in Keystone Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Keystone Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Keystone Heights?

Yes. June serves all of Keystone Heights and every municipality in Clay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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