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Home›Florida›Clay County›Keystone Heights

June Marcia Williams — Licensed Insurance Agent in Keystone Heights, FL
June Marcia Williams
Your Insurance Agent in Keystone Heights, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Keystone Heights, FL...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Keystone Heights

Dedicated Coverage Options from Final Expense to Term Life in Clay County

The Smart Choice for Dependable Life Insurance in Keystone Heights, FL

Your local licensed agent in Keystone Heights, Clay County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Keystone Heights, Clay County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Keystone Heights, FL

Keystone Heights, FL — Your Local Producer

Hello Keystone Heights! As a resident of the beautiful 'City of Lakes,' you appreciate the peace of mind that our unique Clay County lifestyle provides. My name is June Marcia Williams, and I am a licensed insurance producer right here in Florida. I specialize in helping individuals and families find personal insurance solutions, from Term and Whole Life to plans covering critical illness or accidents. My goal is to help you understand your options so you can protect what's most important. Let's talk about a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Keystone Heights Beach Park
  • Keystone Heights Junior/Senior High School
  • Intersection of State Road 21 and State Road 100
NPN17209549FL LicenseW840529

Keystone Heights is home to approximately 1,400 residents in Clay County, with a median age of 36.6 and a median household income of $73,800. About 78% of homes are owner-occupied; the median home value is $197,000. 27% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 8% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Keystone Heights households.

How Keystone Heights compares to Clay County

CLAY COUNTY · 220K RESIDENTS KEYSTONE HEIGHTS · 1K RESIDENTS
Clay County vs Keystone Heights — population comparison Clay County: 219,650 residents. Keystone Heights: 1,398 residents, 0.6% of Clay County population.
219,650 CLAY COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,398 KEYSTONE HEIGHTS RESIDENTS ↳ 0.6% of Clay County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Keystone Heights, FL?

Yes. Clay County's health profile — 232,000 residents, 11.7% uninsured, 15.0% adults with current cigarette smoking, 34.0% with obesity — shapes how A-rated carriers tier rate classes for Keystone Heights applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Keystone Heights families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Green Cove Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Keystone Heights (CITY) High cholesterol: 40.9%. High blood pressure: 39%. Obesity: 34%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 15%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEYSTONE HEIGHTS High cholesterol 40.9% High blood pressure 39.0% Obesity 34.0% Diagnosed diabetes 12.8% Current cigarette smoking 15.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clay County Gov Portal .GOV
Population ~1,398
Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1236475
Google Maps
3.9 9 reviews
Keystone Heights City Hall photo 1Keystone Heights City Hall photo 2Keystone Heights City Hall photo 3
Photos by Keystone Heights City Hall , Frito B , Johnnys auto Towing and recovery via Google Maps
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Keystone Heights City Hall
Open now · Mon 8:30 AM – 4:00 PM
(352) 473-4807
keystoneheights.us
555 S Lawrence Blvd, Keystone Heights, FL 32656, USA
Recent Reviews
Pamela Haskins ★★★★★
"Keystone Heights is a great place to live and City Hall is welcoming and informative. Right now early voting is taking place in a side room."
Bryant Stinson ★☆☆☆☆
"City hall employees need more training on civilian rights and proper use of 911. If I called in a false police report, i would be ticketed and paying fines. Government employees should be held account…"
Available in Keystone Heights

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Clay County and Neighboring Florida Counties

Cities served near Keystone Heights.

June Marcia Williams writes life insurance and supplemental health policies across Clay County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Keystone Heights

17 Cities · 3 Counties
Union County4
Lake ButlerRaifordWorthington SpriWorthington Springs
Clay CountyHome9
Asbury LakeBellair-Meadowbrook TerraceFleming IslandGreen Cove SpringsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
Bradford County4
BrookerHamptonLawteyStarke
Official Resources

Know your rights in Keystone Heights.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Keystone Heights insurance — answered.

💰

How much does life insurance cost in Keystone Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Keystone Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Keystone Heights?

Yes. June serves all of Keystone Heights and every municipality in Clay County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Green Cove Springs Clay County, FL 10 products available
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Next → Lakeside Clay County, FL 10 products available

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