Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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June Marcia Williams — Licensed Insurance Agent in Palm Coast, FL
June Marcia Williams
Your Insurance Agent in Palm Coast, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palm Coast, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Palm Coast | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Palm Coast Without the Complexity

Your local licensed agent in Palm Coast, Flagler County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palm Coast, Flagler County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Palm Coast, FL

Palm Coast, FL — Your Local Producer

Hello, Palm Coast! As a fellow Floridian who appreciates the unique character of Flagler County, I understand the importance of community and peace of mind. My name is June Marcia Williams, and as a licensed insurance producer, I am dedicated to helping my neighbors secure their futures. I provide personalized guidance on a variety of life and health insurance options—from Term and Whole Life to Final Expense and Accident policies. My goal is to help you understand your choices and find a suitable plan to protect your family and your legacy right here in our beautiful city. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Palm Coast City Hall
  • Central Park in Town Center
  • Flagler Palm Coast High School
NPN17209549FL LicenseW840529

Palm Coast is home to approximately 91,100 residents in Flagler County, with a median age of 50.3 and a median household income of $68,800. About 78% of homes are owner-occupied; the median home value is $283,000. 26% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 9% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Palm Coast households.

How Palm Coast compares to Flagler County

FLAGLER COUNTY · 118K RESIDENTS PALM COAST · 91K RESIDENTS
Flagler County vs Palm Coast — population comparison Flagler County: 117,515 residents. Palm Coast: 91,082 residents, 77.5% of Flagler County population.
117,515 FLAGLER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
91,082 PALM COAST RESIDENTS ↳ 77.5% of Flagler County residents

What rate class can Palm Coast applicants with obesity expect from life insurance carriers?

Many Palm Coast residents secure competitive rates despite obesity. Flagler County reports 29.4% adult prevalence (CDC PLACES); 40.5% also manage high blood pressure, with 11.4% of the ~131,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Palm Coast families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Marineland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palm Coast (CITY) High cholesterol: 46.3%. High blood pressure: 40.5%. Obesity: 29.4%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 11.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALM COAST High cholesterol 46.3% High blood pressure 40.5% Obesity 29.4% Diagnosed diabetes 13.8% Current cigarette smoking 11.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~91,082
Lack of health insurance (18–64) 10.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254200
Google Maps
4.2 62 reviews
Palm Coast City Hall photo 1Palm Coast City Hall photo 2Palm Coast City Hall photo 3
Photos by Palm Coast City Hall , Dom DiGeronimo , Alexandra Feliz via Google Maps
Palm Coast City Hall
Open now · Mon 8:00 AM – 5:00 PM
160 Lake Ave, Palm Coast, FL 32164, USA
Recent Reviews
Иван Васильевич ★☆☆☆☆
"In the city, right next to residential buildings, there are trucks with dangerous goods, with the engine running. They rattle all day and poison residents with gas from the running engine. City servic…"
Virginia Matulj ★★★★★
"My husband and I recently obtained an owner/builder permit and want to express our sincere appreciation for the outstanding service we’ve received from your team. Everyone has been professional, knowl…"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Palm Coast.

June Marcia Williams writes life insurance and supplemental health policies across Flagler County and adjacent Florida counties — all within the same Florida regulatory framework.

Know your rights in Palm Coast.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Palm Coast insurance — answered.

💰

How much does life insurance cost in Palm Coast?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palm Coast
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palm Coast?

Yes. June serves all of Palm Coast and every municipality in Flagler County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

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