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Home›Florida›St Johns County›Palm Valley

June Marcia Williams — Licensed Insurance Agent in Palm Valley, FL
June Marcia Williams
Your Insurance Agent in Palm Valley, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Palm Valley, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Palm Valley, FL | 12+ Years Experience

Top-Rated Financial Protection for Palm Valley Residents

Honest, Local Insurance Guidance for Your Family's Future in St Johns County

Your local licensed agent in Palm Valley, St Johns County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Palm Valley, St Johns County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Palm Valley, FL

Palm Valley, FL — Your Local Producer

Hello, Palm Valley! I love the unique blend of coastal calm and vibrant community life we have here in St. Johns County. As your neighbor, I'm dedicated to helping you protect what matters most. My name is June Marcia Williams, and I offer personalized guidance on a range of insurance options, including Term Life, Whole Life, Final Expense, and Critical Illness policies. Navigating these decisions can be complex, but I'm here to help you find a plan that fits your family's specific needs and goals. Let's work together to secure your future. (NPN: 17209549, Florida License No: W840529)

  • Palm Valley Road
  • Davis Park
  • Palm Valley Academy
NPN17209549FL LicenseW840529

Palm Valley is home to approximately 19,800 residents in St Johns County, with a median age of 50.8 and a median household income of $118,000. About 81% of homes are owner-occupied; the median home value is $604,000. 67% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 6% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Palm Valley households.

How Palm Valley compares to St Johns County

ST JOHNS COUNTY · 279K RESIDENTS PALM VALLEY · 20K RESIDENTS
St Johns County vs Palm Valley — population comparison St Johns County: 278,722 residents. Palm Valley: 19,766 residents, 7.1% of St Johns County population.
278,722 ST JOHNS COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
19,766 PALM VALLEY RESIDENTS ↳ 7.1% of St Johns County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Palm Valley, FL?

Yes. St Johns County's health profile — 320,000 residents, 8.9% uninsured, 35.7% adults with high blood pressure, 40.7% with high cholesterol — shapes how A-rated carriers tier rate classes for Palm Valley applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Palm Valley families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Nocatee →

📊 Top Health Considerations (CDC)

Top Health Considerations for Palm Valley (CITY) High cholesterol: 40.7%. High blood pressure: 35.7%. Obesity: 26.8%. Diagnosed diabetes: 10.2%. Current cigarette smoking: 7.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PALM VALLEY High cholesterol 40.7% High blood pressure 35.7% Obesity 26.8% Diagnosed diabetes 10.2% Current cigarette smoking 7.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

St Johns County Gov Portal .GOV
Population ~19,766
Lack of health insurance (18–64) 6.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254525
Google Maps
5.0 1 review
City Of Palm Valley City Hall photo 1
Photos by City Of Palm Valley City Hall via Google Maps
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City Of Palm Valley City Hall
Open now · Mon 8:00 AM – 5:00 PM
(956) 423-8384
palmvalleytx.gov .GOV
1313 Stuart Place Rd, Harlingen, TX 78552, USA
Recent Reviews
Tina Hoff ★★★★★
"Great people there, very kind and helpful."
Available in Palm Valley

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across St Johns County and Neighboring Florida Counties

Cities served near Palm Valley.

June Marcia Williams writes life insurance and supplemental health policies across St Johns County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Palm Valley

24 Cities · 3 Counties
Clay County10
Asbury LakeBellair-Meadowbrook TerraceFleming IslandGreen Cove SpringsKeystone HeightsLakesideMiddleburgOakleaf PlantationOrange ParkPenney Farms
St Johns CountyHome10
Butler BeachElktonFlagler EstatesHastingsPonte Vedra BeachSaint AugustineSawgrassSt. Augustine BeachSt. Augustine ShoresWorld Golf Village
Flagler County4
Beverly BeachBunnellFlagler BeachPalm Coast
Official Resources

Know your rights in Palm Valley.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Palm Valley insurance — answered.

💰

How much does life insurance cost in Palm Valley?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Palm Valley
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Palm Valley?

Yes. June serves all of Palm Valley and every municipality in St Johns County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Nocatee St Johns County, FL 10 products available
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You Are Here Palm Valley St Johns County, FL
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Next → Ponte Vedra Beach St Johns County, FL 10 products available

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