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Home›Florida›Miami Dade County›Richmond Heights

June Marcia Williams — Licensed Insurance Agent in Richmond Heights, FL
June Marcia Williams
Your Insurance Agent in Richmond Heights, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Richmond Heights, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Richmond Heights | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Richmond Heights Without the Complexity

Your local licensed agent in Richmond Heights, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Richmond Heights, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Richmond Heights, FL

Richmond Heights, FL — Your Local Producer

Hello, Richmond Heights! As a resident of the greater Miami-Dade area, I deeply appreciate the rich history and strong sense of community that defines your neighborhood. In a place with such a proud heritage, protecting your family's future is paramount. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping my neighbors understand their options for personal insurance. Whether you're considering Term Life, Final Expense, or other supplemental plans, I can provide clear, personalized guidance to help you find the right fit. (NPN: 17209549, Florida License No: W840529)

  • Sgt. Joseph Delancy Park
  • Richmond Heights Middle School
  • Lincoln Boulevard (SW 152nd Street)
NPN17209549FL LicenseW840529

Richmond Heights is home to approximately 9,900 residents in Miami Dade County, with a median age of 39.4 and a median household income of $60,400. About 70% of homes are owner-occupied; the median home value is $293,000. 18% of adults hold a bachelor's degree or higher; households with children make up 45%; veterans comprise 3% of residents. Average household size is 3.5. These demographic markers shape which life insurance products fit Richmond Heights households.

How Richmond Heights compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS RICHMOND HEIGHTS · 10K RESIDENTS
Miami Dade County vs Richmond Heights — population comparison Miami Dade County: 2,688,237 residents. Richmond Heights: 9,863 residents, 0.4% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
9,863 RICHMOND HEIGHTS RESIDENTS ↳ 0.4% of Miami Dade County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Richmond Heights, FL?

Yes, qualification is common in Richmond Heights. Within Miami Dade County's ~2,687,000 residents — including the 25.6% currently without health coverage — 32.7% of adults manage high blood pressure and 36.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Richmond Heights families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Opa Locka →

📊 Top Health Considerations (CDC)

Top Health Considerations for Richmond Heights (CITY) High cholesterol: 36.3%. High blood pressure: 32.7%. Obesity: 27%. Diagnosed diabetes: 13.8%. Current cigarette smoking: 9.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICHMOND HEIGHTS High cholesterol 36.3% High blood pressure 32.7% Obesity 27.0% Diagnosed diabetes 13.8% Current cigarette smoking 9.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~9,863
Lack of health insurance (18–64) 20.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1260225
Google Maps
4.2 5 reviews
Richmond Heights, MO City Hall photo 1
Photos by Richmond Heights, MO City Hall via Google Maps
View on Google Maps
Richmond Heights, MO City Hall
Open now · Mon 8:30 AM – 5:00 PM
(314) 645-0404
richmondheights.org
1330 S Big Bend Blvd, Richmond Heights, MO 63117, USA
Recent Reviews
Mark Byrd ★★★★★
"The ladies at reception and the Building Department were both exceptionally friendly and patient while working out some paperwork with me. I wish I had their names to call them out specifically but fo…"
SAUL OCEGUERA ★☆☆☆☆
"This city major Jim and the police department miller no doing the o take the incident the happen and the city limits Sirius I speak to Pham the city hall administration I speak to this people over the…"
Available in Richmond Heights

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Richmond Heights.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Richmond Heights

30 Cities · 3 Counties
Monroe County10
Duck KeyIslamorada, Village of IslandsKey Colony BeachKey LargoKey WestMarathonNorth Key LargoStock IslandSummerland KeyTavernier
Miami Dade CountyHome10
Country ClubHialeahIves EstatesKendale LakesMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodMiramarPompano BeachRoosevelt GardensTamarac
Official Resources

Know your rights in Richmond Heights.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Richmond Heights insurance — answered.

💰

How much does life insurance cost in Richmond Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richmond Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Richmond Heights?

Yes. June serves all of Richmond Heights and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

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