Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Miami Dade County›Opa Locka

June Marcia Williams — Licensed Insurance Agent in Opa Locka, FL
June Marcia Williams
Your Insurance Agent in Opa Locka, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Opa Locka, FL...
National Producer No.
17209549
Verify ↗

Fast & Affordable Life Insurance in Opa Locka | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Opa Locka Without the Complexity

Your local licensed agent in Opa Locka, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Opa Locka, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Opa Locka, FL

Opa Locka, FL — Your Local Producer

Hello to my neighbors in Opa Locka! I appreciate the unique character and vibrant culture that defines our corner of Miami-Dade County. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping local families and individuals plan for their financial security. Whether you're considering Term Life, Whole Life, Final Expense, or Accident & Injury insurance, I can help you understand your options. My goal is to provide clear, personal guidance so you can make confident decisions for your future. I'm here to serve our community. (NPN: 17209549, Florida License No: W840529)

  • Opa-locka City Hall
  • Miami-Opa Locka Executive Airport
  • Opa-locka Tri-Rail Station
NPN17209549FL LicenseW840529

Opa Locka is home to approximately 16,200 residents in Miami Dade County, with a median age of 35.0 and a median household income of $30,100. About 32% of homes are owner-occupied; the median home value is $260,000. 8% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 3% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Opa Locka households.

How Opa Locka compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS OPA LOCKA · 16K RESIDENTS
Miami Dade County vs Opa Locka — population comparison Miami Dade County: 2,688,237 residents. Opa Locka: 16,230 residents, 0.6% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
16,230 OPA LOCKA RESIDENTS ↳ 0.6% of Miami Dade County residents
Underwriting Guidelines

How does arthritis impact life insurance underwriting in Opa Locka, FL?

Many Opa Locka residents secure competitive rates despite arthritis. Miami Dade County reports 18.0% adult prevalence (CDC PLACES); 18.0% also manage current cigarette smoking, with 25.6% of the ~2,687,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Opa Locka families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Miami Lakes →

📊 Top Health Considerations (CDC)

Top Health Considerations for Opa Locka (CITY) High cholesterol: 34.9%. High blood pressure: 40.7%. Obesity: 35.9%. Diagnosed diabetes: 18.9%. Current cigarette smoking: 18%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · OPA LOCKA High cholesterol 34.9% High blood pressure 40.7% Obesity 35.9% Diagnosed diabetes 18.9% Current cigarette smoking 18.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~16,230
Lack of health insurance (18–64) 28.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1251650
Google Maps
4.4 10 reviews
Historic Opa-locka City Hall photo 1Historic Opa-locka City Hall photo 2Historic Opa-locka City Hall photo 3
Photos by Ricardo Bianchetti , Jean Pierre Kamiya , Daniel Calzadilla via Google Maps
View on Google Maps
Historic Opa-locka City Hall
(305) 953-2868
Sharazad Blvd, Opa-locka, FL 33054, USA
Recent Reviews
Chad Cherf ★★★★★
"We went there tonight, which was February 13th, 2026 for 2nd annual MN ENA Festival. We drove a really long way. About 3 hours there and 2 hours home from Stuart, FL. We saw ab advertisement for th…"
Roy Banos ★★★★★
"Turns out Opa-locka City Hall isn’t the Small World ride or Morocco at EPCOT — but it sure fooled me for a second. The architecture makes you feel like you’ve stepped into another world, without needi…"
Available in Opa Locka

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Opa Locka.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Opa Locka

30 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodMiramarPompano BeachRoosevelt GardensTamarac
Miami Dade CountyHome10
Country ClubHialeahIves EstatesKendale LakesMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Collier County10
Berkshire LakesChokoloskeeLelyLely ResortMarco IslandNaplesNaples ManorNaples ParkPelican MarshPlantation Island
Official Resources

Know your rights in Opa Locka.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Opa Locka insurance — answered.

💰

How much does life insurance cost in Opa Locka?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Opa Locka
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Opa Locka?

Yes. June serves all of Opa Locka and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Olympia Heights Miami Dade County, FL 10 products available
•
You Are Here Opa Locka Miami Dade County, FL
•
Next → Palm Springs North Miami Dade County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia