Directory
Life & Health Agents Property & Casualty Agents Insurance Agencies Verify a License For Producers
Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact πŸ—ΊοΈ Map I'm an Agent β€” It's Free
June Marcia Williams β€” Licensed Insurance Agent in Opa Locka, FL
June Marcia Williams
Your Insurance Agent in Opa Locka, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Opa Locka, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in Opa Locka, FL

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Opa Locka Without the Complexity

Your local licensed agent in Opa Locka, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Opa Locka, Miami Dade County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Opa Locka, FL

Opa Locka, FL β€” Your Local Producer

Hello to my neighbors in Opa Locka! I appreciate the unique character and vibrant culture that defines our corner of Miami-Dade County. My name is June Marcia Williams, and as a licensed insurance producer, I'm committed to helping local families and individuals plan for their financial security. Whether you're considering Term Life, Whole Life, Final Expense, or Accident & Injury insurance, I can help you understand your options. My goal is to provide clear, personal guidance so you can make confident decisions for your future. I'm here to serve our community. (NPN: 17209549, Florida License No: W840529)

  • Opa-locka City Hall
  • Miami-Opa Locka Executive Airport
  • Opa-locka Tri-Rail Station
NPN17209549FL LicenseW840529

Opa Locka is home to approximately 16,200 residents in Miami Dade County, with a median age of 35.0 and a median household income of $30,100. About 32% of homes are owner-occupied; the median home value is $260,000. 8% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 3% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Opa Locka households.

How Opa Locka compares to Miami Dade County

MIAMI DADE COUNTY Β· 2.7M RESIDENTS OPA LOCKA Β· 16K RESIDENTS
Miami Dade County vs Opa Locka β€” population comparison Miami Dade County: 2,688,237 residents. Opa Locka: 16,230 residents, 0.6% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
16,230 OPA LOCKA RESIDENTS ↳ 0.6% of Miami Dade County residents

How does arthritis impact life insurance underwriting in Opa Locka, FL?

Many Opa Locka residents secure competitive rates despite arthritis. Miami Dade County reports 18.0% adult prevalence (CDC PLACES); 18.0% also manage current cigarette smoking, with 25.6% of the ~2,688,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Miami Lakes β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Opa Locka (CITY) High cholesterol: 34.9%. High blood pressure: 40.7%. Obesity: 35.9%. Diagnosed diabetes: 18.9%. Current cigarette smoking: 18%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· OPA LOCKA High cholesterol 34.9% High blood pressure 40.7% Obesity 35.9% Diagnosed diabetes 18.9% Current cigarette smoking 18.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~16,230
Lack of health insurance (18–64) 28.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1251650
Google Maps
4.4 10 reviews
Historic Opa-locka City Hall photo 1Historic Opa-locka City Hall photo 2Historic Opa-locka City Hall photo 3
Historic Opa-locka City Hall
(305) 953-2868
Sharazad Blvd, Opa-locka, FL 33054, USA
Recent Reviews
Chad Cherf β˜…β˜…β˜…β˜…β˜…
"We went there tonight, which was February 13th, 2026 for 2nd annual MN ENA Festival. We drove a really long way. About 3 hours there and 2 hours home from Stuart, FL. We saw ab advertisement for th…"
Roy Banos β˜…β˜…β˜…β˜…β˜…
"Turns out Opa-locka City Hall isn’t the Small World ride or Morocco at EPCOT β€” but it sure fooled me for a second. The architecture makes you feel like you’ve stepped into another world, without needi…"

Life Insurance Products in Opa Locka, FL

9 insurance products available in Opa Locka

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Opa Locka, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Opa Locka

30 Cities Β· 3 Counties
Broward County10
πŸ›οΈ Know Your Agent Β· Public Record Directory

Licensed Insurance Agents in Opa-locka, Florida

Florida DFS public records show 101 actively licensed insurance producers with business addresses in Opa-locka (Miami-Dade County County). 94 hold Life & Health authority; 14 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

101Licensed producers
94Life & Health
14General Lines (P&C)

Browse producers by line

Featured licensed producers

Browse all β†’

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. Β§119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Know your rights in Opa Locka.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV

Opa Locka Life Insurance Questions

πŸ’°

How much does life insurance cost in Opa Locka?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Opa Locka
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Opa Locka?

Yes. June serves all of Opa Locka and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
Ask Lia