June Marcia Williams

Your Insurance Agent in Miami, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Miami, FL...

National Producer No.

17209549

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Accident & Injury Insurance in Miami, FL

Two coverage levels. AD&D up to $150K. No health questions.

Accident and injury insurance for Miami, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum payouts for covered accidents and injuries, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Miami, FL

Miami, FL — Your Local Producer

In a city as vibrant and dynamic as Miami, life moves at a unique pace. From the bustling energy of downtown to the quiet moments in our diverse neighborhoods, it's important to have a plan that protects what matters most to you and your family. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I'm dedicated to helping my Miami neighbors navigate their options. I offer personal guidance on a range of policies, including Term and Whole Life, Final Expense, and Critical Illness plans, ensuring you have the information you need. (NPN: 17209549, Florida License No: W840529)

Freedom Tower at Miami Dade College
Bayfront Park
Miami City Hall

NPN17209549FL LicenseW840529

Licensed Accident & Injury Producers in Miami

23214 on public record · Florida DFS · Fla. Stat. §119.01

Aabed Attia

Life Including Variable Annuity & Health

NPN 19749044 Licensed 2020

Aaron Ayala

Life Including Variable Annuity & Health

NPN 17582354 Licensed 2015

Aaron Barcenas

Life Including Variable Annuity & Health

NPN 21316286 Licensed 2024

Aaron Brantley Thomas

Life Including Variable Annuity & Health

NPN 16860515 Licensed 2013

Aaron G Simon

Life Including Variable Annuity & Health

NPN 22155294 Licensed 2026

Aaron Jubard

Life Including Variable Annuity & Health

NPN 21611626 Licensed 2025

Aaron Lee Ramirez

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 21038783 Licensed 2024

Aaron Martinez

Life Including Variable Annuity & Health

NPN 20588384 Licensed 2023

Aaron Matthews

Life Including Variable Annuity & Health

NPN 21646699 Licensed 2025

Aaron Steven Ledesma-Gomez

Life Including Variable Annuity & Health

NPN 20236998 Licensed 2022

Aaron W Hancock

Life Including Variable Annuity & Health

NPN 8441219 Licensed 2005

Abbi Nathali Rodriguez

Life Including Variable Annuity & Health

NPN 21038189 Licensed 2024

Abdel Wahab Rashad Zubi

Life Including Variable Annuity & Health

NPN 22234528 Licensed 2026

Abdeleny Faura

Life Including Variable Annuity & Health

NPN 20819088 Licensed 2023

Abdeslam Aguila

Life Including Variable Annuity & Health

NPN 20782845 Licensed 2023

Abdiel Anderson

Life Including Variable Annuity & Health

NPN 19062492 Licensed 2019

Abdiel Sori Diaz

Life Including Variable Annuity & Health

NPN 21745373 Licensed 2025

Abdoulaziz Adili

Life Including Variable Annuity & Health

NPN 20973784 Licensed 2023

Abdriel Orlando Ventura Hilario

Life Including Variable Annuity & Health

NPN 21620341 Licensed 2025

Abdulla Ahmed Al Nasrah

Life Including Variable Annuity & Health

NPN 22169972 Licensed 2026

Abel Alberto Hernandez Garcia

Life Including Variable Annuity & Health

NPN 20150345 Licensed 2021

Abel Marin-Garcia

Life Including Variable Annuity & Health

NPN 20162316 Licensed 2021

Abel Martinez

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 3427524 Licensed 2000

Abel Molina

Life Including Variable Annuity & Health

NPN 18911339 Licensed 2018

View all 23214 licensed accident & injury producers in Miami →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Accident & Injury Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Accident & Injury Insurance across the Miami regional market. Rates are localized using regional health baselines.

Official Miami Resources

County Miami Dade County

Population ~443,665

Lack of insurance (18–64) 37.8%

FIPS code 1245000

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Miami rates. Start your quote request below.

FL OIR .GOV Miami Dade County Gov Portal .GOV

4.0 72 reviews

Photos by Jacek Kotlewski , Clara G , road runner 22 , Eloy A. Perez Montejo via Google Maps

View on Google Maps

Miami City Hall

Open now · Mon 9:00 AM – 5:00 PM

(305) 250-5300

miamigov.com

3500 Pan American Dr, Miami, FL 33133, USA

Recent Reviews

Tobias A. Merz ★★★★★

"Former terminal building of Pan American Airlines. Also a movie location of Burn Notice. Beautiful to look at. The Pay by Phone APP is required for parking."

Charles Forman ★★★★★

"Voted here and it was very easy. Highly recommend for voting on election day or for early voting."

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Accident & Injury Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Financial backup for life's unexpected bumps — no obligation — fast, personalized options

Select your coverage level

Level 1
$300/day hospital · $50K AD&D

Level 2
$500/day hospital · $150K AD&D

Who needs coverage?

Individual

+ Spouse

+ Children

Family

What type of accident?

Hospital

Fracture

Dislocation

Emergency

AD&D

Other

Select an accident type to see benefit amounts.

Your Name

Phone Number

Email Address

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure · Never shared · June responds within 30 min

✅

Consultation Request Sent!

June will call you within 30 minutes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Accident Insurance Options

Core Benefit

Hospital & Emergency

Daily cash when admitted

Hospital: $300-$500/day
ICU: $600-$1,000/day
ER services covered
Ambulance (ground + air)
Physician office visits

Get Quote

Specific Injuries

Scheduled benefit per injury

Fractures: up to $4,800
Dislocations: up to $4,000
Burns: up to $10,000
Lacerations, concussions
Pain management + dental

Get Quote

AD&D + Disability

Accidental death & dismemberment

AD&D: $50K-$150K
Common carrier: up to $300K
Dismemberment schedule
Paralysis coverage
Optional disability income

Get Quote

Important — what this coverage does not pay

This is limited benefit supplemental coverage. It is not major medical insurance, not comprehensive health coverage, and not a substitute for either. It does not meet minimum essential coverage requirements.

Benefits are paid only when the policy’s specific conditions are met. This policy contains exclusions, limitations, and reductions of benefits, and terms under which the policy may be continued in force or discontinued. Some benefits do not begin until a waiting period has passed. Losses caused by a health condition you had before your coverage start date may not be covered. Coverage of this type is guaranteed renewable; premium rates may change, but only for an entire class of policies, never for you individually.

For costs and complete details of the coverage, including the full list of exclusions and limitations, review the policy documents or contact us before applying.

📖 Accident & Injury Knowledge

Everything You Need to Know About Accident Insurance

🩹

What Is Accident Insurance?

Accident insurance pays cash benefits directly to you when you're injured in an accident — regardless of other insurance. It covers hospital stays, fractures, dislocations, ER visits, ambulance, physical therapy, and more. The money goes to you, not the hospital. Use it for copays, deductibles, rent, groceries — whatever you need while recovering.

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Hospital & ICU Benefits

If an accident puts you in the hospital, you receive $300-$500 per day for inpatient stays and $600-$1,000 per day for ICU — paid for up to 15 days per ICU confinement. These benefits are paid in addition to what health insurance covers. Even a 3-day hospital stay generates $900-$1,500 in cash benefits.

🦴

The Injury Benefit Schedule

Every covered injury has a specific dollar amount. Hip fracture: $2,400-$4,800. Knee dislocation: $1,500-$3,000. Burns over 36 sq inches: $5,000-$10,000. The schedule covers fractures (16 types), dislocations (9 types), lacerations, concussions, coma, and even emergency dental. No guesswork — you know exactly what you'll receive.

⚠️

AD&D: Accidental Death & Dismemberment

Built into every policy: $50,000-$150,000 for accidental death (adult), with enhanced benefits for common carrier accidents (planes, trains) up to double. Dismemberment benefits cover loss of limbs, sight, hearing, and speech. Children covered at 25% of adult benefit. This is real financial protection beyond just injury coverage.

💼

Optional Disability Income

Add a disability income rider for $500-$2,000/month if a covered accident prevents you from working. Off-the-job accidents and 24-hour short-term disability available for up to 12 months. Requires 27.5+ hours/week employment. This turns accident insurance into true income protection — not just medical gap coverage.

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Florida Consumer Protections

Accident insurance policies through our carriers are guaranteed renewable for life with level premiums. Florida requires a 14-day free-look period (Fla. Stat. § 627.4554). There's a 12-month pre-existing condition lookback for sickness-related riders only — the base accident plan has no health questions for covered accidents. Issue ages 18–69 for new policies.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.

Life Insurance in Miami

More Insurance Options in Miami, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Accident & Injury Insurance FAQ

💰

How much does accident insurance pay?

Benefits are paid per incident: hospital stays ($300-$500/day), ICU ($600-$1,000/day), fractures (up to $4,800), plus ER, ambulance, and therapy. AD&D up to $150K.

🏥

Does this work with my health insurance?

Yes. Accident insurance pays you directly — on top of whatever your health insurance covers. Use the cash for copays, deductibles, lost wages, or anything else.

👨‍👩‍👧

Can I cover my whole family?

Yes. Coverage options include Individual, Individual + Spouse, Individual + Children, and Family. All covered members receive the same benefit amounts for covered accidents.

🚗

Are car accidents covered?

Yes. Motor vehicle accidents are covered, including enhanced AD&D benefits for motorized vehicle or pedestrian death. All accidental injuries from car, motorcycle, and pedestrian accidents qualify.

📋

Is a medical exam required?

No medical exam for the base accident plan. The optional sickness disability rider may require health questions. Issue ages 18-69, guaranteed renewable for life.

Nearby Accident & Injury Coverage

Read the Full Accident & Injury Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

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Licensed in 5 states NPN verified No obligation

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Accident & Injury Insurance in Miami, FL

Miami, FL — Your Local Producer

Licensed Accident & Injury Producers in Miami

⚡ Accident & Injury Insurance Underwriting Scope

🏛️ Official Miami Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

Check Your Coverage Options

Consultation Request Sent!

Accident Insurance Options

Hospital & Emergency

Specific Injuries

AD&D + Disability

Everything You Need to Know About Accident Insurance

What Is Accident Insurance?

Hospital & ICU Benefits

The Injury Benefit Schedule

AD&D: Accidental Death & Dismemberment

Optional Disability Income

Florida Consumer Protections

More Insurance Options in Miami, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Accident & Injury Insurance FAQ

How much does accident insurance pay?

Does this work with my health insurance?

Can I cover my whole family?

Are car accidents covered?

Is a medical exam required?

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Talk to a real person. Today.

Accident & Injury Insurance Underwriting Scope

Official Miami Resources