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June Marcia Williams — Licensed Insurance Agent in Berkshire Lakes, FL
June Marcia Williams
Your Insurance Agent in Berkshire Lakes, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Berkshire Lakes, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Berkshire Lakes, FL | 12+ Years Experience

Top-Rated Financial Protection for Berkshire Lakes Residents

Honest, Local Insurance Guidance for Your Family's Future in Collier County

Your local licensed agent in Berkshire Lakes, Collier County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Berkshire Lakes, Collier County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Berkshire Lakes, FL

Berkshire Lakes, FL — Your Local Producer

Hello to my neighbors in Berkshire Lakes! I appreciate the serene, lakeside lifestyle we've all come to cherish here in Collier County. It's a unique and beautiful place to build a life, and I'm passionate about helping local families protect their financial futures. As a licensed insurance producer, my focus is on helping you navigate options for life insurance, final expense, and supplemental health policies. I offer clear, straightforward guidance to help you find a strategy that secures what you've worked so hard for. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Berkshire Lakes Clubhouse
  • Intersection of Radio Road and Santa Barbara Boulevard
  • Berkshire Commons
NPN17209549FL LicenseW840529

Berkshire Lakes is home to approximately 2,500 residents in Collier County, with a median age of 58.3 and a median household income of $88,700. About 91% of homes are owner-occupied; the median home value is $295,000. 37% of adults hold a bachelor's degree or higher; households with children make up 16%; veterans comprise 4% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Berkshire Lakes households.

How Berkshire Lakes compares to Collier County

COLLIER COUNTY · 380K RESIDENTS BERKSHIRE LAKES · 2K RESIDENTS
Collier County vs Berkshire Lakes — population comparison Collier County: 380,221 residents. Berkshire Lakes: 2,476 residents, 0.7% of Collier County population.
380,221 COLLIER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,476 BERKSHIRE LAKES RESIDENTS ↳ 0.7% of Collier County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Berkshire Lakes, FL?

Yes. Collier County's health profile — 404,000 residents, 15.2% uninsured, 31.3% adults with arthritis, 39.4% with high blood pressure — shapes how A-rated carriers tier rate classes for Berkshire Lakes applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Berkshire Lakes families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Plantation Island →

📊 Top Health Considerations (CDC)

Top Health Considerations for Berkshire Lakes (CITY) High cholesterol: 42.1%. High blood pressure: 39.4%. Obesity: 27.8%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 11.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BERKSHIRE LAKES High cholesterol 42.1% High blood pressure 39.4% Obesity 27.8% Diagnosed diabetes 14.2% Current cigarette smoking 11.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Collier County Gov Portal .GOV
Population ~2,476
Lack of health insurance (18–64) 16.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1205806
Google Maps
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Available in Berkshire Lakes

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Collier County and Neighboring Florida Counties

Cities served near Berkshire Lakes.

June Marcia Williams writes life insurance and supplemental health policies across Collier County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Berkshire Lakes

30 Cities · 3 Counties
Monroe County10
Duck KeyIslamorada, Village of IslandsKey Colony BeachKey LargoKey WestMarathonNorth Key LargoStock IslandSummerland KeyTavernier
Collier CountyHome10
ChokoloskeeLelyLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorNaples ParkPelican MarshPlantation Island
Lee County10
BuckinghamCape CoralCypress LakeFort Myers BeachMatlachaMatlacha Isles-Matlacha ShoresPage ParkPunta RassaSaint James CitySt. James City
Official Resources

Know your rights in Berkshire Lakes.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Berkshire Lakes insurance — answered.

💰

How much does life insurance cost in Berkshire Lakes?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Berkshire Lakes
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Berkshire Lakes?

Yes. June serves all of Berkshire Lakes and every municipality in Collier County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Ave Maria Collier County, FL 10 products available
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