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Home›Florida›Lee County›Cape Coral

June Marcia Williams — Licensed Insurance Agent in Cape Coral, FL
June Marcia Williams
Your Insurance Agent in Cape Coral, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cape Coral, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Cape Coral, FL

Dedicated Coverage Options from Final Expense to Term Life in Lee County

The Smart Choice for Dependable Life Insurance in Cape Coral, FL

Your local licensed agent in Cape Coral, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Cape Coral, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cape Coral, FL

Cape Coral, FL — Your Local Producer

Hello, Cape Coral! As a fellow Floridian, I understand the unique lifestyle we cherish here in Lee County, from enjoying our beautiful waterways to building a secure future for our families. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549) right here in Florida. I specialize in helping individuals and families navigate their personal insurance options, whether you're considering Term Life, Final Expense, or other supplemental plans. My goal is to provide clear, straightforward guidance so you can make informed decisions for your specific needs. I'm here to help you protect what matters most. (Florida License No: W840529)

  • Cape Coral City Hall
  • Sun Splash Family Waterpark
  • Four Mile Cove Ecological Preserve
NPN17209549FL LicenseW840529

Cape Coral is home to approximately 198,900 residents in Lee County, with a median age of 48.2 and a median household income of $72,500. About 77% of homes are owner-occupied; the median home value is $302,000. 25% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Cape Coral households.

How Cape Coral compares to Lee County

LEE COUNTY · 773K RESIDENTS CAPE CORAL · 199K RESIDENTS
Lee County vs Cape Coral — population comparison Lee County: 772,902 residents. Cape Coral: 198,912 residents, 25.7% of Lee County population.
772,902 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
198,912 CAPE CORAL RESIDENTS ↳ 25.7% of Lee County residents
Underwriting Guidelines

Are Cape Coral residents with current cigarette smoking able to qualify for life insurance?

Cape Coral applicants with current cigarette smoking qualify routinely. The local risk pool — Lee County's ~773,000 residents, 15.7% without health coverage — shows 13.8% adult prevalence of current cigarette smoking and 37.3% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lehigh Acres →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cape Coral (CITY) High cholesterol: 37.3%. High blood pressure: 34.2%. Obesity: 31.9%. Diagnosed diabetes: 12.7%. Current cigarette smoking: 13.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CAPE CORAL High cholesterol 37.3% High blood pressure 34.2% Obesity 31.9% Diagnosed diabetes 12.7% Current cigarette smoking 13.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lee County Gov Portal .GOV
Population ~198,912
Lack of health insurance (18–64) 16.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1210275
Google Maps
2.2 70 reviews
Cape Coral City Hall photo 1Cape Coral City Hall photo 2Cape Coral City Hall photo 3Cape Coral City Hall photo 4
Photos by Brasspineapple Productions LLC , Carlos HumbertoVillegas Toro Cavito , Skyeye__media , Elijah Sizemore via Google Maps
View on Google Maps
Cape Coral City Hall
Open now · Mon 7:30 AM – 4:30 PM
(239) 574-0401
capecoral.gov .GOV
1015 Cultural Park Blvd, Cape Coral, FL 33990, USA
Recent Reviews
Joseph Gallagher ★★★★★
"I've been a resident of CC for 6 or so years now, and I just recently became aware of just how much the city has to offer. Now I realize how many parks and events there are - of all types - I love th…"
Chris Allers ★☆☆☆☆
"A 2 star town. Don't invest your money here. Lots of crime and very poorly ran. Ask anyone. All my neighbors dislike the city a ton. They need nee leadership. I will never invest here again."
Available in Cape Coral

Life Insurance Products in Cape Coral, FL

9 insurance products available in Cape Coral

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lee County and Nearby Florida Counties

Life Insurance by City Near Cape Coral, FL

7,928 licensed producers on public record in Lee County.

🌟 Cities Served near Cape Coral

23 Cities · 3 Counties
Desoto County3
ArcadiaPine LevelSoutheast Arcadia
Lee CountyHome10
BuckinghamCypress LakeFort MyersFort Myers BeachFort Myers ShoresMatlachaMatlacha Isles-Matlacha ShoresPunta RassaSaint James CitySt. James City
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Cape Coral, Florida

Florida DFS public records show 1,977 actively licensed insurance producers with business addresses in Cape Coral (Lee County County). 1,700 hold Life & Health authority; 501 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

1,977Licensed producers
1,700Life & Health
501General Lines (P&C)

Browse producers by line

Life & Health Agents
1,700 producers · life-authorised
General Lines (Property & Casualty)
501 producers · 2-20

Featured licensed producers

Browse all →
SF
Sharon E French
Life Including Variable Annuity & Health
NPN 638912 Licensed 1978
DK
Daniel Kuhn
Life Including Variable Annuity & Health
NPN 3427766 Licensed 2020
DK
David Minshall Kennedy
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7394942 Licensed 2003
LV
Louis A Vallee
Life Including Variable Annuity & Health
NPN 2194844 Licensed 2000
RR
Russell B. Reaves
General Lines (Property & Casualty)
NPN 7340827 Licensed 2002
CB
Christina Joy Burkhart
General Lines (Property & Casualty)
NPN 1034795 Licensed 2003

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Cape Coral.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cape Coral Life Insurance Questions

💰

How much does life insurance cost in Cape Coral?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cape Coral
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cape Coral?

Yes. June serves all of Cape Coral and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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