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Home›Florida›Lee County›Saint James City

June Marcia Williams — Licensed Insurance Agent in Saint James City, FL
June Marcia Williams
Your Insurance Agent in Saint James City, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Saint James City, FL...
National Producer No.
17209549
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Trusted Life Insurance in Saint James City, FL | Local Expert

Securing Families Across Lee County with 9 Tailored Product Lines

Why Saint James City Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Saint James City, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Saint James City, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Saint James City, FL

Saint James City, FL — Your Local Producer

Living in a special part of Lee County like Saint James City means appreciating the peace of mind that comes with our unique island lifestyle. My name is June Marcia Williams, and as a licensed insurance producer right here in Florida, I help my neighbors protect what matters most. Whether you're casting a line off the dock or just enjoying the quiet pace of life, it's good to know your family is secure. I specialize in personal plans like Term Life, Whole Life, Final Expense, and Accident & Injury policies, and I'm dedicated to helping you find the right fit. (NPN: 17209549, Florida License No: W840529)

  • Saint James City Civic Association
  • Pine Island Library
  • Galt Preserve
NPN17209549FL LicenseW840529
Underwriting Guidelines

Does arthritis affect life insurance rates in Saint James City, FL?

Saint James City applicants with arthritis qualify routinely. The local risk pool — Lee County's ~835,000 residents, 15.7% without health coverage — shows 22.1% adult prevalence of arthritis and 11.9% with current cigarette smoking. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Saint James City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Buckingham →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lee County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
4.7 39 reviews
St. James City Civic Association photo 1St. James City Civic Association photo 2St. James City Civic Association photo 3St. James City Civic Association photo 4
Photos by Brian Cotterill , Paula Ramsay , Katrina Myers , Roberto Aycock via Google Maps
View on Google Maps
St. James City Civic Association
Open now · Mon 7:00 AM – 8:00 PM
(239) 412-7400
sjccapi.org
3300 Fourth Ave, St James City, FL 33956, USA
Recent Reviews
Roberto Aycock ★★★★★
"We bring our daughter to the little park and let her run around play on the playground and also check the little library.they also have a workout station .sometimes there's people walking there dogs t…"
Paula Ramsay ★★★★★
"Love this cute little town like A piece of Key West great fishing ! Caught a fish in five minutes!"
Available in Saint James City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lee County and Neighboring Florida Counties

Cities served near Saint James City.

June Marcia Williams writes life insurance and supplemental health policies across Lee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Saint James City

28 Cities · 3 Counties
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Lee CountyHome10
BuckinghamCape CoralCypress LakeFlorida Gulf Coast UniversityFort Myers BeachMatlachaMatlacha Isles-Matlacha ShoresPage ParkPunta RassaSt. James City
Sarasota County10
FruitvilleLake SarasotaMeadows VillageNorth PortNorth SarasotaPinecraftSarasota SpringsSarasota SquareSouth SarasotaWarm Mineral Springs
Official Resources

Know your rights in Saint James City.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Saint James City insurance — answered.

💰

How much does life insurance cost in Saint James City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Saint James City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Saint James City?

Yes. June serves all of Saint James City and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Punta Rassa Lee County, FL 10 products available
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