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June Marcia Williams — Licensed Insurance Agent in St. James City, FL
June Marcia Williams
Your Insurance Agent in St. James City, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. James City, FL...
National Producer No.
17209549
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Trusted Life Insurance in St. James City, FL | Local Expert

Securing Families Across Lee County with 9 Tailored Product Lines

Why St. James City Residents Rely on June for Complete Peace of Mind

Your local licensed agent in St. James City, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. James City, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · St. James City, FL

St. James City, FL — Your Local Producer

Hello, St. James City! I love the unique, laid-back island lifestyle we enjoy here in Lee County. It's a special place, and protecting your family's future amidst this coastal beauty is my priority. As a licensed insurance producer, I'm your neighbor, dedicated to helping you understand your options for life insurance, final expense planning, and other personal coverage. Whether you're just starting a family or planning for retirement, I can help you navigate the choices to find a plan that fits your needs. Let's chat about securing your peace of mind. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • St. James City Civic Association
  • Galt Preserve
  • Stringfellow Road & Oleander Street
NPN17209549FL LicenseW840529
Underwriting Guidelines

Are St. James City residents with obesity able to qualify for life insurance?

Yes. Lee County's health profile — 835,000 residents, 15.7% uninsured, 28.1% adults with obesity, 22.1% with arthritis — shapes how A-rated carriers tier rate classes for St. James City applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches St. James City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Cape Coral Centr →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. James City (CITY) High cholesterol: 49.8%. High blood pressure: 49.2%. Obesity: 28.1%. Diagnosed diabetes: 17.1%. Current cigarette smoking: 11.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. JAMES CITY High cholesterol 49.8% High blood pressure 49.2% Obesity 28.1% Diagnosed diabetes 17.1% Current cigarette smoking 11.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lee County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 8.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262675
Google Maps
4.7 39 reviews
St. James City Civic Association photo 1St. James City Civic Association photo 2St. James City Civic Association photo 3St. James City Civic Association photo 4
Photos by Brian Cotterill , Paula Ramsay , Katrina Myers , Roberto Aycock via Google Maps
View on Google Maps
St. James City Civic Association
Open now · Mon 7:00 AM – 8:00 PM
(239) 412-7400
sjccapi.org
3300 Fourth Ave, St James City, FL 33956, USA
Recent Reviews
Roberto Aycock ★★★★★
"We bring our daughter to the little park and let her run around play on the playground and also check the little library.they also have a workout station .sometimes there's people walking there dogs t…"
Paula Ramsay ★★★★★
"Love this cute little town like A piece of Key West great fishing ! Caught a fish in five minutes!"
Available in St. James City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Lee County and Neighboring Florida Counties

Cities served near St. James City.

June Marcia Williams writes life insurance and supplemental health policies across Lee County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near St. James City

23 Cities · 3 Counties
Desoto County3
ArcadiaPine LevelSoutheast Arcadia
Lee CountyHome10
BuckinghamCape CoralCypress LakeFlorida Gulf Coast UniversityFort Myers BeachMatlachaMatlacha Isles-Matlacha ShoresPage ParkPunta RassaSaint James City
Collier County10
Berkshire LakesChokoloskeeLelyLely ResortMarco IslandNaplesNaples ManorNaples ParkPelican MarshPlantation Island
Official Resources

Know your rights in St. James City.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

St. James City insurance — answered.

💰

How much does life insurance cost in St. James City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. James City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. James City?

Yes. June serves all of St. James City and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

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