Life Insurance
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Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Fort Myers Shores, FL
June Marcia Williams
Your Insurance Agent in Fort Myers Shores, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fort Myers Shores, FL...
National Producer No.
17209549
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Life Insurance in Fort Myers Shores, FL

Dedicated Coverage Options from Final Expense to Term Life in Lee County

The Smart Choice for Dependable Life Insurance in Fort Myers Shores, FL

Your local licensed agent in Fort Myers Shores, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Fort Myers Shores, Lee County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Fort Myers Shores, FL

Fort Myers Shores, FL — Your Local Producer

As a resident of Lee County, I appreciate the unique character of communities like Fort Myers Shores, with its distinct riverside charm. Planning for the future is one of the best ways to protect the life you've built here. My name is June Marcia Williams, and I am a licensed insurance producer dedicated to helping my neighbors navigate their options. I offer personal guidance on a range of products, including life insurance, final expense, and critical illness plans, to help you secure your family's financial well-being. I'm here to be your local resource (NPN: 17209549, Florida License No: W840529).

  • Davis-Stranz Park
  • Riverdale High School
  • Palm Beach Boulevard (State Road 80)
NPN17209549FL LicenseW840529

Fort Myers Shores is home to approximately 6,000 residents in Lee County, with a median age of 40.1 and a median household income of $66,000. About 56% of homes are owner-occupied; the median home value is $208,000. 13% of adults hold a bachelor's degree or higher; households with children make up 26%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Fort Myers Shores households.

How Fort Myers Shores compares to Lee County

LEE COUNTY · 773K RESIDENTS FORT MYERS SHORES · 6K RESIDENTS
Lee County vs Fort Myers Shores — population comparison Lee County: 772,902 residents. Fort Myers Shores: 5,990 residents, 0.8% of Lee County population.
772,902 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
5,990 FORT MYERS SHORES RESIDENTS ↳ 0.8% of Lee County residents

What rate class can Fort Myers Shores applicants with high cholesterol expect from life insurance carriers?

Yes, qualification is common in Fort Myers Shores. Within Lee County's ~773,000 residents — including the 15.7% currently without health coverage — 38.7% of adults manage high cholesterol and 37.0% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Pine Manor →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fort Myers Shores (CITY) High cholesterol: 38.7%. High blood pressure: 37%. Obesity: 32.7%. Diagnosed diabetes: 14.6%. Current cigarette smoking: 14.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FORT MYERS SHORES High cholesterol 38.7% High blood pressure 37.0% Obesity 32.7% Diagnosed diabetes 14.6% Current cigarette smoking 14.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~5,990
Lack of health insurance (18–64) 22.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1224175
Google Maps
2.8 24 reviews
Fort Myers Beach Town Hall photo 1Fort Myers Beach Town Hall photo 2Fort Myers Beach Town Hall photo 3Fort Myers Beach Town Hall photo 4
Fort Myers Beach Town Hall
Open now · Mon 8:30 AM – 4:30 PM
2525 Estero Blvd, Fort Myers Beach, FL 33931, USA
Recent Reviews
Jenny Darling ★☆☆☆☆
"The city refuses to block off parking lots where dredging is happening. So what happens is, you pay to park, get to the beach, have no idea it’s closed, & get yelled at by workers, have to pack up, go…"
JayWillzXRP ★☆☆☆☆
"Am a Fort Myers Resident. Was told by small local businesses that fort myers beach is trying to get rid of all small business and force people to eat at expensive commercial restaurants. If the city i…"

Life Insurance Products in Fort Myers Shores, FL

9 insurance products available in Fort Myers Shores

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Fort Myers Shores, FL

7,928 licensed producers on public record in Lee County.

🌟 Cities Served near Fort Myers Shores

23 Cities · 3 Counties
Desoto County3

Know your rights in Fort Myers Shores.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Fort Myers Shores Life Insurance Questions

💰

How much does life insurance cost in Fort Myers Shores?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fort Myers Shores
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fort Myers Shores?

Yes. June serves all of Fort Myers Shores and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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