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June Marcia Williams — Licensed Insurance Agent in Winchester, VA
June Marcia Williams
Your Insurance Agent in Winchester, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Winchester, VA...
National Producer No.
17209549
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Life Insurance in Winchester, VA

Top-Rated Financial Protection for Winchester Residents

Honest, Local Insurance Guidance for Your Family's Future in Winchester City

Your local licensed agent in Winchester, Winchester City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Winchester, Winchester City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Winchester, VA

Winchester, VA — Your Local Producer

Hello, Winchester! From the historic charm of Old Town to the vibrant community spirit that makes our city in the Shenandoah Valley so special, I understand the importance of protecting what matters most. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping my neighbors navigate their options for personal insurance. Whether you're considering Term Life, Final Expense, or plans for critical illness or injury, I provide clear, straightforward guidance. As your local resource (NPN: 17209549, Virginia License No: 1575461), my goal is to help you secure peace of mind.

  • Old Town Winchester
  • Museum of the Shenandoah Valley
  • Jim Barnett Park
NPN17209549VA License1575461

Winchester is home to approximately 28,100 residents in Winchester City, with a median age of 36.6 and a median household income of $62,500. About 44% of homes are owner-occupied; the median home value is $300,000. 32% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Winchester households.

How Winchester compares to Winchester City

WINCHESTER CITY · 28K RESIDENTS WINCHESTER · 28K RESIDENTS
Winchester City vs Winchester — population comparison Winchester City: 28,103 residents. Winchester: 28,103 residents, 100.0% of Winchester City population.
28,103 WINCHESTER CITY POPULATION ↳ 1 cell ≈ 10,000 residents
28,103 WINCHESTER RESIDENTS ↳ 100.0% of Winchester City residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Winchester, VA?

Coverage is widely available. Winchester sits within Winchester City (population ~28,000, 12.7% uninsured), where 36.4% of adults have high blood pressure alongside 26.0% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View Winchester City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Winchester (CITY) High cholesterol: 37.9%. High blood pressure: 36.4%. Obesity: 37.6%. Diagnosed diabetes: 13.5%. Current cigarette smoking: 15.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WINCHESTER High cholesterol 37.9% High blood pressure 36.4% Obesity 37.6% Diagnosed diabetes 13.5% Current cigarette smoking 15.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Winchester City Gov Portal .GOV
Population ~28,103
Lack of health insurance (18–64) 13.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5186720
Google Maps
3.9 8 reviews
City of Winchester, VA photo 1City of Winchester, VA photo 2
Photos by John Mackinnon , City of Winchester, VA via Google Maps
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City of Winchester, VA
Open now · Mon 8:00 AM – 5:00 PM
(540) 667-1815
winchesterva.gov .GOV
15 N Cameron St, Winchester, VA 22601, USA
Recent Reviews
Michelle Montessi ★☆☆☆☆
"Terrible customer service!!!! I had to call about taxes and Cheryl was very unprofessional. She asked why I kept contacting her because she has already spoken to me twice today. I apologized to her as…"
Pete Burger ★★★★★
"Johnnie the meter guy is the nicest guy they have,treats you like a human being,with dignity and compassion ❤️"
Available in Winchester

Life Insurance Products in Winchester, VA

9 insurance products available in Winchester

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Winchester City and Nearby Virginia Counties

Life Insurance by City Near Winchester, VA

Life insurance by city across Winchester City and adjacent Virginia counties.

🌟 Cities Served near Winchester

15 Cities · 3 Counties
Frederick County10
BrucetownClear BrookGoreLake HolidayMiddletownShawneelandStar TanneryStephens CityStephensonWhitacre
Winchester CityHome0
Clarke County5
BerryvilleBoyceMillwoodShenandoah RetreatWhite Post
Official Resources

Know your rights in Winchester.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Winchester Life Insurance Questions

💰

How much does life insurance cost in Winchester?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Winchester
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Winchester?

Yes. June serves all of Winchester and every municipality in Winchester City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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