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Home›Virginia›Frederick County›Stephenson

June Marcia Williams — Licensed Insurance Agent in Stephenson, VA
June Marcia Williams
Your Insurance Agent in Stephenson, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Stephenson, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Stephenson

Dedicated Coverage Options from Final Expense to Term Life in Frederick County

The Smart Choice for Dependable Life Insurance in Stephenson, VA

Your local licensed agent in Stephenson, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Stephenson, Frederick County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Stephenson, VA

Stephenson, VA — Your Local Producer

Hello Stephenson! As a licensed insurance producer right here in the Frederick County area, I appreciate the unique character and strong community spirit we have. My name is June Marcia Williams, and I'm dedicated to helping my neighbors navigate their personal insurance options. Whether you're considering life insurance for your family, planning for final expenses, or looking for coverage against critical illness or injury, I'm here to offer clear, one-on-one guidance. My goal is to help you understand your choices so you can feel confident in your decisions. (NPN: 17209549, Virginia License No: 1575461)

  • Stephenson Elementary School
  • Stephenson Depot
  • Martinsburg Pike (U.S. Route 11)
NPN17209549VA License1575461
Underwriting Guidelines

What rate class can Stephenson applicants with arthritis expect from life insurance carriers?

Many Stephenson residents secure competitive rates despite arthritis. Frederick County reports 22.4% adult prevalence (CDC PLACES); 13.0% also manage current cigarette smoking, with 9.4% of the ~96,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Stephenson families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Stephens City →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
2.3 6 reviews
View on Google Maps
Stephens City Town Office
Open now · Mon 9:00 AM – 5:00 PM
(540) 869-3087
stephenscity.gov .GOV
1033 Locust St, Stephens City, VA 22655, USA
Recent Reviews
John Mitchell ★☆☆☆☆
"They never answer their phones and their online service is horrible to navigate or even works. Need a new mayor.."
Becca Bongiovi ★★★★★
"They are very kind, helpful, and understanding people. Lucky to have them for water"
Available in Stephenson

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Virginia Counties

Cities served near Stephenson.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Stephenson

29 Cities · 3 Counties
Shenandoah County10
BasyeConicvilleEdinburgFishers HillLebanon ChurchMount JacksonNew MarketOrkney SpringsSaint Davids ChuStrasburg
Frederick CountyHome9
BrucetownClear BrookGoreLake HolidayMiddletownShawneelandStar TanneryStephens CityWhitacre
Loudoun County10
BrambletonBroadlandsGoose Creek VillageLansdowneLeesburgLowes IslandOne LoudounPurcellvilleStone RidgeSugarland Run
Official Resources

Know your rights in Stephenson.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Stephenson insurance — answered.

💰

How much does life insurance cost in Stephenson?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Stephenson
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Stephenson?

Yes. June serves all of Stephenson and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Stephens City Frederick County, VA 10 products available
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