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Home›Virginia›Frederick County›Middletown

June Marcia Williams — Licensed Insurance Agent in Middletown, VA
June Marcia Williams
Your Insurance Agent in Middletown, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Middletown, VA...
National Producer No.
17209549
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Life Insurance in Middletown, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Middletown Without the Complexity

Your local licensed agent in Middletown, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Middletown, Frederick County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Middletown, VA

Middletown, VA — Your Local Producer

Hello, Middletown! As your neighbor here in beautiful Frederick County, I understand the peace of mind that comes with living in our close-knit community. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to helping local families protect what matters most. I offer personalized guidance on a range of life and supplemental health insurance options, from term and whole life to final expense, critical illness, and accident policies. My goal is to help you find a plan that fits your unique needs and budget. I'm here to answer your questions and help you navigate your choices with confidence. (NPN: 17209549, Virginia License No: 1575461)

  • Middletown Town Office
  • Belle Grove Plantation
  • Laurel Ridge Community College - Middletown Campus
NPN17209549VA License1575461

Middletown is home to approximately 1,600 residents in Frederick County, with a median age of 39.5 and a median household income of $54,200. About 51% of homes are owner-occupied; the median home value is $257,000. 21% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Middletown households.

How Middletown compares to Frederick County

FREDERICK COUNTY · 92K RESIDENTS MIDDLETOWN · 2K RESIDENTS
Frederick County vs Middletown — population comparison Frederick County: 92,007 residents. Middletown: 1,558 residents, 1.7% of Frederick County population.
92,007 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,558 MIDDLETOWN RESIDENTS ↳ 1.7% of Frederick County residents
Underwriting Guidelines

What rate class can Middletown applicants with obesity expect from life insurance carriers?

Many Middletown residents secure competitive rates despite obesity. Frederick County reports 37.9% adult prevalence (CDC PLACES); 36.6% also manage high blood pressure, with 9.4% of the ~92,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lake Holiday →

📊 Top Health Considerations (CDC)

Top Health Considerations for Middletown (CITY) High cholesterol: 39.5%. High blood pressure: 36.6%. Obesity: 37.9%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 14.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MIDDLETOWN High cholesterol 39.5% High blood pressure 36.6% Obesity 37.9% Diagnosed diabetes 12.3% Current cigarette smoking 14.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~1,558
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5151512
Google Maps
5.0 4 reviews
Middletown Town Office photo 1Middletown Town Office photo 2
Photos by Kristopher Hines , Charles Harbaugh IV via Google Maps
View on Google Maps
Middletown Town Office
Open now · Mon 9:00 AM – 5:00 PM
(540) 869-2226
middletownva.gov .GOV
7875 Church St, Middletown, VA 22645, USA
Recent Reviews
Charles Harbaugh IV ★★★★★
"Not only is Middletown, Virginia rich in history, but we are also home to one of the fastest growing colleges in Virginia at Lord Farifax Community College. We also have many community events for the…"
Scott Fink ★★★★★
"I have always had great experiences with the town administration. The staff I have observed go above an beyond to ensure the customers are taking care of. Tina goes out of her way to voluntarily make …"
Available in Middletown

Life Insurance Products in Middletown, VA

9 insurance products available in Middletown

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Frederick County and Nearby Virginia Counties

Life Insurance by City Near Middletown, VA

Life insurance by city across Frederick County and adjacent Virginia counties.

🌟 Cities Served near Middletown

20 Cities · 3 Counties
Loudoun County10
BrambletonBroadlandsGoose Creek VillageHillsboroLeesburgOne LoudounPurcellvilleRound HillStone RidgeSugarland Run
Frederick CountyHome9
BrucetownClear BrookGoreLake HolidayShawneelandStar TanneryStephens CityStephensonWhitacre
Winchester City1
Winchester
Official Resources

Know your rights in Middletown.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Middletown Life Insurance Questions

💰

How much does life insurance cost in Middletown?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Middletown
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Middletown?

Yes. June serves all of Middletown and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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