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Home›Virginia›Clarke County›Shenandoah Retreat

June Marcia Williams — Licensed Insurance Agent in Shenandoah Retreat, VA
June Marcia Williams
Your Insurance Agent in Shenandoah Retreat, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Shenandoah Retreat, VA...
National Producer No.
17209549
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Life Insurance in Shenandoah Retreat, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Shenandoah Retreat Without the Complexity

Your local licensed agent in Shenandoah Retreat, Clarke County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Shenandoah Retreat, Clarke County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Shenandoah Retreat, VA

Shenandoah Retreat, VA — Your Local Producer

Hello to my neighbors in Shenandoah Retreat. Living here in Clarke County, we appreciate the peace of mind that comes with our beautiful, natural surroundings. I'm June Marcia Williams, and I want to help you find that same sense of security for your family's financial future. As a licensed insurance producer, I offer a range of personal insurance options, including Term Life, Whole Life, Final Expense, Critical Illness, and Accident & Injury policies. My goal is to help you understand your choices and find a plan that fits your unique life. Let's talk about protecting what matters most. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Shenandoah River
  • Shenandoah Retreat Property Owners Association Clubhouse
  • Retreat Road
NPN17209549VA License1575461

Shenandoah Retreat is home to approximately 622 residents in Clarke County, with a median age of 47.4 and a median household income of $65,200. About 87% of homes are owner-occupied; the median home value is $335,000. 25% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 2% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Shenandoah Retreat households.

How Shenandoah Retreat compares to Clarke County

CLARKE COUNTY · 15K RESIDENTS SHENANDOAH RETREAT · 622 RESIDENTS
Clarke County vs Shenandoah Retreat — population comparison Clarke County: 14,882 residents. Shenandoah Retreat: 622 residents, 4.2% of Clarke County population.
14,882 CLARKE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
622 SHENANDOAH RETREAT RESIDENTS ↳ 4.2% of Clarke County residents
Underwriting Guidelines

What rate class can Shenandoah Retreat applicants with high cholesterol expect from life insurance carriers?

Many Shenandoah Retreat residents secure competitive rates despite high cholesterol. Clarke County reports 41.4% adult prevalence (CDC PLACES); 35.9% also manage high blood pressure, with 7.4% of the ~15,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Millwood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Shenandoah Retreat (CITY) High cholesterol: 41.4%. High blood pressure: 35.9%. Obesity: 31.9%. Diagnosed diabetes: 11.3%. Current cigarette smoking: 10.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SHENANDOAH RETREAT High cholesterol 41.4% High blood pressure 35.9% Obesity 31.9% Diagnosed diabetes 11.3% Current cigarette smoking 10.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Clarke County Gov Portal .GOV
Population ~622
Lack of health insurance (18–64) 5.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5171825
Google Maps
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Available in Shenandoah Retreat

Life Insurance Products in Shenandoah Retreat, VA

9 insurance products available in Shenandoah Retreat

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Clarke County and Nearby Virginia Counties

Life Insurance by City Near Shenandoah Retreat, VA

Life insurance by city across Clarke County and adjacent Virginia counties.

🌟 Cities Served near Shenandoah Retreat

24 Cities · 3 Counties
Loudoun County10
BrambletonBroadlandsGoose Creek VillageHillsboroLeesburgOne LoudounPurcellvilleRound HillStone RidgeSugarland Run
Clarke CountyHome4
BerryvilleBoyceMillwoodWhite Post
Fauquier County10
BealetonCalvertonGoldveinHumeMarkhamMidlandMorrisvilleRemingtonSumerduckWarrenton
Official Resources

Know your rights in Shenandoah Retreat.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Shenandoah Retreat Life Insurance Questions

💰

How much does life insurance cost in Shenandoah Retreat?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Shenandoah Retreat
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Shenandoah Retreat?

Yes. June serves all of Shenandoah Retreat and every municipality in Clarke County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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