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Home›Virginia›Frederick County›Lake Holiday

June Marcia Williams — Licensed Insurance Agent in Lake Holiday, VA
June Marcia Williams
Your Insurance Agent in Lake Holiday, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Holiday, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Lake Holiday, VA | 12+ Years Experience

Top-Rated Financial Protection for Lake Holiday Residents

Honest, Local Insurance Guidance for Your Family's Future in Frederick County

Your local licensed agent in Lake Holiday, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Lake Holiday, Frederick County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Lake Holiday, VA

Lake Holiday, VA — Your Local Producer

For my neighbors in the beautiful Lake Holiday community, the unique peace of lakeside living in Frederick County is something worth protecting. I'm June Marcia Williams, a licensed insurance producer living and working right here in Virginia. My goal is to help you safeguard your family's financial future with personalized guidance. I can help you navigate options like Term Life, Whole Life, Final Expense, and other policies designed to provide security when it's needed most. Let's talk about a strategy that fits your life. (NPN: 17209549, Virginia License No: 1575461)

  • Lake Holiday Clubhouse
  • Lake Holiday Marina
  • South Lakeview Drive
NPN17209549VA License1575461

Lake Holiday is home to approximately 2,200 residents in Frederick County, with a median age of 51.6 and a median household income of $103,000. About 93% of homes are owner-occupied; the median home value is $252,000. 29% of adults hold a bachelor's degree or higher; households with children make up 29%; veterans comprise 12% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Lake Holiday households.

How Lake Holiday compares to Frederick County

FREDERICK COUNTY · 92K RESIDENTS LAKE HOLIDAY · 2K RESIDENTS
Frederick County vs Lake Holiday — population comparison Frederick County: 92,007 residents. Lake Holiday: 2,233 residents, 2.4% of Frederick County population.
92,007 FREDERICK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,233 LAKE HOLIDAY RESIDENTS ↳ 2.4% of Frederick County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Lake Holiday, VA?

Yes. Frederick County's health profile — 96,000 residents, 9.4% uninsured, 12.7% adults with current cigarette smoking, 11.1% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Lake Holiday applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Lake Holiday families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Gore →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lake Holiday (CITY) High cholesterol: 39.2%. High blood pressure: 35.1%. Obesity: 37.1%. Diagnosed diabetes: 11.1%. Current cigarette smoking: 12.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAKE HOLIDAY High cholesterol 39.2% High blood pressure 35.1% Obesity 37.1% Diagnosed diabetes 11.1% Current cigarette smoking 12.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population ~2,233
Lack of health insurance (18–64) 6.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5143392
Google Maps
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Available in Lake Holiday

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Virginia Counties

Cities served near Lake Holiday.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Lake Holiday

29 Cities · 3 Counties
Shenandoah County10
BasyeConicvilleEdinburgFishers HillLebanon ChurchMount JacksonNew MarketOrkney SpringsSaint Davids ChuStrasburg
Frederick CountyHome9
BrucetownClear BrookGoreMiddletownShawneelandStar TanneryStephens CityStephensonWhitacre
Loudoun County10
BrambletonBroadlandsGoose Creek VillageLansdowneLeesburgLowes IslandOne LoudounPurcellvilleStone RidgeSugarland Run
Official Resources

Know your rights in Lake Holiday.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Lake Holiday insurance — answered.

💰

How much does life insurance cost in Lake Holiday?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lake Holiday
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lake Holiday?

Yes. June serves all of Lake Holiday and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Gore Frederick County, VA 10 products available
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You Are Here Lake Holiday Frederick County, VA
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Next → Middletown Frederick County, VA 10 products available

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