Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Berryville, VA
June Marcia Williams
Your Insurance Agent in Berryville, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Berryville, VA...
National Producer No.
17209549
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Life Insurance in Berryville, VA

Securing Families Across Clarke County with 9 Tailored Product Lines

Why Berryville Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Berryville, Clarke County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Berryville, Clarke County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Berryville, VA

Berryville, VA — Your Local Producer

As a licensed insurance producer for Virginia, I appreciate the unique character and close-knit community spirit of towns like Berryville. Life in Clarke County has a special quality, and it deserves to be protected. I am dedicated to helping my neighbors understand their options for personal insurance, whether it's Term Life, Final Expense, or other policies to safeguard their families' futures. My goal is to provide clear, one-on-one guidance so you can feel confident in your decisions. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461).

  • Clarke County High School
  • Rose Hill Park
  • Berryville-Clarke County Government Center
NPN17209549VA License1575461

Berryville is home to approximately 4,600 residents in Clarke County, with a median age of 48.9 and a median household income of $91,100. About 62% of homes are owner-occupied; the median home value is $490,000. 26% of adults hold a bachelor's degree or higher; households with children make up 27%; veterans comprise 9% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Berryville households.

How Berryville compares to Clarke County

CLARKE COUNTY · 15K RESIDENTS BERRYVILLE · 5K RESIDENTS
Clarke County vs Berryville — population comparison Clarke County: 14,882 residents. Berryville: 4,598 residents, 30.9% of Clarke County population.
14,882 CLARKE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,598 BERRYVILLE RESIDENTS ↳ 30.9% of Clarke County residents

What rate class can Berryville applicants with arthritis expect from life insurance carriers?

Yes, qualification is common in Berryville. Within Clarke County's ~15,000 residents — including the 7.4% currently without health coverage — 30.3% of adults manage arthritis and 12.2% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby White Post →

📊 Top Health Considerations (CDC)

Top Health Considerations for Berryville (CITY) High cholesterol: 41.4%. High blood pressure: 37.1%. Obesity: 32.8%. Diagnosed diabetes: 12.3%. Current cigarette smoking: 12.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BERRYVILLE High cholesterol 41.4% High blood pressure 37.1% Obesity 32.8% Diagnosed diabetes 12.3% Current cigarette smoking 12.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~4,598
Lack of health insurance (18–64) 7.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5106968
Google Maps
Berryville photo 1Berryville photo 2Berryville photo 3Berryville photo 4
Photos by Peter Danao , M. W. , Crystal Burtner , Bernie Trost via Google Maps
Berryville
Berryville, VA 22611, USA

Life Insurance Products in Berryville, VA

9 insurance products available in Berryville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Berryville, VA

Life insurance by city across Clarke County and adjacent Virginia counties.

🌟 Cities Served near Berryville

15 Cities · 3 Counties
Winchester City1
Clarke CountyHome4

Know your rights in Berryville.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Berryville Life Insurance Questions

💰

How much does life insurance cost in Berryville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Berryville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Berryville?

Yes. June serves all of Berryville and every municipality in Clarke County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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