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Home›Virginia›Frederick County›Stephens City

June Marcia Williams — Licensed Insurance Agent in Stephens City, VA
June Marcia Williams
Your Insurance Agent in Stephens City, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Stephens City, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Stephens City, VA | 12+ Years Experience

Top-Rated Financial Protection for Stephens City Residents

Honest, Local Insurance Guidance for Your Family's Future in Frederick County

Your local licensed agent in Stephens City, Frederick County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Stephens City, Frederick County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Stephens City, VA

Stephens City, VA — Your Local Producer

For my neighbors in Stephens City, living here in Frederick County means appreciating our unique blend of history and community. As a local licensed insurance producer, I'm dedicated to helping families right here secure their financial futures. Whether you're considering Term Life, Whole Life, Final Expense, or plans for critical illness or accidents, I can help you navigate your options with personalized attention. My goal is to provide clear, straightforward guidance so you can make confident decisions for your loved ones. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Stephens City Town Office
  • Sherando Park
  • Newtown-Stephensburg Historic District
NPN17209549VA License1575461
Underwriting Guidelines

How does high cholesterol impact life insurance underwriting in Stephens City, VA?

Many Stephens City residents secure competitive rates despite high cholesterol. Frederick County reports 36.5% adult prevalence (CDC PLACES); 38.1% also manage obesity, with 9.4% of the ~96,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Stephens City families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Star Tannery →

📊 Top Health Considerations (CDC)

Top Health Considerations for Stephens City (CITY) High cholesterol: 36.5%. High blood pressure: 33.1%. Obesity: 38.1%. Diagnosed diabetes: 11%. Current cigarette smoking: 13.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · STEPHENS CITY High cholesterol 36.5% High blood pressure 33.1% Obesity 38.1% Diagnosed diabetes 11.0% Current cigarette smoking 13.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Frederick County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 8.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5175344
Google Maps
2.3 6 reviews
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Stephens City Town Office
Open now · Mon 9:00 AM – 5:00 PM
(540) 869-3087
stephenscity.gov .GOV
1033 Locust St, Stephens City, VA 22655, USA
Recent Reviews
John Mitchell ★☆☆☆☆
"They never answer their phones and their online service is horrible to navigate or even works. Need a new mayor.."
Becca Bongiovi ★★★★★
"They are very kind, helpful, and understanding people. Lucky to have them for water"
Available in Stephens City

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Frederick County and Neighboring Virginia Counties

Cities served near Stephens City.

June Marcia Williams writes life insurance and supplemental health policies across Frederick County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Stephens City

26 Cities · 3 Counties
Warren County7
Apple Mountain LakeBrowntownFront RoyalLindenShenandoah FarmsShenandoah ShoresSkyland Estates
Frederick CountyHome9
BrucetownClear BrookGoreLake HolidayMiddletownShawneelandStar TanneryStephensonWhitacre
Shenandoah County10
BasyeConicvilleEdinburgFishers HillLebanon ChurchMount JacksonNew MarketOrkney SpringsSaint Davids ChuStrasburg
Official Resources

Know your rights in Stephens City.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Stephens City insurance — answered.

💰

How much does life insurance cost in Stephens City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Stephens City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Stephens City?

Yes. June serves all of Stephens City and every municipality in Frederick County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Star Tannery Frederick County, VA 10 products available
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You Are Here Stephens City Frederick County, VA
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Next → Stephenson Frederick County, VA 10 products available

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