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June Marcia Williams — Licensed Insurance Agent in Winchester, VA
June Marcia Williams
Your Insurance Agent in Winchester, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Winchester, VA...
National Producer No.
17209549
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Top-Rated Life Insurance in Winchester City, VA | Local Expert

Protecting Families Across All 1 Winchester City Municipalities

Why Winchester City Residents Trust June for Same-Day Quotes

Protect your family in Winchester City. 1 municipalities. 9 product lines. One licensed agent.

Licensed Virginia agent June Marcia Williams (#1575461, NPN 17209549) writes life insurance for Winchester City, Virginia residents — fully-underwritten and simplified-issue products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
County Hub · Winchester City, VA

Across Winchester City

As a licensed insurance producer serving Winchester City, I'm proud to help protect the families and businesses that make this regional hub so vibrant. From the busy commuter and commercial corridors along I-81 to the vital medical services that serve the entire Northern Shenandoah Valley, Winchester is a community defined by its dynamic energy and deep historical roots. My goal is to provide peace of mind for homeowners and families throughout the area, ensuring your assets are secure so you can enjoy all that this beautiful region has to offer. I'm here to help you find the right life and health insurance solutions for your specific needs. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Winchester-Frederick County Judicial Center
  • Winchester Medical Center
  • Jim Barnett Park
NPN17209549VA License1575461

How Winchester City compares to Virginia

VIRGINIA · 8.6M RESIDENTS WINCHESTER CITY · 28K RESIDENTS
Virginia vs Winchester City — population comparison Virginia: 8,624,511 residents. Winchester City: 28,103 residents, 0.3% of Virginia population.
8,624,511 VIRGINIA POPULATION ↳ 1 cell ≈ 100,000 residents
28,103 WINCHESTER CITY RESIDENTS ↳ 0.3% of Virginia residents
Underwriting Guidelines

What are the primary life insurance underwriting factors in Winchester City, VA?

Life insurance carriers price Winchester City's ~28,000 residents — 12.7% lacking health insurance — against the local health profile: High cholesterol (38.7%), Obesity (37.6%), High blood pressure (37.5%) adult prevalence per current CDC PLACES data.

Local Health Data

📊 Top Health Considerations (CDC)

Top Health Considerations for Winchester City (COUNTY) High cholesterol: 38.7%. Obesity: 37.6%. High blood pressure: 37.5%. Arthritis: 26%. Current cigarette smoking: 15.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WINCHESTER CITY High cholesterol 38.7% Obesity 37.6% High blood pressure 37.5% Arthritis 26.0% Current cigarette smoking 15.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

🏛️ Official County Resources

  • NACo County Profile .ORG
  • Population ~28,000
  • Lack of health insurance (18–64) 12.7%

    Healthcare-access indicator. Higher rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

  • FIPS code 51840
Google Maps
3.9 8 reviews
City of Winchester, VA photo 1City of Winchester, VA photo 2City of Winchester, VA photo 3City of Winchester, VA photo 4
Photos by John Mackinnon , Sergey Reznichenko , City of Winchester, VA , Alex PennCove Tucker via Google Maps
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City of Winchester, VA
Open now · Mon 8:00 AM – 5:00 PM
(540) 667-1815
winchesterva.gov .GOV
15 N Cameron St, Winchester, VA 22601, USA
Recent Reviews
Michelle Montessi ★☆☆☆☆
"Terrible customer service!!!! I had to call about taxes and Cheryl was very unprofessional. She asked why I kept contacting her because she has already spoken to me twice today. I apologized to her as…"
Pete Burger ★★★★★
"Johnnie the meter guy is the nicest guy they have,treats you like a human being,with dignity and compassion ❤️"
Products Available

Nine product lines available in Winchester City.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Explore Term Life Options 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Explore Whole Life Options 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Explore Universal Life Options 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Explore Critical Illness Options 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Explore Hospital Indemnity Options ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Explore Accident Coverage Options 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Explore Business Life Options 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Explore Special Situations Options 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Explore Final Expense Options
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Browse Winchester City

Find coverage in your area.

Coverage is local across all 1 Winchester City cities — select your community below for product-specific underwriting and a direct line to your licensed agent.

📍 Cities in Winchester City

1Cities
Winchester

🔍 Popular Searches

City × product — what Winchester City residents search for

🛡️ Life Insurance
Winchester Term Life Insurance Term→Winchester Whole Life Insurance Whole→
🏥 Supplemental Health
Winchester Critical Illness Insurance Critical→
🏢 Business & Notary
Winchester Key Person Insurance Business→
Regional Risk Matrix

Localized policy options by product line.

Review active risk variables, carrier compliance parameters, and regional premium classifications specific to your county.

💎 Whole Life

1 Cities
Affordable Winchester Whole Life Winchester permanent coverage. Cash value accumulation plus lifetime protection.

📈 Universal Life

1 Cities
Affordable Winchester Universal Life Winchester flexible life insurance. Index-linked growth with adjustable premiums.

🏥 Critical Illness

1 Cities
Affordable Winchester Critical Illness Winchester critical illness protection. Lump-sum cash on diagnosis.

🏨 Hospital Indemnity

1 Cities
Affordable Winchester Hospital Indemnity Winchester hospital cash benefits. Daily income during inpatient stays.

⚡ Accident & Injury

1 Cities
Affordable Winchester Accident & Injury Winchester accident coverage. 24/7 protection for active families.

🏢 Business Life

1 Cities
Affordable Winchester Business Life Winchester key person insurance. Protect your business continuity.

🔑 Special Situations

1 Cities
Affordable Winchester Special Situations Winchester pre-existing condition coverage. Marijuana, diabetes, DUI accepted.

🕊️ Final Expense

1 Cities
Affordable Winchester Final Expense Winchester burial insurance. No medical exam plans from $5K to $50K.
Official Resources

Know your rights in Winchester City.

State and federal resources for insurance consumers. Verify, research, protect.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law. VA Bureau of Insurance regulates all insurance in Virginia.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's National Producer Number (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides from the National Association of Insurance Commissioners on choosing coverage and filing complaints.

Visit content.naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for when buying life insurance and your federal protections.

Visit www.iii.org →.GOV
Frequently Asked Questions

Winchester City insurance — answered.

Six questions covering all product lines. Every answer Winchester City-specific.

💰

How much does life insurance cost in Winchester City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Winchester City
🏙️

What cities does June serve in Winchester City?

All 1 municipalities in Winchester City, including Winchester. Each location has access to the full range of life insurance products — term life, whole life, IUL, final expense, and supplemental health — through a licensed independent agent.

1 Cities
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Options include simplified-issue and guaranteed-issue policies. Rates vary by carrier.

Special Situations
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
⚱️

What is the average VA funeral cost?

Approximately $9,443 in Virginia. Final expense insurance covers burial, memorial, and medical bills — helping Winchester City families avoid this burden.

VA Data
✅

How do I verify June's license?

Verify through VA Bureau of Insurance or NIPR. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Other VA Counties

Coverage across Virginia.

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Wise16 citiesWythe11 citiesYork6 cities

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