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June Marcia Williams — Licensed Insurance Agent in Hancock, MD
June Marcia Williams
Your Insurance Agent in Hancock, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Hancock, MD...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Hancock | Same-Day Quotes

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Hancock Without the Complexity

Your local licensed agent in Hancock, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Hancock, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Hancock, MD

Hancock, MD — Your Local Producer

For my neighbors in Hancock, living here in Washington County means appreciating our unique place as Maryland's Trail Town, where the path ahead is always part of our story. Planning for your family's financial future is just as important as navigating the C&O Canal Towpath. I'm June Marcia Williams, a licensed insurance producer dedicated to helping local families find the right personal insurance coverage. I can help you explore options like Term Life, Final Expense, and other policies to secure your loved ones' well-being. As your neighbor, I'm here to help you understand your choices. (NPN: 17209549, Maryland License No: 3004137002)

  • Hancock Town Hall
  • C&O Canal National Historical Park
  • Western Maryland Rail Trail
NPN17209549MD License3004137002

Hancock is home to approximately 1,600 residents in Washington County, with a median age of 37.8 and a median household income of $44,800. About 52% of homes are owner-occupied; the median home value is $158,000. 8% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Hancock households.

How Hancock compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS HANCOCK · 2K RESIDENTS
Washington County vs Hancock — population comparison Washington County: 154,645 residents. Hancock: 1,583 residents, 1.0% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,583 HANCOCK RESIDENTS ↳ 1.0% of Washington County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Hancock, MD?

Coverage is widely available. Hancock sits within Washington County (population ~156,000, 9.4% uninsured), where 17.7% of adults have current cigarette smoking alongside 14.8% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Hancock families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Pinesburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Hancock (CITY) High cholesterol: 38.7%. High blood pressure: 42%. Obesity: 39.8%. Diagnosed diabetes: 14.8%. Current cigarette smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HANCOCK High cholesterol 38.7% High blood pressure 42.0% Obesity 39.8% Diagnosed diabetes 14.8% Current cigarette smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~1,583
Lack of health insurance (18–64) 8.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2436600
Google Maps
4.3 24 reviews
Hancock Town Hall & Community Center photo 1Hancock Town Hall & Community Center photo 2
Photos by Jamie Sage , Hancock Town Hall & Community Center via Google Maps
View on Google Maps
Hancock Town Hall & Community Center
Open now · Mon 8:00 AM – 4:00 PM
(301) 678-5622
townofhancock.org
126 W High St, Hancock, MD 21750, USA
Recent Reviews
Cierra Laster ★★★★★
"I was in need of donated space to hold a mediation, when I called to inquire, the staff was incredibly helpful and kind. The meeting room was perfect."
Jamie Sage ★★★★★
"Finally got to visit! What a great small town museum."
Available in Hancock

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Washington County and Neighboring Maryland Counties

Cities served near Hancock.

June Marcia Williams writes life insurance and supplemental health policies across Washington County and adjacent Maryland counties — all within the same Maryland regulatory framework.

🌟 Cities Served near Hancock

30 Cities · 3 Counties
Carroll County10
CarrolltonGreenmountHampsteadManchesterMount AiryNew WindsorPatapscoSykesvilleTaneytownWoodbine
Washington CountyHome10
AntietamBagtownCearfossGaplandHagerstownLeitersburgMaugansvilleMount LenaPecktonvilleRohrersville
Montgomery County10
BeallsvilleBrinklowCloverlyDarnestownFlower HillFriendship Heights VillageGaithersburgMontgomery VillageRedlandSpencerville
Official Resources

Know your rights in Hancock.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Hancock insurance — answered.

💰

How much does life insurance cost in Hancock?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Hancock
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Hancock?

Yes. June serves all of Hancock and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

Verified
Nearby Cities

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