Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Pinesburg, MD
June Marcia Williams
Your Insurance Agent in Pinesburg, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pinesburg, MD...
National Producer No.
17209549
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Life Insurance in Pinesburg, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pinesburg Without the Complexity

Your local licensed agent in Pinesburg, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Pinesburg, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Pinesburg, MD

Pinesburg, MD — Your Local Producer

Hello, Pinesburg neighbors! As a fellow Marylander who appreciates the unique character of Washington County, I understand that life here is special. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving our community. I help individuals and families find personal insurance solutions—like Term Life, Final Expense, or Accident & Injury policies—that fit their specific needs and goals. My focus is on providing clear, personalized guidance so you can feel confident in the financial safety net you build for your loved ones. (NPN: 17209549, Maryland License No: 3004137002)

  • Potomac River
  • C&O Canal Towpath
  • Pinesburg Road
NPN17209549MD License3004137002

Pinesburg is home to approximately 511 residents in Washington County, with a median age of 29.6. About 100% of homes are owner-occupied; the median home value is $191,000. 6% of adults hold a bachelor's degree or higher; households with children make up 71%; veterans comprise 0% of residents. Average household size is 3.3. These demographic markers shape which life insurance products fit Pinesburg households.

How Pinesburg compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS PINESBURG · 511 RESIDENTS
Washington County vs Pinesburg — population comparison Washington County: 154,645 residents. Pinesburg: 511 residents, 0.3% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
511 PINESBURG RESIDENTS ↳ 0.3% of Washington County residents

How does high cholesterol impact life insurance underwriting in Pinesburg, MD?

Coverage is widely available. Pinesburg sits within Washington County (population ~155,000, 9.4% uninsured), where 38.4% of adults have high cholesterol alongside 26.4% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Yarrowsburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pinesburg (CITY) High cholesterol: 38.4%. High blood pressure: 40.9%. Obesity: 36.6%. Diagnosed diabetes: 13.7%. Current cigarette smoking: 13.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PINESBURG High cholesterol 38.4% High blood pressure 40.9% Obesity 36.6% Diagnosed diabetes 13.7% Current cigarette smoking 13.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~511
Lack of health insurance (18–64) 7.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2461700
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Life Insurance Products in Pinesburg, MD

9 insurance products available in Pinesburg

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Pinesburg, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Pinesburg

30 Cities · 3 Counties
Carroll County10

Know your rights in Pinesburg.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Pinesburg Life Insurance Questions

💰

How much does life insurance cost in Pinesburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pinesburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pinesburg?

Yes. June serves all of Pinesburg and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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