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June Marcia Williams — Licensed Insurance Agent in Fairplay, MD
June Marcia Williams
Your Insurance Agent in Fairplay, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fairplay, MD...
National Producer No.
17209549
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Life Insurance in Fairplay, MD

Securing Families Across Washington County with 9 Tailored Product Lines

Why Fairplay Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Fairplay, Washington County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Fairplay, Washington County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Fairplay, MD

Fairplay, MD — Your Local Producer

Hello, Fairplay neighbors! In a community like ours here in Washington County, where we value peace of mind and looking out for one another, planning for the future is just part of our nature. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549) serving Maryland residents. I specialize in helping individuals and families find personal insurance solutions, from Term and Whole Life to Final Expense and Accident & Injury plans. My goal is to help you understand your options so you can protect what matters most. (Maryland License No: 3004137002)

  • Fairplay Volunteer Fire Company
  • St. Mark's Lutheran Church
  • Intersection of Greencastle Pike (MD-63) and Lappans Road (MD-68)
NPN17209549MD License3004137002

Fairplay is home to approximately 543 residents in Washington County, with a median age of 41.5 and a median household income of $113,000. About 94% of homes are owner-occupied; the median home value is $240,000. 15% of adults hold a bachelor's degree or higher; households with children make up 49%; veterans comprise 9% of residents. Average household size is 4.0. These demographic markers shape which life insurance products fit Fairplay households.

How Fairplay compares to Washington County

WASHINGTON COUNTY · 155K RESIDENTS FAIRPLAY · 543 RESIDENTS
Washington County vs Fairplay — population comparison Washington County: 154,645 residents. Fairplay: 543 residents, 0.4% of Washington County population.
154,645 WASHINGTON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
543 FAIRPLAY RESIDENTS ↳ 0.4% of Washington County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Fairplay, MD?

Yes, qualification is common in Fairplay. Within Washington County's ~155,000 residents — including the 9.4% currently without health coverage — 26.4% of adults manage arthritis and 11.7% live with current cigarette smoking per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Kemps Mill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fairplay (CITY) High cholesterol: 38.4%. High blood pressure: 38.2%. Obesity: 34.4%. Diagnosed diabetes: 12.2%. Current cigarette smoking: 11.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FAIRPLAY High cholesterol 38.4% High blood pressure 38.2% Obesity 34.4% Diagnosed diabetes 12.2% Current cigarette smoking 11.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Washington County Gov Portal .GOV
Population ~543
Lack of health insurance (18–64) 6.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2427425
Google Maps
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Available in Fairplay

Life Insurance Products in Fairplay, MD

9 insurance products available in Fairplay

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Washington County and Nearby Maryland Counties

Life Insurance by City Near Fairplay, MD

Life insurance by city across Washington County and adjacent Maryland counties.

🌟 Cities Served near Fairplay

30 Cities · 3 Counties
Carroll County10
CarrolltonCarrolltowneHampsteadManchesterMount AiryNew WindsorSykesvilleTaneytownUnion BridgeWestminster
Washington CountyHome10
AntietamCearfossEakles MillHagerstownLeitersburgMaugansvilleMercersvilleMount LenaPecktonvilleRohrersville
Montgomery County10
BeallsvilleBrookmontCloverlyDarnestownFriendship Heights VillageGaithersburgKensingtonMontgomery VillageRockvilleSpencerville
Official Resources

Know your rights in Fairplay.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fairplay Life Insurance Questions

💰

How much does life insurance cost in Fairplay?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fairplay
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fairplay?

Yes. June serves all of Fairplay and every municipality in Washington County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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